What do you mean your 2 cents? Even sa 2 cents may OTP din?
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Yesterday, I activated my 2fa and I withdraw some and wala naman dumating na OTP sakin. I actually waited but nothing arrived. I don't know if it's on my end or ganun talaga.
Joker naman to si spadormie. Hehe.
Sa tinagal tagal ko rin sa coins.ph never akong naka-encounter ng OTP.
But you'll have to because that for the security improvement. OTP stands for One Time Passwords, and although it's hassle but we have to understand that security over convenience is more important, especially in money matters.
Ps.. natawa lang ako sa 2 cents, pero last na to. promise.