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Topic: FINANCIAL TIPS - page 7. (Read 1388 times)

copper member
Activity: 38
Merit: 2
June 07, 2018, 01:08:15 AM
We must keep our money and despite of financial problems we must save it and think before you use your money.

Yes, this is needed if you want to live debt free life peacefully. You must follow these tips as getting out of debt is not that easy.
hero member
Activity: 952
Merit: 503
June 06, 2018, 03:51:24 AM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Even if you say your advice is for those that do not have a lot of money those advices applies to everyone, I have met people that if you look at them they may seem to be doing very well economically but then many of those people have told to me that they are heavily indebted and that they do not know how they are going to pay all of that stuff.

Me too is not good on how I manage my finaces, however I'm working on it right now wherein I always set aside my savings before my expenses as soon as I recieve my salary.
If you are not good at managing your finances, you should throw this responsibility to someone who you trust because there are some people who really are good at managing things. But if you are not willing to give this responsibility to someone else, you should keep on working on it and soon you will be able to get it all in your hand. It’s good to save money from salary because it will meet your future needs.
jr. member
Activity: 144
Merit: 1
June 05, 2018, 05:14:34 PM
We must keep our money and despite of financial problems we must save it and think before you use your money.
copper member
Activity: 381
Merit: 0
June 05, 2018, 05:00:56 PM
This is insightful, one needs to cultivate the habit of saving and setting goals.. Saving can be very hard especially for minimum wage earners, but one can still try.
hero member
Activity: 2912
Merit: 642
June 05, 2018, 04:49:30 PM
Thanks for that good reminder.
Lately I have been spending more than what I am earning. I always thought I could get it back once my invested token breaks thru its price and suddenly have a great pump.

I think that should also be a reminder for everyone here.
Do not lean much on your invested coin. If you see it pumped before then do not expect for it to happen again in just a manner of time. Some of them takes more time than how it happened before.
If you could do that then you will be safe.
You will learn to still use the budget instead of buying more which is not really useful just because you know you are expecting something.
sr. member
Activity: 460
Merit: 254
June 05, 2018, 04:41:44 PM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Financial tips? For me you do not have to spend those money on things that are worthless, or you can build your finances for money sometimes and you do not have financial problems
In order to boost up or make your self financially better you need to choose a cooperative coin through which you can make money and is responsive to you. If you are a productive person then you will be having valuable coin for example the most recommended crypto coin the Bitcoin. After investment in Bitcoin in a low market you will make yourself financially better with it as this coin has the potential to reach at any highest possible place if you go for long term.
sr. member
Activity: 476
Merit: 250
June 03, 2018, 09:51:21 AM
Make an education fund long before you get additional time to invest. Even if you need to make educational investment funds before you plan.
Additional few years can ease your mortgage, or can enlarge your investment return.
education and knowledge to manage our fund is important for us.we can make our plan about risk , yield or trading plan.all of this just to make our money have big return in certain periode
full member
Activity: 518
Merit: 103
June 03, 2018, 09:46:30 AM
Thank you for your tips, I would also like to add, that you should learn the art of discipline, since it will be one of the best lessont in life that will help you, a lot of people have focus on their goal, however, they fail to discipline themselves while achieving their goal, sometimes it will take them long, and forget that they have a goal, and realize that they are already overdue with their dates. Self-discipline will also help you when it comes to trading, you will not just rely on impulse but will focus more on your strategy.
member
Activity: 105
Merit: 10
June 03, 2018, 09:18:19 AM
Thank you, very interesting and useful tips! There is one more important advice -pay yourself first! That is, first direct the money to investment and self development, and then distribute among other needs.
newbie
Activity: 70
Merit: 0
June 03, 2018, 09:17:35 AM
Make an education fund long before you get additional time to invest. Even if you need to make educational investment funds before you plan.
Additional few years can ease your mortgage, or can enlarge your investment return.
full member
Activity: 264
Merit: 100
June 03, 2018, 08:58:48 AM
This steps are really easy to do but sadly only a few people follow it. Most of the people would by expensive stuff just to look rich but in reality they have no money. The other way around with rich people i know, most of them live simply but have millions of money.



