Topic: Is it better to save money or invest it? - page 677. (Read 1181233 times)

What are you trying to say exactly? it seems like your statement is pretty much reversed

P.S : corrected it to make it much more comprehendable


First of all you should know how to differentiate both of this term, Investing and Saving, because it seems that you have the tendency to keep on messing up between saving and investing . First of all , both are actually different although both have the same thing in common which is "save" your money. The difference of this both term is in how do you point your view towards it (quote below)


Basically if you are saving for future usage as in for retirement , emergency usage and such then it is classified as saving , not investing . If you are "saving" to gain more than this means you are seeing it as another form of capital for you to gain more which means this is classified as investing

it is very safe when investing in "real estate". but be careful in buying real estate you want, check the seller, reputation and most importantly, the real estate legal

the thing is to invest a part and save the other part soo in some property at brazil 20 years ago costed 3000 dollars now the sames costs around 60000dollars  soo this is one way to save money since they will get more value.Other investments loose worth as car house...but land is very hard to lose ,it always gets more and more as some empty space  make a street make first house then a second one and well wont stop....

YUP!

the people who invested in real estate in london few years ago, now are rich!!! 

Depending on the area you live real estate is the way to go, the world population is set to keep on increasing thanks to India and China.

If you know how to do the pumped and dumped methods in trading or selling altcoins, i think its so very easy to used that method because you just only need to do is keep waiting until the price of altcoins goes up and then sell your coins more than you bought in. And believe that your coins will be bought by the buyers.

Sadly not everyone is Warren Buffet and harder truth would be that not everyone will have the same luck and be the next Warren Buffet. I would make the same things as well if I born at the same time when he was born.
Every single person that tried to copy how someone lives doesnt know how to live their life in a proper way


Care to explain what do you mean without any restriction? AFAIK , there is no restriction to invest in anything as well but if you actually meant that there is no risk then I would say you need to revise your post. Mainly because everything is risky to begin with and there will be nothing that is left without any risk. Even saving in a bank or putting your money under a mattress is pretty much risky as you seem to forget that there are some risk about the inflation that is keep on happening yearly

Depending on what you are needing it for I'd say, either saving or investing has a different purposes based on this, is it for future usage or is it as a capital to gain you some profit? . Any option of these two bear some risk and the only difference would be how risky it is if you are to compare it with each another .



Indeed, I have the same opinion as well. Sign is there that it is declining, might be another few years to see if this coins will survive or not


You should revise your post regarding this. Trading is not an investment. You cant say that it is trading when you are keeping stash of your coins and to sell them just a year later on if the p. Investment is much more about holding while trading is much more about buy and sell activity at the marketplace

I think some banks has began to loss their customers since the banks got many problem there
http://news.bbc.co.uk/2/hi/business/7334249.stm
http://www.independent.co.uk/news/business/news/cooperative-bank-loses-customers-after-paul-flowers-scandal-8969515.html
http://www.huffingtonpost.co.uk/2014/02/07/shawbrook-big-banks-challenger_n_4731535.html

It's okay if then you say that everything have it own risks. The risk is depend on what would you choose to using your money, and you need some analysis to make the best decision.

Alt coin trading is the hardest and riskiest investment. If you have less knowledge about the alt coin you might end losing more.

Kinda like another form of gambling which depends on your luck and skill.

My opinion is that Litecoin is a failed and failing coin. It was conceived with an idea of creating a cheap alternative (lite version of Bitcoin, as it were), with Bitcoin being a store of value (a-la gold) while Litecoin a means of exchange (a-la silver). But in the end it didn't produce any advantages aside from being cheaper than Bitcoin...

