Money is for the important things - page 9.

BALIK

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Quote from: slapper on February 28, 2023, 06:47:07 AM

I think health and family come first. However, occasional pleasures are fine as long as they don't compromise our long-term goals and happiness. Materialistic desires like a bigger house or a fancier car may bring short-lived happiness.

But if you don't have money, you don't have health and family. When you have an accident or illness, if you have no money, no one will save you, and no one is willing to donate to help you. And if you don't have money, your relatives, even your wife, won't be able to be with you, and no one will treat you well if you don't have money. Today's society has become pragmatic, everything is measured in money, whoever has money has rights.

Hispo

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It depends on both the budget and the financial education of each of us, usually.
what is important to me, may not be important to you. For example, here in my country having a car is not as important, people get used to walking or public transportation, but that is rather a consequence of the economy and political situation.

I would say that the ultimate goal is happiness and if one can be happy in the long term with one's management of personal finances, so be it.

Quidat

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

On the time that you had reached out on a state where you could buy up things on spot cash or doesnt really need some bank financing or installment then you should consider yourself to be successful already because not all does acquire things on spot cash which means that you are really indeed capable on buying things you do want.Its true that you should not really not that careless
on buying things which arent that beneficial or in short that you are really that become too materiaslistic considering that there's no such thing about unlimited funds.
This is why focusing into other more income sources is more worth.

GeorgeJohn

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In every house hold money is important and it's like fuel use to activate or make things to be very easy in human living, so someone can be stingy in the family when you have no sufficient money, someone that had money most be a giver, seventy percent of people i know that is rich do help their people and also extend the help to the extended family, so the purpose while people make money is to Carter for the loved ones and also solve some life challenges. It's difficult before you can see people that have money without been a helping hands to their families.

Asiska02

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

Landed properties and valuable materials are also seen as a means of saving by me, as they may increase in value in the future. Some people prefer to spend money on valuable materials in order to have something to show for it when they are depressed or regret how they spent their money.

Saving money for a long time is difficult; only those who are well prepared can do so in the long run. In a world where new inventions are released every year or month, you can't afford to overlook some of the most appealing aspects of your life just to save money. People advise you to spend your money wisely when you can because life is not guaranteed.

Obari

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

I think this is a real time wake up call because most times, money spent even on the wrong things at the right time isn't just a waste.
At every instance I get to talk to people about financial education not necessarily because I have a knowledge to share, but rather because I also want to learn something from the next person as well.
I think financial spending habit should be one of course to be introduced into study curriculum ( just my opinion).

I've seen people who see buying of cars as wastage and very wrong investment but I always have to disagree with that because in a society and country like mine, owning a car and not just a car but also a flashy one aids to uplift the status of an individual and at some point the saying " How you dress and appear determines how you'll be addressed " comes to play and there are deals you can catch just because you have a car and look well that you wouldn't have gotten if you looked the other way round.

In conclusion, one should spend money to get the things that gives him satisfaction as what seems right to a person might be wrong to the other person.

Fortify

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

The best advice for people is to self educate on as many financial topics as possible, keep reading lots of books and content. Even experiment just a little bit with smaller amounts to get a feel for how things like the stock market works. Learn about what is good and bad debt, mortgages and credit cards, how to use these things responsibly. That way you will get a greater understanding of where to focus your money, rather than buying the latest fad or following trends blindly. Trying to emulate what "celebrities" are doing can be the greatest downfall when you're younger, as they can build illusions and might even be irresponsible themselves, plus they can often be shilling for free junk.

RealMalatesta

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Quote from: uneng on February 28, 2023, 12:06:40 AM

While you are still building your personal finances in a sustainable way, it's important to keep focused in spending money only with what really is necessary, thinking on your long term goals, so once you achieve it, you can start spending your money with superfluous things, like branded clothes, acessories, restaurants and travels without worring if you are going to have money later for your basic needs.

For everything there is a right time in life and I believe if we respect it, we can enjoy the fruits and rewards that reach to us gradually.

That depends on your income though. If you have a good enough income that you could spend less and less, while your income stays big and you could save a good amount to bitcoin, then you are definitely right and there is no issues about that.

However, if you end up with something a bit worse, something that will make you lose a lot more money, then it wouldn't really make sense to invest in that regard, like lets say you are making lower than you should and even your income is not enough, in that case you can't invest. I personally invest 10-20% of my salary into bitcoin every single month, sometimes I fail like this month, but usually I do, and that's how I like to keep it forever.

rahmad2nd

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Talk about money. what money is, and what it is for, everyone knows. none other than, to meet primary and secondary needs or daily needs, as well as to realize various desires that are tertiary in nature. we all need money, people every day compete to make money, whether it's work, business, or whatever it is, so we will always need money.

I have a different perspective when it comes to money. "Money, Wealth and Happiness, and the search for a wise balance" is the central theme of a variety of popular topics that address ways to understand the relationship between money, wealth and happiness, from how to manage money wisely to finding a balance between time and Money. we also have to learn how to make money a tool, not a goal, as well as avoid greed and the risks that may arise. Besides that, we must find how to achieve financial happiness by learning from mistakes. including keeping emotions in check, and acquiring material and spiritual wealth. because at the end of the day, true happiness isn't just about money. it is about the balance between materialism and spiritualism in our lives.

