...As for "liking banks", I can't even...
Well, I know it's all cool and hip to hate banks but I don't!
I'm over being hip and cool. I suspect what you mean to say is that you "tolerate banks and find it unlikely that they'll be replaced in our lifetime". Both of which I can agree with. Nerds who believe that cryptos represent a direct challenge to fiat empires are a bit overly idealistic.
(Banks) have an important role and function in our modern society. We will always have banks, perhaps a little different setup than today in the future but we will still have banks. Thinking that just with a blockchain, we no longer need banks, rules and regulations and government oversight is very naïve in my humble opinion.
Not only that but also most people need the stability which banks offer. Money is not just money. Money is life. All these life hours you put into work, they convert into money. Thinking some random guys somewhere setting up a server and running a few full nodes will replace banking is almost childish.
Not a personal attack, just my opinions.
Not sure where you're banking, but last I checked the banking industry has created so many unchecked financial bubbles (real estate, stocks, derivatives), and an accounting system that is roughly as valid as a child drawing with 4 colors of crayons. Not to mention that they spy on their customers, charge exorbitant fees to earn interest on your money, engage in widespread market-rigging and fraudulent fractional lending, and generally place a burden on almost all economic activity. Oh, and I did I mention that they work fist in glove with repressive money-printing governments and multinationals to part the masses from their wealth?
So I don't see the "stability which banks offer". And I think if you truly love and value your money, you'll be best off to keep it safe from the centrally controlled banking system any way that you can. The simple fact is that Bitcoin and cryptos came about precisely when they did because the financial sector had become a giant self-serving fraud and generally a cancer on society. IMHO our recent thread about exchanges and Tether demonstrates exactly what happens when you take the legacy fraud-ridden banking business model and apply it to cryptos.
Back ontopic, BTC looks a little shaky out there. No more roaring past $4000 the minute the dip finishes... And it seems that all other crypto exchange rates still move together with BTC. At this point I'm done with charts and technical hokum. I'm buying a BCH dip and holding because I believe the technology is superior.
Oh, and mining BCH is still 1.10x more profitable than mining BTC.
...I hope BTC does the big dip down to below $3000 soon which everyone is waiting for. *lol* ...so I can buy BCH! 
