Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
I also have the same problem as yours. I am having a hard time managing my money and earning. My mentally is that, if a have, i have, if none, then none. Then I came to realize, it wasn't suppose to be this way. What will happen if there is an emergency? What will I use? So I started to change my mindset, and tried to earn.
For now, I am listing down all of my expenses, everyday, even the smallest one so that I will know where the money is going and will know where to cut expenses. Also, I set aside at least 10% of my salary and my husbands' before paying bills and buying necessities. I also ponder before buying, if do i really need this and that or not.
I think it is somehow working (I started only a couple of months). am aware where our money goes and I can save a little amount for emergency or other necessary expenses for the future.