Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 32. (Read 64495 times)
September 11, 2017, 09:01:20 AM
Add in list please - https://maxipay.eu
September 10, 2017, 12:15:49 PM
I guess those dedicated IBAN are using your name when you make a transfer outside. Honestly I don't know.
Ok, I have sent them an email to [email protected], will update when they reply.Thanks
, I emailed Sogexia to ask the same September 10, 2017, 11:58:53 AM
I guess those dedicated IBAN are using your name when you make a transfer outside. Honestly I don't know.
Ok, I have sent them an email to [email protected], will update when they reply. September 10, 2017, 11:47:16 AM
I guess those dedicated IBAN are using your name when you make a transfer outside. Honestly I don't know. I know Viabuy as there are lot of complaints about them with their aggressive marketing method. Firstly you don't pay the card immediately, they send it to you without payment. Then you receive a letter from another company explaining ViaBuy will go to the judge if you don't pay the 90€ asap. Or when you ask them why the transfer is taking more than 10 days to be credited you are not so welcome
September 10, 2017, 11:25:07 AM
Yes of course, if you check the page "Instant cash transfer" or "Why Veritas" or the fees pages you will see it is possible to send to another user card or to a bank account. Some people may find the fee high (2.5% min. 5€) but if they accept to deal with companies related to cryptocurrencies why not
Ah, nice, don't know how I missed that. But I wonder if an outgoing SEPA transfer is in your name or in the company's name, the same as with Viabuy.com. Have you tried? September 09, 2017, 06:04:38 PM
Veritas http://veritascard.com/ It costs 30€ per year but the Mastercard itself is free (issued by Prepaid Financial Services). You get a dedicated IBAN with it. They accept transactions from/to Crypto exchange platforms I believe since their FAQ says:
But do you get an online banking account where you can send a SEPA transaction from that IBAN to an exchange or some other bank account as well? Doesn't say anything about that, only about receiving.Yes of course, if you check the page "Instant cash transfer" or "Why Veritas" or the fees pages you will see it is possible to send to another user card or to a bank account. Some people may find the fee high (2.5% min. 5€) but if they accept to deal with companies related to cryptocurrencies why not
I think unlike other services who have a partnership with banks (and so their regulations/laws) Veritas doesn't' deal with banks but with Prepaid Financial Services and it can be the reason if they accept payments coming/going from/to crypto exchanges...
September 09, 2017, 11:21:57 AM
Veritas http://veritascard.com/ It costs 30€ per year but the Mastercard itself is free (issued by Prepaid Financial Services). You get a dedicated IBAN with it. They accept transactions from/to Crypto exchange platforms I believe since their FAQ says:
But do you get an online banking account where you can send a SEPA transaction from that IBAN to an exchange or some other bank account as well? Doesn't say anything about that, only about receiving. September 09, 2017, 11:06:50 AM
I think it will not work well. more for the asia region. only some countries are using bitcoin. but chances are in the future bitcoin will work well all over the world if every government apply this bitcoin system in its economy.
September 09, 2017, 09:41:26 AM
Why not add in this topic paid services (in a separate list) as well? (such as Monese) Many of them are still good options. There ain't no such thing as a free lunch anyway. You pay one way or the other.
I agree, especially if it's as cheap as Monese. Are there any other services like that though?Veritas http://veritascard.com/ It costs 30€ per year but the Mastercard itself is free (issued by Prepaid Financial Services). You get a dedicated IBAN with it. They accept transactions from/to Crypto exchange platforms I believe since their FAQ says:
Quote
Can I load my Veritas with Bitcoin, Dogecoin, Monero, Blackcoin, litecoin or another crypto currency ?
No because Veritas is not a trading platform for Bitcoin. But you can first sell your Bitcoins on an exchange platform for euros. Then, just order a bank transfer from your exchange platform to your Veritas using your dedicated IBAN.
No because Veritas is not a trading platform for Bitcoin. But you can first sell your Bitcoins on an exchange platform for euros. Then, just order a bank transfer from your exchange platform to your Veritas using your dedicated IBAN.
