Well, that depends. In many European countries, if you have nothing when you retire, the state gives you all sorts of benefits, and even before you retire. What happens is that these benefits are only for subsistence, not much more. But knowing that the state network is there makes many people not to worry about their retirement. However, the best thing to do, even if you have a public pension in the future or benefits if you are not entitled to a pension, is to supplement it with savings and investments throughout your working life.
That help from government for retired people differs from one European country to other. I live in a European country and my grandma receive only such benefits: free public transport, discounts for city-to-city transport, once per month she get some food package from "pension fund" that consist of cereals, sugar and few cans with vegetables. I would not call it even as minimum survival package for a week. I call it as total absurd, when average pension is less than minimum living wave which is less than minimum monthly salary.
There are really countries on which they do really have that much better programs which are really that intended for elderly on which they would really be that somewhat that do able to make themselves
having that kind of assuring condition that they wont really be that be struggling on the time that they would be able to reach out those retirement days on which it would really be that a good situation
or part for them. This is why most of those old people would really be that confident that on where they would really be ending up and not really just that planning too much whether they would be saving up
that much for their future conditions just because they do know on the benefits that they could really be able to get but of course just like been said that this would vary from each country because
not all would really be on the same condition or situation.