That's nature of man, we ought to say everything but we cannot apply it to ourselves. I am very guilty to poor saving habits, and now I am realising what is the essence of saving yoir money and I guess for this time I dhould learn already. Based upon what is stated above I guess this is all true, how can you be able to spend some if you don't work to gain, and don't spend money so much, self-discipline is really hard, but it will work if we practice often.
member
Activity: 271
Merit: 10
June 03, 2018, 08:31:53 AM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I  totally agree on your insight about how important people must manage their salary especially to those who are earning minimum salary wage. I n my part, I do save money 10% of the salary earned then managed my expenses, bills and and up to next month stock or need. I really do managed my money before spending it for my future finances. Also, when my savings is enough to invest  I will do my best to have my own business for a better future.
full member
Activity: 266
Merit: 100
June 03, 2018, 07:55:05 AM
Really, I don't see anything good in saving fiat money now. I rather save some of BTC or ETH or some altcoins. Fiat money is a passed stage for me Smiley
member
Activity: 448
Merit: 10
June 03, 2018, 07:31:31 AM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Even if you say your advice is for those that do not have a lot of money those advices applies to everyone, I have met people that if you look at them they may seem to be doing very well economically but then many of those people have told to me that they are heavily indebted and that they do not know how they are going to pay all of that stuff.

Me too is not good on how I manage my finaces, however I'm working on it right now wherein I always set aside my savings before my expenses as soon as I recieve my salary.
member
Activity: 196
Merit: 10
June 01, 2018, 04:17:19 PM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Even if you say your advice is for those that do not have a lot of money those advices applies to everyone, I have met people that if you look at them they may seem to be doing very well economically but then many of those people have told to me that they are heavily indebted and that they do not know how they are going to pay all of that stuff.
newbie
Activity: 79
Merit: 0
June 01, 2018, 02:18:10 PM
I can only give examples 10 powerful financial tips: 1. Only Invest In Business That We Understand, 2.Orang Tend To Forgot With Crisis, 3.Kita Can Invest For Long Term, Do not Check Often, 4.Do not Think That BlueChip Company ( flagship) Can not Go Bankrupt, 5.We Can not Guess The Market, But We Can Control Our Investment, 6.Prepare Our Pension Funds As Well as possible and As much as possible, 7.Buy House (property), 8.Do Not Just View Price Shares Increase And Decrease, 9.Investasi For Long Term, Our Time is Very Valuable For Our Investment, 10.Start Education Fund From Now, Even Before Our Child Born, please tips I write can be learned first with the ability you have, may be useful.
newbie
Activity: 252
Merit: 0
June 01, 2018, 01:53:19 PM
Nice tip and suggestions for those people who cannot manage on how to control and give more value to our hardwork,its very good even in our attitude of spending too much theres still a little saving saved in it.,so dont spend it all atleast save even its a little.
full member
Activity: 462
Merit: 100
ANONYMOUS MOBILE PAYMENTS
May 30, 2018, 05:19:08 AM
Thanks for the tip and I'm sure to follow it. But one thing i have to give as a tip is this. Especially in investing, be it in stocks or in crypto currencies, that you invest only the money you are willing to lose. After that have an ROI as soon as possible ang from there you grow your money. I have to learn this the hard way.
full member
Activity: 854
Merit: 103
May 30, 2018, 05:16:02 AM
It was absolutely awesome tips from you,  thanks for that but actually in bitcoin I was thinking, more you looking for it and you will be need some more of it. About spending what you earn it's normally the hardest part of human being to solve, it depends on yourself actually if you can thinking of your future you will manage your financial carefully.

Agree. I even suppose that most of us should bookmark these tips - they are very useful. An advice that will be helpful as well: never borrow money to buy crypto.
sr. member
Activity: 540
Merit: 252
May 07, 2018, 12:58:25 AM
I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

frankly speaking, if you have priorities you can actually save money. everyone can save their money if they wanted to because that's waht they want. but the efforts to publish this is highly appreciated. at least people who can't save will have the opportunity to have an idea and do so.
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