Topic: Charles-Tim merit source application + Nigerian local board - page 3. (Read 1872 times)

Create a new one with focused on the Nigerian board (that's move your new application to a new thread and lock this one). I won't have noticed you applied to be a source if I wasn't quoted.

while some who enevr even applied became merit sources.

I don't think that theymos cares about which rank potential merit source sends merit to, but rather to what kind of posts he merits. At least I like to think that.

Nope, not everyone who applied became a merit source as there are bunch of users who submitted their applications years ago and were skipped when theymos introduced new merit sources back in 2021, while some who enevr even applied became merit sources.

My guess is probably right - theymos want a merit source that tends to help lower ranked communities that have quality posts versus focusing on distributing merit to highly reputable users most of whom are merit sources.

Every user who applies becomes a merit source

Every time I post in one of these application threads (and I've already posted in this one), I wonder what Theymos's plans are as far as adding new merit sources, whether he thinks there's enough merits circulating, and basically what's on his mind with respect to the merit system in general.

If I want to be a merit source, I want to have a responsibility to distribute merits to quality posts on this forum. If people send me merits, I can decide to send all to only one person or anyone that I like. I can even decide to hoard it. That is the difference.

Theymos needs merit sources that can send merit to quality posts (be it low rank or high rank). If the way I merit people now make you think I will not focus on low rank members, your assumption is completely wrong.

I do not want to create another thread for merit source application for local board, this is the reason I am posting about it on the thread that I have used to apply for merit source before.

I am applying for merit source for Nigeria (Naija) local board.

If I want to be a merit source, I want to have a responsibility to distribute merits to quality posts on this forum. If people send me merits, I can decide to send all to only one person or anyone that I like. I can even decide to hoard it. That is the difference.

Theymos needs merit sources that can send merit to quality posts (be it low rank or high rank). If the way I merit people now make you think I will not focus on low rank members, your assumption is completely wrong.

I think there are several criteria that theymos expect before he makes someone into a new merit source. I'll admit that Charles-Tim fits that criteria - but his habit of tending to distribute merit among familiar users with good reputations probably didn't really help the community get more merit flowing among lower ranked users. But honestly that's not the case - especially since anyone can send merit to anyone regardless of rank.

I think there are several criteria that theymos expect before he makes someone into a new merit source. I'll admit that Charles-Tim fits that criteria - but his habit of tending to distribute merit among familiar users with good reputations probably didn't really help the community get more merit flowing among lower ranked users.

My guess is probably right - theymos want a merit source that tends to help lower ranked communities that have quality posts versus focusing on distributing merit to highly reputable users most of whom are merit sources.

Every time I post in one of these application threads (and I've already posted in this one), I wonder what Theymos's plans are as far as adding new merit sources, whether he thinks there's enough merits circulating, and basically what's on his mind with respect to the merit system in general.

I see your initial merit source application hasn't been accepted by Theymos just yet, but i think you have a stronger case here, since our local board is somewhat new and undermerited, giving us a merit source might be something Theymos will consider doing. Goodluck with your application and i'm certain you'll make a good merit source when accepted.

I am applying for merit source for Nigeria (Naija) local board.

You will be surprised by this stat from Rikafip:
..

I’m not sure about the employment status before the person can pay back the loan but the repayment of the loan will commence two years after NYSC. I just hope employment is readily available for such graduates within the two years after NYSC, so that they can pay back on time and the process remains swift for the betterment of all Nigerian students.


Before the bill was being passed it must have a passed a lot of scrutiny by top officials and the president  is already briefed and aware of how it will be executed, I hope the process doesn’t favour the elites only. Part of the process of acquiring the loan is that the student must not have being convicted for any drug related offences, not engaged in dishonesty or fraud, not caught engaging in examinations malpractices in school or in the past, also if they or the parents have not defaulted in any loan in the past. If this process is followed strictly, then we’ll get some level of transparency in the whole process.

Clearity on the Binance saga.

I have been seeing various comments and happened to come across this topic, on how the lawsuit against Binance U.S. is affecting operation/service in our region.
The truth is, the SEC in Nigeria investigated Binance NG Ltd and discovered it isn't a subsidiary of the main Binance, but a name registered in hopes that Binance would come to the country.

