Topic: Is it better to save money or invest it? - page 100. (Read 1181233 times)
その人の年齢や貯めておきたい金額にもよると思いますが今、日本は貯金してても金利はほとんどつかない状態なので余剰資金があるのなら投資にまわしてもいいと思います。
Is it better to save money in bank or invest it online, in real estate or maybe gold?
No dont save your money in bank because bitcoin can replaced the banks sooon so youu should need to invest your money in bitcoin as it early because the value of bitcoin is still increasing to the highest value invest anf you will get more money in the future.
The best way is to invest, but you need a pretty good amount. I suggest you save money and then invest a higher amount.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
Saving money is good, because if ever there are emergencies in future or something that you want to buy, you can use the savings that you have. However, the growth in saving money is very far from the growth that you can get when you invest on bitcoin. Every salary day, you add on your savings, and that usually takes a month or half a month, unlike bitcoin that might take days depending on it's increase.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
Gold, maybe if you want to save it with you or what you saved is physically present with you, assuring not to lost it,Real state? It will also earn but lots of years will be needed for it to grow. You can't use your earnings if you want to.
And Bitcoin, it's a really fast growing cryptocurrency, it is secured and you're the one responsible for it just like saving gold,bu you can't earn fast just like bitcoin and you can access, check or even spend what you have earned everytime you wanted to.
Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforeseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money.
Unless you save in bitcoin then you dont need to consider it as saving at all. The inflation rate nowadays is so high that if you constantly put your money into a bank, it will keep on decreasing in value because of the inflation rate. If you are investing, you are expecting constant rate of profit considering that if your investment is profitable thats the difference
if you invest you will earned on the other hand if you save money people will be affected. But you should be very very sure where you should invest.
Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforeseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money.
It is better to invest than to save money . investing have the potential that your money will be doubled , and you can assure that in bitcoin while saving in bank is not like that and if has the possibility that the bank will be bankrupt then what will happen to your money ? It will gone right . so invest it to bitcoin .
My professor thought us regarding investments. The best way to manage your money is to invest the 20% and use the 80% for personal expenses and save some of it, it's good to have a future vision with your wealth but it is also important to look at your current status, anything can happen anytime so it's a good habit to set aside some funds.
Well, you know that savings has no risk while investing involves big to medium risk.
Be wise everyone, know your capacity cause you'll not be able to make money if you make a wrong decision. Investing is risky so think wisely, but don't miss this opportunity to invest with bitcoin. But per TA the price has to fall, correction is coming
Be wise everyone, know your capacity cause you'll not be able to make money if you make a wrong decision. Investing is risky so think wisely, but don't miss this opportunity to invest with bitcoin. But per TA the price has to fall, correction is coming
Is it better to save money in bank or invest it online, in real estate or maybe gold?
In my own opinion, i think it is better to save your money first before investing it. It is better if you will invest a lot money because you can also gain a lot of profit to it. Before investing, you should learn first how it works so that you will know and monitor what is happening with the money you invest. 
If you let your money on banks in the US dollar or Euro zone, then it will lose around 10% of its value every year. Based on this circumstance, everything is better than letting your money on banks of even hide it in your home! Whether to invest in gold or real estate or online depend on your personal preferences and degree of willingness to take a risk. Investing in gold is relatively safe and you are mobile if required. When investing in real estate, you highly depend on the goodwill of your government, because if they change the laws form 1 day to the other you can't run away with the building. Opposed to the 2 above mentioned investment options, online investments like crypto currencies are potentially more risky but you can also have unlike larger winning rates.
Woah woah woah.
"If you let your money on banks in the US dollar or Euro zone, then it will lose around 10% of its value every year."
Where are you getting these statistics from exactly?You do realize that inflation is generally about 2% per year, right? You are not going to lose 10% of your fiat value every year. That is just ridiculous and I am against fiat but also believe in reality.
Saving money doesn't give any profits to anyone at all, you will get virtually nothing when you do that and in my opinion, I will rather invest the money that I get into assets like bitcoins, other cryptocurrencies or stocks because I am sure I am guaranteed some profits when that happens.
It depends on what will be your first priority if your into earning first before investing or investing to and start earning.
It is the best thing to have the bitcoin because now the demand of the bitcoin is now increasing and a lot of the people are here to have the price of the bitcoin high and the demand of the bitcoin at the high range so I know the bitcoin is now increasing and I know the bitcoin is helping a lot of the money. It is now very common and the important to have the bitcoin in your life.We have our own point of view on what is the best for us. Nowadays, many people want to invest to have an income or extra income from there regular jobs. Difinetly, bitcoin is the best way to invest which is a dominant crypto currency and demand in the cyberworld ,since it is still increasing as of this time. If I could turn back the time way back 2013 or 2014, I will invest to buy bitcoin and maybe today I can have at least 1 bitcoin but I'm still hoping and believing that its never been too late to invest a bitcoin.
Investing money is saving money. If you don't invest you money then you are going to lose 2% every year because fiat is based on inflation and the avergae rate of inflation is 2% per year. Therefore, it is obvious that investing is better because you will not lose value on your money, but instead gain 5-12% per years which is a lot better (again, obviously lol!).
Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.
"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...
Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.
To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?
Onkel Paul
"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...
Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.
To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?
Onkel Paul
Good point. I think the essence of investing lies in that fact that you are using your money, although with appraisal of risks involved in your favor instead of just saving it and no actually earning anything or using it for a specific or special purposes. Having said, it's a passive way of earning money by just using your cash or savings as your capital. In the ICO market, you are similarly funding a starting up company to help them prosper, and once they do, they can bring back your money plus your earnings from it.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
I will go on investing in real estate maybe. If i invest it in banks, the intersts would be small, in gold, the value does not really increase. In real estate, though will not get return too soon but real estate’s value increase every year and even if i hold it for a long time, i lost nothing because it is there.Real estate is a good place for an investment but if I have to invest then I will invest my money only in bitcoins as it has power and ability to give me very high profits in quick time which may not be possible with real estate as you need to wait too long to make good profits from it and with bitcoins we don't know how higher it can go in future.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
I will go on investing in real estate maybe. If i invest it in banks, the intersts would be small, in gold, the value does not really increase. In real estate, though will not get return too soon but real estate’s value increase every year and even if i hold it for a long time, i lost nothing because it is there.
its better to invest your money instead of just putting it to the bank. right now i am now in bitcoin investment. hope i can earn money doing trading.
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