September 09, 2017, 05:37:23 AM
Why not add in this topic paid services (in a separate list) as well? (such as Monese) Many of them are still good options. There ain't no such thing as a free lunch anyway. You pay one way or the other.
I agree, especially if it's as cheap as Monese. Not to mention some of the services are free, but they take 2€ minimum for each transaction... So Monese could be seen as a cheaper option than some of the free ones for some people. Are there any other services like that though? September 08, 2017, 02:43:41 PM
Why not add in this topic paid services (in a separate list) as well? (such as Monese) Many of them are still good options. There ain't no such thing as a free lunch anyway. You pay one way or the other.
September 08, 2017, 01:15:54 PM
Shared IBAN (they can't be used with exchanges)
- https://www.monese.com - (only GBP now) - It isn't free now.
Monese gives you a personal GB IBAN now, not shared. It's 5€ a month (and first month free), and if you don't have any money on your account, they don't charge you anything until the next time you transfer money to your account (just for that one month, not for x months you didn't use).Also the Paysera VISA issuance used to cost 3€, now it's 30€ with a 0.45€ fee per month.
August 31, 2017, 06:36:33 PM
If you are looking to use any of this online bank because you don't want to link your bank account with your Bitcoin activity (you don't want your bank/gov know about) then you are totally wrong. At least if you are European. As you know any bank account that you open (in EU) outside your country is automatically reported within 48 h max to the administration of your country
August 31, 2017, 06:24:34 AM
zzzz
Any of you guys successfully used any of the sites listed with an exchange such as Kraken, Bitstamp, etc? On the 6 pages, no one posted something
Mistertango have their own exchange (not sure how and if you can add reference numbers for outgoing transfers with it though)Any of you guys successfully used any of the sites listed with an exchange such as Kraken, Bitstamp, etc? On the 6 pages, no one posted something
August 31, 2017, 04:27:02 AM
zzzz
Any of you guys successfully used any of the sites listed with an exchange such as Kraken, Bitstamp, etc? On the 6 pages, no one posted something
Mistertango have their own exchange (not sure how and if you can add reference numbers for outgoing transfers with it though), n26 should work with all exchanges (tested with Kraken, The Rock). I didn't test any other bank accounts after getting one with n26, they are a very reliable free solution. Any of you guys successfully used any of the sites listed with an exchange such as Kraken, Bitstamp, etc? On the 6 pages, no one posted something
August 30, 2017, 07:08:17 AM
It is one of these where it is not mandatory to show your passport? I am an EU citizen so I don't need a passport. I do travel inside of Europe just with ID card.
If anyone have any details about this please help me out
If anyone have any details about this please help me out
August 29, 2017, 06:27:12 PM
This is what they sent to me this morning.
So @Hostfat has been quite lucky to get incoming funds from Kraken.com without a problem. Personally, I am not going to take the risk to use it and a day receive a message to tell me my account is frozen etc.
I am now going to target Sogexia and see...
There is something I want to add: LeuPay is a company from SATABank. And I think everyone is able to register an account online on their website... I remember several months ago someone in this forum who did a transaction with a crypto exchange. (not sure if it was a payment out this account to make a deposit, or an incoming payment from an exchange) And there is a very low change the guy was from Malta (the country where the bank is located)
This is interesting. Thanks for your efforts. So @Hostfat has been quite lucky to get incoming funds from Kraken.com without a problem. Personally, I am not going to take the risk to use it and a day receive a message to tell me my account is frozen etc.
I am now going to target Sogexia and see...
There is something I want to add: LeuPay is a company from SATABank. And I think everyone is able to register an account online on their website... I remember several months ago someone in this forum who did a transaction with a crypto exchange. (not sure if it was a payment out this account to make a deposit, or an incoming payment from an exchange) And there is a very low change the guy was from Malta (the country where the bank is located)
I thought Transferwise was quite progressive and expected them to be more open on matters such as cryptocurrency. Of course, the blame is on their banking service providers. There are better alternatives anyway but it's sad to see remnants of this hesitation in the e-banking sector even now that cryptocurrency has been gaining more and more legitimacy.
August 29, 2017, 02:37:57 PM
This is what they sent to me this morning.
So @Hostfat has been quite lucky to get incoming funds from Kraken.com without a problem. Personally, I am not going to take the risk to use it and a day receive a message to tell me my account is frozen etc.
I am now going to target Sogexia and see...
There is something I want to add: LeuPay is a company from SATABank. And I think everyone is able to register an account online on their website... I remember several months ago someone in this forum who did a transaction with a crypto exchange. (not sure if it was a payment out this account to make a deposit, or an incoming payment from an exchange) And there is a very low change the guy was from Malta (the country where the bank is located)
So @Hostfat has been quite lucky to get incoming funds from Kraken.com without a problem. Personally, I am not going to take the risk to use it and a day receive a message to tell me my account is frozen etc.
I am now going to target Sogexia and see...
There is something I want to add: LeuPay is a company from SATABank. And I think everyone is able to register an account online on their website... I remember several months ago someone in this forum who did a transaction with a crypto exchange. (not sure if it was a payment out this account to make a deposit, or an incoming payment from an exchange) And there is a very low change the guy was from Malta (the country where the bank is located)
August 29, 2017, 02:29:09 PM
Thanks for the list.
I have 1 question - about taxes.
Let's look at this example: If I live in Slovenia and open an account, let's say in https://www.bunq.com, should I declare the money I get in https://www.bunq.com?
And now second example: Still I live in Slovenia, I'm having an account in https://www.bunq.com and I decide to withdraw money only in Italy or Austria (<1h drive). And never ever have a single operation in Slovenia. Do I still need to declare it?
Anyone in similar situation?
You can't use bank accounts to hide money from tax authorities, especially within the eurozone. At least not any more. New incentives have made it so tax authorities can have access to bank account information regardless of territory. See: https://www.oecd.org/tax/automatic-exchange/ and https://ec.europa.eu/taxation_customs/business/tax-cooperation-control/administrative-cooperation/enhanced-administrative-cooperation-field-direct-taxation_enI have 1 question - about taxes.
Let's look at this example: If I live in Slovenia and open an account, let's say in https://www.bunq.com, should I declare the money I get in https://www.bunq.com?
And now second example: Still I live in Slovenia, I'm having an account in https://www.bunq.com and I decide to withdraw money only in Italy or Austria (<1h drive). And never ever have a single operation in Slovenia. Do I still need to declare it?
Anyone in similar situation?
It means you must declare the income you get on Bunk on your Slovenian tax forms...
There's no secrecy anywhere in the European Union, and even Switzerland is cooperating these days.
August 29, 2017, 12:13:33 PM
Thanks for the list.
I have 1 question - about taxes.
Let's look at this example: If I live in Slovenia and open an account, let's say in https://www.bunq.com, should I declare the money I get in https://www.bunq.com?
And now second example: Still I live in Slovenia, I'm having an account in https://www.bunq.com and I decide to withdraw money only in Italy or Austria (<1h drive). And never ever have a single operation in Slovenia. Do I still need to declare it?
Anyone in similar situation?
You can't use bank accounts to hide money from tax authorities, especially within the eurozone. At least not any more. New incentives have made it so tax authorities can have access to bank account information regardless of territory. See: https://www.oecd.org/tax/automatic-exchange/ and https://ec.europa.eu/taxation_customs/business/tax-cooperation-control/administrative-cooperation/enhanced-administrative-cooperation-field-direct-taxation_enI have 1 question - about taxes.
Let's look at this example: If I live in Slovenia and open an account, let's say in https://www.bunq.com, should I declare the money I get in https://www.bunq.com?
And now second example: Still I live in Slovenia, I'm having an account in https://www.bunq.com and I decide to withdraw money only in Italy or Austria (<1h drive). And never ever have a single operation in Slovenia. Do I still need to declare it?
Anyone in similar situation?
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