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Topic: Is it better to save money or invest it? - page 183. (Read 1181208 times)

newbie
Activity: 2
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full member
Activity: 364
Merit: 100
For me it is better to save than to invest it because sometimes there are investments company that can't be trust anymore because of their lack of security. The money they invest will lost due to some reasons. So I believe that we should save it so that in case of emergency you will get it anytime .
hero member
Activity: 2954
Merit: 605
Investing money is better rather than saving it because if you invest it you can earn more later while if you save it, you won't gain much. In fact you'll lose some of the value to inflation.
That is the right explanation, investing will help you to grow your money so you can escape from the power of inflation while if you will just save money then you will not earn that much because there is no invested that has been made and after a few years, you will lose some purchasing power for your money.
My philosophy is a bit different I don't think sticking to a certain will help you in either way. I like being moderate, nor do I like extremists. Extreme in any case will make you listen to the music in your life. If you invest all you are left with nothing for rainy days and if you save all you will face loss in value with the passage of time. Therefore, I suggest to invest some and save some of your earning. At the  same time you will be performing both the tasks.  Wink
We not need saving in banking when want save money, in recently have many more choice better than it and cryptocurrency. I don't the price of real estate in your country every year increasing or not, but in my country after one year, this real estate will have the value maybe x2 or x1.5 is possible, or can choose Gold for the place saving money still good.
There a lot of investment to choose but bitcoin is the most profitable investment now based on my opinion.
This year alone you can already benefit on its growth that is more than 100 percent of its original price and it is still going up.
Bitcoin is more stronger now as when there is a panic it does not really affect so much the market.
legendary
Activity: 1106
Merit: 1001
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Investing money is better rather than saving it because if you invest it you can earn more later while if you save it, you won't gain much. In fact you'll lose some of the value to inflation.
That is the right explanation, investing will help you to grow your money so you can escape from the power of inflation while if you will just save money then you will not earn that much because there is no invested that has been made and after a few years, you will lose some purchasing power for your money.
My philosophy is a bit different I don't think sticking to a certain will help you in either way. I like being moderate, nor do I like extremists. Extreme in any case will make you listen to the music in your life. If you invest all you are left with nothing for rainy days and if you save all you will face loss in value with the passage of time. Therefore, I suggest to invest some and save some of your earning. At the  same time you will be performing both the tasks.  Wink
We not need saving in banking when want save money, in recently have many more choice better than it and cryptocurrency. I don't the price of real estate in your country every year increasing or not, but in my country after one year, this real estate will have the value maybe x2 or x1.5 is possible, or can choose Gold for the place saving money still good.
full member
Activity: 184
Merit: 100
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I believe that it is better to invest part of the money in order to constantly get more profit than simply saving money, with simple storage, money can depreciate in any asset.
sr. member
Activity: 588
Merit: 254
Investing money is better rather than saving it because if you invest it you can earn more later while if you save it, you won't gain much. In fact you'll lose some of the value to inflation.
That is the right explanation, investing will help you to grow your money so you can escape from the power of inflation while if you will just save money then you will not earn that much because there is no invested that has been made and after a few years, you will lose some purchasing power for your money.
My philosophy is a bit different I don't think sticking to a certain will help you in either way. I like being moderate, nor do I like extremists. Extreme in any case will make you listen to the music in your life. If you invest all you are left with nothing for rainy days and if you save all you will face loss in value with the passage of time. Therefore, I suggest to invest some and save some of your earning. At the  same time you will be performing both the tasks.  Wink
hero member
Activity: 1680
Merit: 535
Bitcoin- in bullish time
Investing money is better rather than saving it because if you invest it you can earn more later while if you save it, you won't gain much. In fact you'll lose some of the value to inflation.
That is the right explanation, investing will help you to grow your money so you can escape from the power of inflation while if you will just save money then you will not earn that much because there is no invested that has been made and after a few years, you will lose some purchasing power for your money.
full member
Activity: 448
Merit: 100
Investing money is better rather than saving it because if you invest it you can earn more later while if you save it, you won't gain much. In fact you'll lose some of the value to inflation.
sr. member
Activity: 659
Merit: 250
It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
True but you must be aware to learn before you invest in any kind of investments because there are so many investments now around the internet which is created and intended to scam or run our money . Both saving and investing is much better just have some amounts to save .
hero member
Activity: 1148
Merit: 504
It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
Of course if told to choose between investing and saving will certainly prefer investment because it will give you a profit even doubling your profits, but not necessarily you remove the save from your plan, because saving is a necessity, you will not be able to get rich if you have no good save plan
hero member
Activity: 602
Merit: 508
It's better to invest it, because if we just keep it we will not get a profit, but if investing it we will get much better profit than just saving it, because investing is also a form of doubling money that is quite safe and good rather than gambling.
full member
Activity: 193
Merit: 100
Is it better to save money in bank or invest it online, in real estate or maybe gold?
It still depend on someone whether they will save their money on bank or invest it online. If don't want to put their money on risk they should better to save their money in bank this allow them to check and manage their money if their want to withdraw it. But if they want profitable way they should go for investment. Bitcoin is one of the best option for investment especially if you target is for long term investment giving you oppotunity to secure your future.
hero member
Activity: 2856
Merit: 673
Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.
That's the big difference that is why we should choose to invest while we continue saving as well.
Both really provide great help into our life but we cannot be playing safe all the time, we take risk because we want to earn
more which are not possible in saving alone.
hero member
Activity: 1190
Merit: 534
Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.

