Topic: Is it better to save money or invest it? - page 673. (Read 1181233 times)

Quote from: BitcoinNewbie15 on July 03, 2015, 05:10:24 PM

Quote from: BitcoinNewbie15 on July 03, 2015, 12:09:02 PM

Investing is extremely risky, as the chance of loss is high and it may be a big loss. But there are also chances for high rewards. Relatively low risk investments are good options. Saving money is always a good option too, but I am not sure which one is better.

Nope if you know which one is a good for your investment with your capital, I guess everything must be plan before you make a move. One wrong move everything will be ruin. Both of them are good enough, if you dont know which one good better diversify it 50/50 or may be 60/40 its up to you whether you dare to risk or not

That is true and good advice. When investing, it is a good idea to spread out and diversify your investments. That way, if one investment goes wrong, you will not lose all your money, because you have investments in other things.

But if the investment is certainly advantageous and very safe you better use all your money, because sometimes after we receive the results, and we do not use all of our money, in the end we are going to regret it, but it should be remembered that investment is very safe.

There are no investment that have no risks, all investment need some risks to do and you will get a huge profit. If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

yes all investments, in any bank I have a sense of risk, we can only choose, which is a good investment and the smallest risk. so that we could minimize losses

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Quote from: GreenStox on July 05, 2015, 07:50:39 AM

Quote from: arallmuus on July 04, 2015, 03:56:28 PM

-snip-

Saving in a bank is not saving, its stupidity. Now that you get 1% reward, for infinite risk (bank run, bank collapse, investor insurance fund doesnt cover systematic collapse, capital controls,etc) its the worst thing to do to keep money in the bank.

Buy cheap stocks, or invest in alternative things. Sheeps get eaten by wolfs

Funny how you mentioned up infinite risk while in fact you are suggesting to invest which have the higher risk as well. I would say that you are complete into delusion to think that investing is much safer than putting your money in bank . Even with the recent event of the Greece incident, I would say it is pretty much safer than investing in stocks

Apart from banking system failling, the other risk will be the inflation rate yearly which is affected for all of your money despite that even if you keep it under your matress. Compare it to your suggestion about investing in stocks, then the risk of saving in banks is completely niche to it (you seems to be into bogus investment I'd say)

Quote from: BTCevo on July 05, 2015, 11:56:44 AM

I they will not put at the bank that have a bad background.

The reputation of the bank actually doesnt matter anyway because once the entire economic system of a country fell apart, no matter how great their previous reputation is then they will probably fell apart too. A bank is not a standalone company because it relly on the country's economic system as well

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Quote from: arallmuus on July 04, 2015, 03:56:28 PM

but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

Quote from: arallmuus on July 04, 2015, 03:56:28 PM

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

I they will not put at the bank that have a bad background. With some analysis they will sure to put it in the bank that for few years later it will not fall apart. So it is save to put in safe deposit or may be you can take precautions but try to take short duration like about one year or lower, of course the interest will be lower but I think it is safer enough. With this it is quick to get your capital back with low interest but at least its back. Or may be you can start a business may be you can earn more compare to saving into bank account or may be safe deposit

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but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

Saving in a bank is not saving, its stupidity. Now that you get 1% reward, for infinite risk (bank run, bank collapse, investor insurance fund doesnt cover systematic collapse, capital controls,etc) its the worst thing to do to keep money in the bank.

Buy cheap stocks, or invest in alternative things. Sheeps get eaten by wolfs

arallmuus

legendary

Activity: 2562

Merit: 1414

but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

BTCevo

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Activity: 1834

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Quote from: BitcoinNewbie15 on July 03, 2015, 05:10:24 PM

Quote from: BitcoinNewbie15 on July 03, 2015, 12:09:02 PM

Investing is extremely risky, as the chance of loss is high and it may be a big loss. But there are also chances for high rewards. Relatively low risk investments are good options. Saving money is always a good option too, but I am not sure which one is better.

Nope if you know which one is a good for your investment with your capital, I guess everything must be plan before you make a move. One wrong move everything will be ruin. Both of them are good enough, if you dont know which one good better diversify it 50/50 or may be 60/40 its up to you whether you dare to risk or not

That is true and good advice. When investing, it is a good idea to spread out and diversify your investments. That way, if one investment goes wrong, you will not lose all your money, because you have investments in other things.

But if the investment is certainly advantageous and very safe you better use all your money, because sometimes after we receive the results, and we do not use all of our money, in the end we are going to regret it, but it should be remembered that investment is very safe.

There are no investment that have no risks, all investment need some risks to do and you will get a huge profit. If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

oxiyusuf

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Quote from: BitcoinNewbie15 on July 03, 2015, 05:10:24 PM

Quote from: BitcoinNewbie15 on July 03, 2015, 12:09:02 PM

Investing is extremely risky, as the chance of loss is high and it may be a big loss. But there are also chances for high rewards. Relatively low risk investments are good options. Saving money is always a good option too, but I am not sure which one is better.

Nope if you know which one is a good for your investment with your capital, I guess everything must be plan before you make a move. One wrong move everything will be ruin. Both of them are good enough, if you dont know which one good better diversify it 50/50 or may be 60/40 its up to you whether you dare to risk or not

That is true and good advice. When investing, it is a good idea to spread out and diversify your investments. That way, if one investment goes wrong, you will not lose all your money, because you have investments in other things.

But if the investment is certainly advantageous and very safe you better use all your money, because sometimes after we receive the results, and we do not use all of our money, in the end we are going to regret it, but it should be remembered that investment is very safe.

BitcoinNewbie15

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