Dogecoin hit the bull's eye where Litecoin only aimed (dirty cheap and lightning fast transactions)

Saving money in bank is better than investing .....
If you invest in some organisation or on some project you have to wait for profit in return and it might have some risk.(Risk loss in project)
While saving in bank, you can use it at any time without any restriction.

i'm a long term investor, as buffett says:

Think long-term.
Wikimedia Commons
"Your goal as an investor should simply be to purchase, at a rational price, a part interest in an easily-understandable business whose earnings are virtually certain to be materially higher five, ten and twenty years from now. Over time, you will find only a few companies that meet these standards - so when you see one that qualifies, you should buy a meaningful amount of stock. You must also resist the temptation to stray from your guidelines: If you aren't willing to own a stock for ten years, don't even think about owning it for ten minutes. Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio's market value.

i don't like short term...of course this is my personal opinion and does not want to alert anyone

Better in term of interest gained is pretty much correct however you should note that the higher interest gained then there will be a higher risk as well. Depending on what do you use your money for, actually both saving and investing are almost the same and it depends on how you are using it.
If it is for future usage then saving is the term for it but if it is for capital to gain more than it is an investment. Best thing will be to combine both of them , safe deposits could be the answer for this which involves "saving" and "investing"



What would this long term investment be? If there is a risk then there is a chance for you to made a wrong choice and basically that there is nothing safe to begin with and the key to do reduce the risk of an investment will be a financial management rather than going all in with either a long or a short term investment


Pretty much a delusion thought I would say. Having a long term investment isnt a guarantee that you will earn some because there is a risk to everything. Also that to "earn some" , you dont need to put it into a long term investment.
You could always choose a short term investment to start "earning some" , rinse and repeat the pattern for a quickswing of profit. If you take a look at the conversation above you would know that altcoins could be a way for "short-term" quickswing of profit

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Seriously what are you saying? You should know the difference between an "investment" and a "scam". HYIP / PONZI is never an investment to begin with , it is a scam since day one.
This must be a reason why alot of people are lurking on the investor-based games board and I think you should get yourself educate on how to differ a scam and an investment

well tahts amasingly its a personal question its like the music of pink floyd "money" share it bare it dont give my slice away i mean you can its to grow more by investing 20 % on gold and the rest in profit bank %

That a good Idea, long investmen is better choice. some short term invest is scam like ponzi and hyip
long investmen is make your money save and your health save too

i ever see assurance where we can cash out money after some periode maybe 10-20 years but we get health insurance 

invest your money is always better than to spare them , choose a long-term investment whit little risk you'll never made ​​a wrong choice.
if you want to earn some , long-term investment is the one to choose

it is what i'm saying, those coins(that i've mentioned) are too strong to die, their market will continue no matter if the dev(cryptocoin does not need any dev btw, they are all open source and based on network consensus...) is abandoning it or other random reasons

there is a network behind with miners that are sustaining it, for their business

it won't collapse to easy as many think, they are a good alternative investment if you don't want to deal with bitcoin, which look a bit stagnant

If you are thinking for a quickswing of profit then this is a good move however I will restrain myself if I were you to get altcoin as an investment because most of them are failure and are meant to be for quickswing of profit


Any relevant data for this? Apart from the price keep on stabilizing , I dont see any sign of its failing but it is declining right now. You should note that there is a difference between the words failing and declining. Doges for an investment might worth a shot especially if you do love to get a stash of it however getting an investment with doges shouldnt restrain you from taking a profit if there is a quickswing.
No doubt that doges are wonderfull if you are looking for a quickswing since even 1 satoshi could gained you a high profit if you have some stash of it


Want to here some advice from an altcoin enthusiast? NO as an investment but YES for the Pump and Dump scheme


Litecoin as an investment? You got to be kidding, although the price is holding off right now there is a tendency that the value of it keep on declining especially after the recent event of the developers jumping off the ship. However the community for this coins is quite strong, so it will hold off for a few years

well not really, big altcoin like dash, monero, litecoin, and doge, can be hold for long term investments, they are still pump and dump, but they will not die soon

see litecoin it got another pump recently, and there will be other in the future, so you can't exactly say that they are dead