Here's a snippet of my findings from Mariblock website:

This is just the SEC warning anyone within this region to be careful about investing in cryptocurrency because of the risks involved, mostly for those who have little knowledge about the subject matter. The SEC isn't against the idea of decentralization, but hopes to help protect the funds and data of its citizenry from hackers, scammers, fake exchanges with questionable operation, by collaborating with other regulators within the country to offer guidance as necessary.

https://www.mariblock.com/nigeria-sec-warns-against-binance/

I was greeted with one of the most relieving news of the year today "The limit on the domiciliary account has been lifted." No doubt that cryptocurrency has helped in place of a domiciliary account for cross-border payments, but certainly not in the area of savings in the USD with confidence, that's at least for me as the security of my money is important.

The limit restriction introduced by Emefiele's CBN in May 2021 must surely affect those of us that have been saving in dollars before cryptocurrency. This savings approach is good since it doesn't devalue our money and we also get to gain through it, and also with the hope that we can send our money anywhere in the world if need be. But suddenly, Emefiele made sure that our savings could not be transferred abroad anymore if sorted at home or use as we like, he scattered the whole process.

With this news, it shows that the new CBN acting head seems to know where some of Nigeria's problems lie. Causing more hardship is not the economic solution but allowing the market flows freely after making positive policies is. This restriction removal means that I can save and use my dollar like before.

You can try this too as a good option for saving in fiat.

Besides, another pressing issue that needs major attention by the CBN is that of the Naira debit and credit cards. These cards are now worthless in Nigeria, but all were working in cross-border swapping arrangements before Emefiele restricted them and caused more hardship for Nigerians in payments, especially where cryptocurrencies are not accepted.

People now use either third parties for payments of something that supposes to be private, and as such, pay more, or are forced to use the dollar version of the cards which goes with more issuance and maintenance fees thereby enriching the banks more.

It will be a great relief if the CBN could do this for Nigerians. They don't have an excuse anymore after removing the fuel subsidy.

Phishing scam no be today e don dey, it been long this type of scam has been existing but there have been another dimensional rise on how different people clone website to scam people. One of my friend been inform me until I tested it out and as crypto people like to they use Opay make payment because of the free transaction and charges, na him I say make I share this new scam update wey boys they use scam people.

Scammers don they clone website wey dy be like original website but in the real sense, no be the real one, no be only for a particular payment platform, na across all but the one wey I see na Opay. The scammers clone a similar website wey be like say na OPAY but if you are use to the original platform, you go know say no be true but some people wey no sabi the difference  betweeb the original and the fake they fall for them.

One of the Opay scam website wey I came across name na: https://ngwebsite.buzz/
Original Opay website for login na: https://open.opayweb.com/
If you do comparison between the images, differences clear between them.



This one, na the original website of Opay payment platform be this and from the look of the design, e clear but that one no mean say another scammer no fit do this perfect job, just dy at at aleart before you login.




This one na the scammer screenshot from image be this, e dy slightly different from the original Opay website but the scammer do am in a way wey person wey no eye clear go fall for am, because he will ask for a mobile number and password which from his back end, him go copy and come use am for the real app and the funny thing be say, e go behave like say you dy Opay true true, it will request for the OTP which he go dun request from him end and meanwhile you don't know that he is the one that requested for it and that is how they will have access to your account balance.



I test run one fake number and 6 random numbers as password and na wetin the website request be this, they will ask for you for OTP after you input your login details(mobile number and password) and the scammer used it on his end to request for OTP and that is how scammer go enter your account.

Key things to they observe from this payment platforms so as not to fall victim:
1) Always login on the app downloaded from the playstore or Apple store, them fit clone another fake app too but do well, to detect the original easy.
2) Always avoid unnecessary links
3) The website links they get funny funy domains like .buzz, .game, .fun, .money. You know why because to register these kind domain no dy cost and e cheap to maintain like the .com and most like fit no they available for purchase and if e dy, e go cost for them
4)Avoid to they enter giveaway places, na from there them dy drop this fake links and website for people to enter.
5) Know that this is not limited to only Opay, e they happen to all other digital banking platforms like Kuda, Palmpay and many others.

As much as CBN and the banking sector don try to push the cashless banking narrative for several years now, using cash is still inevitable and we been see the hardship wey been dey during that election time wey naira been scarce. If we go back to that situation again, other people will take advantage of the situation for personal gain again. Right now, not even cities are ready to fully embrace cashless policies and our banking system still need more work for instance, sometimes, you might want to make a payment and the bank app no go work because of network issue with bank. Sometimes, POS terminals suffer from this too and that thing dey really affect the user experience of using these cashless alternatives leading to inconvenience.

