Topic: FINANCIAL TIPS - page 11. (Read 1404 times)
You need to think thrice if you really need that things you want to buy because it is very hard to earn money. You need to work hard and be dedicated in earning money that's why you need to be careful on how to manage your money. You need to disregard first the things that is not really needed. You need to focus on your really needs. You need to set your goal in managing your money so that it can be your inspiration. Dont waste your money to those unecessary things. Be practical. Dont spend too much if your money is not enough. Make sure that you have a list of your needs and expenses so that you can easily manage your money not beyond what you earn. Make sure that there still money left in you.
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
This is a really good topic for a change in a person. But in the case that they must be inspired, motivated or dedicated to their goals to save for the future. For now, I am currently paying all my debts then go for my goals which is savings and investment.
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
These three are very helpful but i think the most tip i would suggest when it comes to financial is your "discipline" atleast you know your limits. You have to control your self how to spend your money and one of the simple example is buying your needs than what you wants. This is simple but sometimes most of us, we didn't apply this in our self.
The tips you gave are quite, but one thing for sure is that you can’t maintain these tips, especially the first two tips. It’s not easy for someone to decide that they won’t be spending more than they get. There are lots problems you will have to care of, and your problems don’t mind how much you are earning in a month. Saving money is also not easy, especially for those that are earning little income. It’s not easy.
Don't just settle for good, expenses are really part in our life and there are really unavoidable expenses that we need in our life so we need to have an extra income that we need in our daily life, so that we can cover up those expenses and can save even for a little. 
The tips you gave are quite, but one thing for sure is that you can’t maintain these tips, especially the first two tips. It’s not easy for someone to decide that they won’t be spending more than they get. There are lots problems you will have to care of, and your problems don’t mind how much you are earning in a month. Saving money is also not easy, especially for those that are earning little income. It’s not easy.
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.
* DONT SPEND BEYOND WHAT YOU EARN.
This is the common thing that we should have before investing, of course we have to settle our debt first because investing takes time to earn.* DONT SPEND BEYOND WHAT YOU EARN.
* SAVE FIRST BEFORE SPENDING
Always know your priority, and don't spend beyond your means but still a lot of people are failed on this.* SET SOME GOALS
You should set your goal before anything else because its hard to invest when you don't have this thing and you might be controlled by greed.Over all this is a good financial tips for everyone, and I hope many people find this thing helpful.
It's sound simplistic, but many people struggled with basic rule.
Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skils, productivity, job task, contribution of the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life. No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. Often it's easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. it doesn't have to involve making big sacrifice.
Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skils, productivity, job task, contribution of the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life. No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. Often it's easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. it doesn't have to involve making big sacrifice.
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
If we have those all of the above mentioned I think as an individual that struggles financial difficulties success is not far from reality. Let us also consider some situation where saving is not an option most especially to those who really have nothing but spending money effeciently at the right time matters most and of course we need to be thrifty too. I myself struggle to save because of priorities and that's how it works here but as long as I am earning I still have the chance to save.* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Everyone has different habits and lifestyles that can certainly affect their own financial condition. Could be, the tips you give can be useful for some people and not for others. There are people who make lifestyle as a necessity, some are just consider it complementary. There are people who think owning a personal vehicle is a primary need, others assume that it is a tertiary needs. So, it all depends on what we belong to.
This is a clear truth, you are absolutely right. To be honest with these simple tips one can never be broke in his life ever, instead you keep growing financially, as long as you don't stop investing
Nothing is safe and certain. Even if the everyone follows the exact tips that the OP stated they could lose everything if something unexpected happens in their life. People are often greedy and they cannot walk straight. They are always exploring the new opportunities and looking for a way out of their, in most cases, miserable financial situations.
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Instead of the safe way they are also often choosing the easier way which is also filled with the risk. Everyone can get broke even with the proper thinking and investment. Those that are too certain in themselves actually end broken in the end.
it is to make sure your expenses aren't exceeding your income. The best way to do this is by budgeting. keeping your recurring monthly expenses as low as possible will also save you big bucks over time. This question is also means on how to manage all your expenses or savings like a bitcoin save and expend.
I was a bit lazy and I never use to do math while spending and that was the reason I use to have very less money left with me in the last ten days of the month. Then I realize to cut my extra spending and now what I do is that I make a list and enter everything which I purchase, even a candy and a chocolate. After the month I take a look on my last month spending and cross the things which were not necessary, and by that every month I cut some things which we all purchase but have no use in our lives. Now I have no problem and I save some money every month.
