You could be right but I still believed that there are faithful women who is always submissive to their husbands irrespective of anything they wouldn't touch that money, but though there are some women who are too flashy with things just as you said can either spend them in an unnecessary things where they would start having problems at home for spending up that money without even their husbands permission.
Most times it happens when they noticed that their husbands are not responsible or as a result of addiction, because out of 99% gamblers who are one way or the other addicted today their wives are solely aware because they lived in same house and same room, therefore their wife must be aware of their husbands new development.
Sometimes most women can still have the money on their possession but still choose not to give the money to their husband and not because of their bad intention with the money but because if their husband sees it he will spend it recklessly and sometimes when people heard of such thing they will easily talk about how disrespectful the woman is when they have not even heard from her side of the story why she did that, so actually just like you are saying some men can be very careless in gambling, so most responsible wife take all their money if she has access to it so that it could reduce his gambling mentality but although sometimes most women will take advantage of the opportunity instead of keeping such money save they will use it to buy expensive things like jewelries or other things and when their husband ask them they will denied it.
Women would really be that different to each other on which there would really be those who are really that mindful about expenses and would really be trying out to save for the future specially if they do have kids
then it would really be that more intended for that kind of use and there are those who are really that mindful on spending on beauty products or whatever that it is really that connected to luxury stuffs and beautification.
Actually no one is really that perfect when it comes to this manner on which there would really be those wants on which we do really like to attain or to have.
Going back into the topic about self exclusion then i do really seldom see sites or platforms that do really offer exclusions or have the feature on which you could request for you to get blocked or locked your gambling
account on which we know that these businesses would really be that preferring into those gamblers who do really spend out like there's no tomorrow on which they do know that this is really that their advantage.
You wont really be needing up any exclusions because you would really be just that needing yourself to be thinking up well whether the things you've been dealing is already that something good or bad into you or not.
It would be impossible that you couldnt be able to distinguish in between two things.