But if them improve these services and push for more adoption of cashless policies before enforcing mandatory naira scarcity like CBN been do for February time, then e no go dey as bad as e been dey. But doing that without improving the core infrastructure that powers alternative (cashless alternatives) dey bad. Where I been dey for school, one time, I been wan pay bike, no cash. Bikeman no fit take transfer because their bank get network issue.

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I go like fit use my naira cards to pay for goods and services outside the Nigeria jurisdiction. I don tire to give my BVN and ID docs to these third party card service providers because them wan fulfil KYC/AML requirements. If govt can make our cards work again now USD is unified across the board, na good deal IMO.

Commot all the formalities, we dey Nigeria and na we know how the matta be and if you haven't be harassed you no go understand the pressure wey you go dey feel at that very moment. Before using trading has always been the way out of this harassment but this days dat one no go sell again because every yahoo buy claims to be a bitcoin vendor or trader but when further investigation is been carried out, they'll later discover that he was lying as they find things that implicates him as a fraudster. Things like clients information in regards to their maga wey dem dey scam so using a trader can bring more aggression towards you and might make them beat you up.

The simplest thing to do na to tell them you be freelancer (or you work remotely online) to go further you fit tell them you're an online marketer because that's what most of us are that are enrolled in a signature campaign. This platforms dem wey they hire you make you advertise for them for the forum as you dey wear their ads so na marketing you dey do for them so you're an online marketer. Telling an authority officers that you write on a forum and get paid might sound like a lie and before you get the opportunity to explain further, slap fit dun land you for face and by that time to dey explain go just tire you. Use big worlds instead of trying to make them understand what you do, so them go give you the opportunity to explain.

Binance way be 1 of the big exchange way most of us way be Africans they use Nigeria to be precise. Dre dedicated app for Africans way dem call bundle don dy active 4  some yrs now and dem self confirm am say dem really get massive download from we way be Nigerians.

Today I receive email from dem
Source: Email &  bundle site

Any body way get funds for d exchange, make him/her rush go withdraw am to another place way go dy safe for am b4 dem go finally restrict the withdrawal were Pesin go come need to fill form b4 dem go mke withdrawal. Diz bundle really dy help people exchange dre Crypto to Naira without stress. I say make I update onah, Incase who dy use d app also dy here 4 diz our local board.

Me I no go follow praise dem, I dey the exchange business so anytime wey you see an exchangers allow you to sell but not buy just know say dem get market elsewhere wey dem go cashout majorly from buying your dollars at a very cheap rate (although I never know the rate dem dey buy) but just know say higher market dey elsewhere so while una dey see am as good thing wey dem dey do. Na better market dem dey open so and before people begin dey realized wetin dey sup GTB (abi wetin dem dey all their self now because I hear say dem dun change name) go dun make better block. Why dem no allow us covert Naira to dollars that's because dem no value to hold Naira na only dollars dem wan dey buy.

To make you understand better, you go see many vendor willing to buy your BTC but not many willing to sell BTC to you. This one na personal vendors matta oh no be exchange matter. If any bank wey do this kind thing make dem make am wey be say you fit buy and sell and not only one way thing. Dollars still never dey everywhere and no wonder dey wan make una give them the dollars make dem give you Naira wey who knows what next will happen to it as e fit just crash down totally as people dun dey doubt tinubu government as e just belike him wan just reward only those wey work for am to enter office and not using those that are trustworthy and competent.

You mentioned "Internet banking" and here you come again mentioning "save people from fake dollar", please  are those not two different things? Because since you just said they haven't started offering their Naira to Dollar conversation, I don't see anyhow this will save people from fake dollar, since what is been done is digital banking  (i.e changing of Dollar to Naira digitally & not physically "cash"). Or abi do we have fake digital dollar? Because by that statement "internet banking", it totally excludes physical cash, which is where fake dollars come into play.

But shah, na still better update, and eh go really make sense if they fit allow am dey vice versa.

Charles-Tim earned 1649 merit and sent 791 smerit,
1649/2 = 824 smerit,
824-791 = 33 smerit ,
He owns 33 smerit, it should be able to send merit for those posts. However, only a few posts he sent merit. therefore admin won't receive the application yet.