This particular question is tackled about more spending money and savings. I really like your concern and idea, hopefully many people realize on how the way they manage their income and their expenses. Because to much spending of money causes negative income, and suffered more future payables and debt. Actually, mostly people has the characteristics of being thrifty are those rich people, because they are more on saving money, but for those people that only a workers having minimum income are performing more on expenses rather than saving, hopefully this question gave us a learning lesson on how to save money rather than too much spending.
Some people who earn minimum income are spending more on expenses rather than saving? Yes you have a point but some is spending much because they also want to feel a good life buying their wants even once a month but those who earn a small amount, actually they are the most who treasure their income, they are the most who spend it in important things rather that spend it in non-sense.
The amount of income we receive coupled with our standard of living play important roles on the kind of financial tips we should employ. Below, are some tips that could really help no matter your income.
1. First, pay all monies pertaining to the government which includes taxes and all insurance bills. Make sure these aspects are always cleared off
2. With the remaining amount left, deduct about 10% ...this will be your personal savings...deposit it In a fixed saving account, to prevent risk of spending
3. Pay all personal debts..this is very vital; at least to keep your integrity.
4. Now settle all bills by order of priority; pay for your needs which includes - feeding, housing, welfare and accommodation.
5. Don't buy things that are not necessary, focus on your needs, your wants can come later.
6. Finally, if you're given a bonus in your workplace, dont spend this bonus, put it into that fixed saving account.
7. With this savings, you can now begin to make serious plans on investments that will earn you great profit.
1. First, pay all monies pertaining to the government which includes taxes and all insurance bills. Make sure these aspects are always cleared off
2. With the remaining amount left, deduct about 10% ...this will be your personal savings...deposit it In a fixed saving account, to prevent risk of spending
3. Pay all personal debts..this is very vital; at least to keep your integrity.
4. Now settle all bills by order of priority; pay for your needs which includes - feeding, housing, welfare and accommodation.
5. Don't buy things that are not necessary, focus on your needs, your wants can come later.
6. Finally, if you're given a bonus in your workplace, dont spend this bonus, put it into that fixed saving account.
7. With this savings, you can now begin to make serious plans on investments that will earn you great profit.
This is a clear truth, you are absolutely right. To be honest with these simple tips one can never be broke in his life ever, instead you keep growing financially, as long as you don't stop investing
For sure investment will increase your profit and it will never let you be dead , it will increase more and more with time nothing can ever defeats the value of bitcoin, so I must say it is good to be investor so that you will be secure financially and it will save some of money for your future we well. It is not god to stop investing because money never end this way, it grows and increase more and more with the passage of time, every month bitcoin use to increase thousands of dollars and it makes your finance stronger and safer. 
If i can add some more tips. i would add that :
1- Be patient: This world is harsh. You just need to wait for a good opportunity. Yes it will come, wait for it.
2- Be mature: be responsable for your decisions. Make your decisions wisely.
1- Be patient: This world is harsh. You just need to wait for a good opportunity. Yes it will come, wait for it.
2- Be mature: be responsable for your decisions. Make your decisions wisely.
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
* DONT SPEND BEYOND WHAT YOU EARN.
This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.
* SAVE FIRST BEFORE SPENDING
I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.
* SET SOME GOALS
This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.
All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
I agree with this. But sometimes minumum wage earner still suffer because some our daily needs is very expensive. Example for me 70% of my salary go to my bills and the 30% is for my allowance. Thats why i am trying my luck in bitcoin hoping it will help me.
I can agree with you that saving is important, but sometimes it's not worth it. Life is all about moments and you should treat yourself sometimes. You can be saving up money for years, storing them in banks, or cryptos and miss out on small pleasures and one day it might turn out that all your money was stolen, or became worthless money, you would regret the way you lived. The best way is to work hard to have such an income, that you wouldn't have to save anything.
those tips were very makes sense and indeed to get good financial for the future purposse i think it have to be done however people must have a strong desire and consistent to do this and some people have failed because own their credit card which makes them tempting to spend their money for useless things
You touched on topical and sore subject for many people. Be financially literate and economical happens some people very difficult. Not everyone can be postponed. money like you said and these people need this study. Waste is very detrimental to the person.
Indeed, you have to save on daily or month-to-month expenses so as not to be wasteful in life and money is definitely in the wallet with a little, So buy a small BTC at a cheap price. Selling at high prices when the market goes up there will get many benefits. a real world world that will spend your money when hanging out with peers.
Jump to: