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Topic: Best tip on saving money - page 6. (Read 7720 times)

full member
Activity: 378
Merit: 100
April 16, 2018, 04:19:06 AM
Best tip to save money is dont spend to much, dont buy very expensive stuff, dont buy always food just minimized what you spend everyday. Because now a days is so hard to find money. If you have a good job just save always your salary to the next days because no one now what happen next days. So be wised what you spend of.
newbie
Activity: 31
Merit: 0
April 16, 2018, 03:25:02 AM
How to save money in my opinion is we should be able to separate our money to the tube, we also must be wise in processing our money, every purchase of goods we need in everyday life. Every purchase of goods we should be able to record anything we need , before we shop in the market.
member
Activity: 125
Merit: 10
April 16, 2018, 12:15:53 AM
You just gonna spend your money on what you need, and avoid temptations, such as things that you like or makes you interested.
try this method, in case 80% daily spending (transportation, food, miscellaneous, and others that might be your concern), 20% savings on the given money you have.
member
Activity: 518
Merit: 10
April 15, 2018, 11:41:27 PM
The best for saving money is to buy only the important things that you need everyday in your life, don't buy the things has been useless to you that is wasting your money. Try put of your money in banks for your future.
sr. member
Activity: 756
Merit: 250
April 15, 2018, 10:48:23 PM
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.

as for me i always list down things i have to buy and i always makes sure that it is only 75% of the money i have. never break what is written on your notes and make sure that all that is listed is essential and belongs on your needs not on what you want. be responsible enough to handle money
This financial strategy must be disciplined so that we can manage finances. if in our finances wrong then as much as any money we have it will soon be exhausted.
full member
Activity: 420
Merit: 100
CAT.EX Exchange
April 15, 2018, 10:39:06 PM
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.

I always save my money by: first we must have the budget arrangement do the savings gradually if we immediately save I'm sure it will fail. then change the habit often come to the cafe just to drink a cup of coffee during office breaks. we can bring coffee from home is more efficient. the last we have to often analyze whether we buy this need or desire if we often shop in accordance with the desire is not a necessity then we are wasteful to buy goods because we need not want.
newbie
Activity: 126
Merit: 0
April 15, 2018, 08:31:46 PM
Keep your excess money to keep safe it or put it in a bank and don't ask for card credit it would help you lessen withdrawing or buying things you don't need and regret it later.
member
Activity: 294
Merit: 12
April 15, 2018, 08:19:50 PM
The first thing you can do is to look at the expenses that exist each month. Start by collecting receipts, slips, and bills within a month. Then you count the total. In this way, you can estimate how much you spend for the next month. In addition, you can also trim some expenditure items that if exaggerated. Easy, is not it?
newbie
Activity: 82
Merit: 0
April 15, 2018, 06:59:27 PM
Simply sacrifice. Sacrifice pleasure that you can live without. Why buy the latest console when you have plenty of games from previous generations that you haven't played, for example.
full member
Activity: 1610
Merit: 103
The OGz Club
April 15, 2018, 06:53:14 PM
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
it all depends on you too, if there is intention to save money yes you live maximize it, for example by saving then your money can also be safe.
newbie
Activity: 48
Merit: 0
April 15, 2018, 03:34:01 PM
Not as serious, but don't go to the grocery store hungry. I end up buying food that I was craving at the time, but then it ends up collecting dust in my pantry.
newbie
Activity: 50
Merit: 0
April 15, 2018, 03:32:55 PM
I use the software "You Need a Budget." Totally changed my life. There's a little bit of a learning curve, but once you get the hang of their system you'll find that it's pretty easy to start saving.
newbie
Activity: 10
Merit: 0
April 15, 2018, 03:27:54 PM
When you want to buy something, don't buy it yet, wait two weeks and if you still want it then, then buy it. This trick will save you lots of money that would've been wasted on things you would've only used once and never again.
member
Activity: 462
Merit: 12
April 15, 2018, 03:26:30 PM
Hello, how to save money? Yes, very elementary friend, just need to reduce your human needs !!!
We always need money, and how many of them we will not have - will still be missed. One person lives a day for $ 10, and another and a million is not enough.
member
Activity: 122
Merit: 12
April 15, 2018, 03:10:04 PM
For me, the best way to save money is to prioritize first your daily needs. Make a budget on everything you need to purchase so that you will not be overspending, keep track of all the expenses.
newbie
Activity: 210
Merit: 0
April 15, 2018, 09:46:02 AM
The easier way to save money, is to put way at least 10% from your income. If you can keep it in a bank account where it will be very difficult for you to have access to it, it will be better. It is not easy but with determination you can save.
sr. member
Activity: 490
Merit: 250
April 15, 2018, 09:34:37 AM
Every people have their own ways to save money. We see how important money is. Every move you will need your money, this is the importance of money. We cannot live without money in our today's life. We all need money, investing your money to have a good or successful is the best way to have your money. We must know what are the ways of saving money, to have a successful life.
newbie
Activity: 72
Merit: 0
April 15, 2018, 09:28:50 AM
The best way to save money is to have a tight budget. Dont spend if not included inyour budget. Set aside a portion of your income as saving. If tour salary increases, put it all into your saving instead of increasing also the budget for your expenses.
jr. member
Activity: 98
Merit: 1
April 15, 2018, 09:22:24 AM
If you are considering to save money at the end of month or week, the following ways are my best tips.

1.Place Savings Before Spending.
One of the wrong ways to go about saving from your monthly earning is to save what is left after your spendings. No! That won’t work. If you truly desire to see the account balance of your savings account go up on a monthly basis, you have to save first and then spend what is left. If you insist on spending and then saving what is left, the chances of having anything left are quite slim.

2.Create a Budget and Monitor it.
If you are planning to save a percentage of your earnings, then you should have a budget, and bear in mind that your budget should include everything you spend money on monthly; even money spent on airtime for your mobile device and money you set aside for charity.
This is not the kind of budget that you carry around in your head; you have to write it out or have it typed out in a document where you can look through it as frequently as you need to.
Write out how much your disposable income is on a monthly basis and how much you intend to save. Also, write out every single item or service that you pay for; right from the salon to the restaurant and others. In other words, ensure everything is covered; every single thing.
At the same time, ensure that you monitor your budget. In situations where you record expenses that were not initially included in the budget, include them in the budget under review and make plans for such recurrence.
Regardless of what comes up, a portion of your salary needs to be saved.

3.Embrace Delayed Gratification.
Delayed gratification refers to when you resist a smaller but more immediate reward in order to receive a larger or more enduring reward later. For instance, if someone offers to sell you a new pair of shoes or a really nice wristwatch, wait for a clear 48 hours before you make a decision on whether to buy or not. This gives you sufficient time to decide if this is something you need or something you want. If you work with this strategy, you’ll end up not buying quite a number of things you originally wanted to buy. There’s always something to buy; the TV and internet are riddled with advertisements of products and services we love.
newbie
Activity: 136
Merit: 0
April 15, 2018, 08:43:04 AM
Yes, there is only one tip to make a huge amount of money; do not be greedy, if you are always in a greedy-mode, you are always going to lose a lot of money because you are always going to try to make more money, as much as you can. That is why i am always trying to avoid holding or trading.
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