...Granted it's not quite as decentralised...
Yes I know but we already have regular banks for such fast transactions who are much more stable, much trustworthy and stuff don't disappear or lose value over night.
Bitcoin was supposed to be like cash but in electronic form. Cash is not centralized.
It is not even mostly about anonymity but convenient of removing borders and making the world smaller, bringing all people closer to each other instead of middle men taking a cut out of everything.
You are missing the entire point of "original" Bitcoin and that is why the current Bitcoin is not "true" Bitcoin.
Bitcoin Cash (BCH) is the true Bitcoin. Slow as it may but it is keeping the original "cash" idea of the Bitcoin.
You start putting middle men in this thing, it is no longer Bitcoin and we already have regular banks as middle men.
Edit: Of course, it does not mean "BCH" will "win" in the end. Not always, the better man wins.
Edit 2: and I don't care what others say, I'm not one of those "bank haters" at all. I really like banks. I have everything digital in bank and all bills automated. No papers, no nothing. I don't even have to login to my bank! Many good banks out there who provide excellent service. People hate banks for debts and such but no one forced them to take the debt! Banks are safe and in Europe, we even have guarantee of our deposits if a bank fails. No such thing could be said about Bitcoins or any other of these digital "currencies"... so no, I don't hate banks, I like banks. They have oversight from governments and they are safe! That is why they are called "Banks" and not "Exchange". My two cents.
Banks are convenient but only if you trade in your own country and yes in come counties banks are not that bad and offer some protection like here in the UK but when I have to receive checks from the likes of Amazon (That's all they offer unless your in
a the US) for affiliate payments etc it's slow and expensive.
I have my payout limit set high at £10000 and just cashout on demand by lowering it because these so called banks charge me around £50 (that's about $70USD) just to cash it and then I have to wait 2-3 weeks before I can withdraw or spend it.
And also as a seller I can have anyone chargeback up to 6 months in the future and then no there is no protection it's gone