As for which banks..
http://gtgox.com/partners-of-ripple/
have a read dude
i do get your drift, im simply pointing out that you are seeing it wrong.
i'm not microscoping, im actually saying out loud what you were implying.
Those banks are partnerships, those are companies who are interested in utilizing ripple in their own system. (i see only upside)
So overal, you are comparing 2 coins which both have their own target market.. useless to compare. and you give wrong information.
you can love litecoin, but like almost every fanboy of their own preferred currency, remain realistic and stick to the facts. Love is good, ignorance is a killer..