It is the game of risk and as a thumb rule of investing says, the higher risk would give higher returns and lower risk would fetch lower returns so it all depends on the risk profile of the investor and it differs from investor to investor. I have personally lost 100% capital in my initial days of trading but when it comes to the long term, I have made much more than 100% multiple times so far so the thing I learned from it is 'trading is not everyone's cup of tea but that doesn't mean he won't be able to drink that coffee in the long term'.
sr. member
Activity: 364
Merit: 252
Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.

With that type of risk, we can also lose 50% in a month as well.  No one is making 100% gains per month consistently.  And 15% a year from risk free savings would be amazing, if it actually existed  Tongue
sr. member
Activity: 588
Merit: 253
Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
Yes agree, with the investment then we can get a profit up to 100% within a month, whereas with saving money we only get no more than 15% for a year or 1.1% a month.
MMA
legendary
Activity: 1134
Merit: 1000
Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me I'll go for investing because it can be a way for be successful someday.  Amd i believe that investing is a good way to make your money bigger and bigger then use it when it's plenty.

Yes, only by investing then we can generate unlimited profit, if we rely on bank interest course we can only get no more than 1% per month while investment can 10% per month.
Bitcoin still have choice for people want saving with it and earning profit every day as saving in Banks. You can try lending on Poloniex exchange and enjoy the profit from this type, sometimes your loan offer can reach to 5% per day as in July 30 - August 2nd.
i think that if you desperate need for it then you should use it, but if you can manage to hold it then you should try to hold it for a long time because bitcoin has a very bright future and i am sure that in future bitcoin will have very high price therefore holding bitcoin for the price increase will be a very good decision.
newbie
Activity: 19
Merit: 0
Of course investment would be a better option to make money rather than saving money.As investment can be a risky step,but without risk you cannot make more money.
hero member
Activity: 826
Merit: 529
definitely, the investment would be a better option for making money rather than saving money. though investment requires a little bit risky, it also brings sufficient level of profit. so if you take a risk then you will be rewarded for the time being. so I always pick the potential profitable side that is investment,
sr. member
Activity: 2534
Merit: 332
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I think its better to invest your money than to save money because when you invest your money it could grow and earn big profit on the other hand when you just save your money it will just remain and its value could stock and not earn at all.

Investing is better option for me. Because in investing, money can work and produce. My worry about saving is about inflation, which make value of savings to be reduced.
Yeah save will also have a risk because every currency will experience a rate change or inflation, but if you do not have a plan to save, then what will you do with the income from your investments? Are you going to use for investment again? Of course it would be very risky, saving its important dude, whatever the risk
If you are a type of person which do really afraid of risk then you should not really make some investment and you will surely stick on saving your money than on investing because you are afraid but knowing the reality there are people who do really love to take the risk on making investment as long they know they can possible make profits out of their money. It really depends on your interest on making investments and accepting the risk.
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