Islamic Bank of Bitcoin{}بنك بتكوين الاسلامي - page 2.

Ajiloveyuyun

newbie

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I am Muslim .. I strongly support the idea. but in my country it is strictly forbidden Muslims to play bitcoin, is your country the same as my country about the ban?

semaforo

hero member

Activity: 728

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Quote from: iqlimasyadiqa on January 27, 2018, 07:24:41 AM

Quote from: anggriani on January 27, 2018, 05:48:13 AM

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an bank interest rate that is so large and very heavy for the borrower. is it permissible in Islam?

Loan money in a bank that is really based on Islamic law is Halal or allowed because in accordance with the rules of Islamic religion that we use. Basically in the Islamic religion we are allowed to provide loans and will get alms in accordance with the capabilities possessed by the borrower, but the reality is currently sharia banks still apply conventional system by determining interest rates in the absence of the cost of fines if we are late to pay. This proves that there are still schemes that are not in accordance with the rules that exist in the religion of Islam. If implemented in Bitcoin I think this should still be a material analysis because there are still many factors to be considered, in fact Islamic banks are still not able to fully comply with the rules. Moreover, Islamic bank of bitcoin, it is still a hope and our task is to keep trying to apply it in the future.

@iqlimasyadiqa were you also working with the IBB? Do you remember sondooq or senbonzakura?

Actually one of the reasons I quit working with the IBB is because I learned that this accepting of a gratuity or voluntary extra payment for a loan is not universally accepted by scholars, this is why I am working on a project now based on profit sharing about which there is no doubt in Islamic law.

iqlimasyadiqa

legendary

Activity: 1596

Merit: 1011

Quote from: anggriani on January 27, 2018, 05:48:13 AM

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an bank interest rate that is so large and very heavy for the borrower. is it permissible in Islam?

Loan money in a bank that is really based on Islamic law is Halal or allowed because in accordance with the rules of Islamic religion that we use. Basically in the Islamic religion we are allowed to provide loans and will get alms in accordance with the capabilities possessed by the borrower, but the reality is currently sharia banks still apply conventional system by determining interest rates in the absence of the cost of fines if we are late to pay. This proves that there are still schemes that are not in accordance with the rules that exist in the religion of Islam. If implemented in Bitcoin I think this should still be a material analysis because there are still many factors to be considered, in fact Islamic banks are still not able to fully comply with the rules. Moreover, Islamic bank of bitcoin, it is still a hope and our task is to keep trying to apply it in the future.

semaforo

hero member

Activity: 728

Merit: 500

Quote from: anggriani on January 27, 2018, 05:48:13 AM

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an bank interest rate that is so large and very heavy for the borrower. is it permissible in Islam?

In Islamic law it is not allowed to harm or take advantage of others, so since interest can easily lead to the exploiting of the poor by the rich, (and many other problems) it is not allowed at all.

anggriani

sr. member

Activity: 630

Merit: 251

Quote from: seroja17 on January 27, 2018, 06:36:04 AM

Quote from: anggriani on January 27, 2018, 05:48:13 AM

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an interest that is so large and very heavy for the borrower. is it permissible in Islam?

the concept of a sharia bank or a conventional bank concept is not directly related to the costiness of the financing installment. The concept of different sharia banks transactions scheme with the concept of a conventional bank, so that the installment becomes the obligation of customers is different way of calculation.

Ideally, the concept of sharia banks should be able to ease the burden of customer financing rather than when the customer receives financing from a conventional bank. In a sharia bank, the customer pays according to his ability or according to the agreement of the proportion of the bank of how much it earns. If until the opposite occurs, of course there is something we must look at why.

I still do not understand from the answer you give.
Okay, the subject of my question is whether it is allowed in Islam? Is it halal or haram?

seroja17

newbie

Activity: 79

Merit: 0

Quote from: anggriani on January 27, 2018, 05:48:13 AM

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an interest that is so large and very heavy for the borrower. is it permissible in Islam?

the concept of a sharia bank or a conventional bank concept is not directly related to the costiness of the financing installment. The concept of different sharia banks transactions scheme with the concept of a conventional bank, so that the installment becomes the obligation of customers is different way of calculation.

Ideally, the concept of sharia banks should be able to ease the burden of customer financing rather than when the customer receives financing from a conventional bank. In a sharia bank, the customer pays according to his ability or according to the agreement of the proportion of the bank of how much it earns. If until the opposite occurs, of course there is something we must look at why.

anggriani

sr. member

Activity: 630

Merit: 251

Quote from: seroja17 on January 27, 2018, 05:25:50 AM

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

what if the shariah bank launched a loan program, in which the loan has an bank interest rate that is so large and very heavy for the borrower. is it permissible in Islam?

seroja17

newbie

Activity: 79

Merit: 0

Islamic banks using Islamic law are not only for the Muslim community, but also used by non-Muslim communities. The community began to use sharia banks due to the system used, which is a profit-sharing system between the community and the bank, also because the system of revenue sharing is fair in accordance with agreements that have been agreed.

Bank Syariah Bitcoin has a tremendous advantage over conventional banks, both spiritually and rationally. This excellence is the reason Muslims choose sharia banks. This project will explain why Muslims choose sharia banks in savings, time deposits, checking accounts and other products?

semaforo

hero member

Activity: 728

Merit: 500

Quote from: ?? on ??

Properly idea I am interested in bitcoin banking

You should check out our project at some of these links. What is your first language?

Quote from: semaforo on December 14, 2017, 12:22:54 PM

Just in case anyone is still watching this thread- there is a project trying to carry on the work of the IBB but starting with a clean slate. Check it out.

https://bitcointalksearch.org/topic/bringing-the-blockchain-to-islamic-finance-2137399

Ummati.io

Facebook.com/ummatiplatform

Medium.com/ummati

semaforo

hero member

Activity: 728

Merit: 500

Just in case anyone is still watching this thread- there is a project trying to carry on the work of the IBB but starting with a clean slate. Check it out.

https://bitcointalksearch.org/topic/bringing-the-blockchain-to-islamic-finance-2137399

Ummati.io

Facebook.com/ummatiplatform

Medium.com/ummati

gnosteek

newbie

Activity: 1

Merit: 0

dears, Hawala should use blockchain - it seems to me, that this technology was developed for this money transfer system! it really fits for 100%! Hawala bosses – it is your chance!!!

ed_teech

hero member

Activity: 508

Merit: 500

Jahaha

Hey, I'm from Iran and active in the field of banking here. If we can dig up anything together feel free to drop a message.

semaforo

hero member

Activity: 728

Merit: 500

I'm still interested in this project, would be happy to work with anyone who has idea/resources. I am also willing to invest more if thethere are interested people. Not dead, just in hibernation. Senbonkazura has another account, if you want to contact them just PM me.

AcoinL.L.C

legendary

Activity: 1036

Merit: 1000

Quote from: zamaliphe on December 31, 2014, 06:38:47 PM

@all i'm interested in this idea

but we need a formula to create it in trusty way
if you are interested just pm me
i'm open to your idea on how we can secure the depositors money

You could use https://pledger.club to create and sign legally binding agreements with potential lendees

zamaliphe

newbie

Activity: 55

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@all i'm interested in this idea

but we need a formula to create it in trusty way
if you are interested just pm me
i'm open to your idea on how we can secure the depositors money

dezoel

legendary

Activity: 2044

Merit: 1075