For me it is required to be a master of both things like of course you can not have experience if you are not going to try and some people would think it's a waste of their time if they are doing what they know already like repeating their work over and over again. So it should be in a balance.
Everything takes time to master. But at least you do have a bit of those skill. Not everyone is gifted. There are a lot of smart people who can produce money fast but doesn't know how to save money or how to use it properly. And there are people who know how to use money properly but have less production. So at least we should balance and know our weaknesses.