ChiBitCTy

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

I think one should be careful in handing out money advice. As a financial advisor that is what I do for a living, and I don't totally disagree with you, but I think it's important to point out some things.. for instance "do not be afraid to spend the money on your people when they really need it". I understand what you're saying here, but you shouldn't necessarily do this if you're going to go broke doing so.

My advice to all is save, save and save some more. Diversify, live within your means, and help those loved ones who need it WHEN you can.

YOSHIE

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

In general all of us who are here have a 'dream' about something they want, if they really have good money/economic value in their life.

But for me the dream will come alone when the money is in hand, there are many things to think about and take a stand to have something real for us and our families, one of which might be a house, land or a promising business and so on.

In this life, houses and businesses are the main foundations that in my opinion must be brought with the existing economy, so that other properties can catch up with business development, like cars, gold and so on, that's probably the attitude that's on my mind right now.

xSkylarx

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Quote from: Qiubell5 on February 28, 2023, 06:12:39 AM

You're right, don't spend on something that's just for nothing. We should not be extravagant and careless shopping. We must remember our future life, what impact will we experience if we still live a wasteful lifestyle and only do something in vain.

People now a days are really buying those expensive things to show off in social media. I myself don't understand it, but it is because they want attention. It is okay to live those wasteful lifestyles if they are very rich, as they can do it, but for us, that is only getting enough, and if we do that we are just wasting money. I do really see some people in social media doing those expensive things, for which I know they take out a loan just to do it. I am glad that I am not really into social media, and I just want to spend my money on things that I need in my life or for my family.

Dickiy

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?....

Yes, I've been thinking about this ever since I was freed from dependence on my family, the surprising thing is when I use money that I earn myself and from what my parents give me, it's very different and I have a sense of responsibility more when I think that my money is enough for myself. So far, from several financial management failures, I have been better today in management and have expectations that I think are ideal and I must achieve them someday. as easily as possible, health insurance for me and my family is fulfilled, passive income is sufficient, and in essence I want to live quietly in old age without thinking about financial matters, even without a car or gold.

bittraffic

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Having a lot of money will give you a chance to choose which is what you really want in life. When you have stability and independence in life, you can achieve a clear mind with nothing to worry about in the future. I have the feeling that I may achieve such a state one day and will plan to have something I really own in life besides my very own family.

My want since a child was to become a fisherman, maybe I will go back to that significant goal and start living in my own boat that I may buy in the next 10 years. Grin

Renampun

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

Quote

"You may not be happy without money, but there's no guarantee you'll be happy with it."
"Being rich is a practical choice, but being happy is a smart one."

the two wisest words above are very good in my opinion, people collect a lot of money, but they can't be happy with themselves and make those closest to them happy with it. I have a myriad of dreams in my head such as a vacation abroad - a nice car - the best educational facilities for my children, and I try hard to be able to make it all come true.

people say money is the root of evil, the sentence is not wrong because when you have excess money you become arrogant - when you chase money you become greedy - when you lack money you become a beggar but not everyone becomes bad because of money, many people are looking for money to live their lives happily - peacefully - safely.

inthelongrun

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This is a great reminder not just for me but for everybody. Since the pandemic I lost nearly all my sources of income and starting last year, I've been on a very stiff budget. I do not want to miss the next crypto bull run which I expect to happen next year onwards. I felt like I do not have much life nowadays and most of the time I stayed at home alone. Not that I am sad because I am still feeling good but maybe this is not healthy for me as I am losing socialization, travel, and taking care of myself.

About money expenditures. We also need to enjoy and reward ourselves for our hard work. So I am not really against luxurious kinds of stuff as long as it represents a very tiny portion of your regular income.

ultrloa

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

Dreaming about more big earnings since it can really help a lot in times of crisis especially right now its hard to earn money due to what happen lately where covid hit and affect major industries. But now things slowly coming back and there are to many lesson to learn from those incident so I target to earn huge this year then have a emergency money to use when situation like that occur.

Luxury things is not my priority since at the moment my main focus is my investments and have comfortable life.

KingsDen

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

There is one attitude about money that I have discovered in myself recently.
I no longer think much about myself with my money. What I think is family friends and relatives.
Most times I see myself getting what I need, but I don't have for other people but I don't have it myself.
I don't like a luxury life, though I am not rich to live a luxry life. But with the little I have that can take care of me and people around me. I use it on people around me more than myself. I am beginning to understand that that is not the best way to live life. I mean, I should be happy first then others come but my case is the reverse.

davis196

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Quote from: paxmao on February 27, 2023, 09:36:55 AM

Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

I'm dreaming about a washing machine right now, because my washing machine broke yesterday. Grin

I don't have any problems with my attitude towards money. My only problem is the quantity of my money. Grin

The more, the better, but that doesn't mean that I'm greedy. Inflation freakin' sucks...
Fancy and luxurious stuff are for the rich people. If you are poor, dreaming about luxurious items(or directly buying them) is simply stupid.
I don't think that I have a particular goal in my life. I'm living day by day. Maybe this is a wrong approach, but I just hate making plans for my life 1,2,5 or 10 years ahead. You never know what's gonna happen, so long term plans aren't my thing.

fadhilz123

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Quote from: Qiubell5 on February 28, 2023, 06:12:39 AM

You're right, don't spend on something that's just for nothing. We should not be extravagant and careless shopping. We must remember our future life, what impact will we experience if we still live a wasteful lifestyle and only do something in vain.

The impact that will be experienced by those who have and live an extravagant lifestyle is that there will be no development whatsoever and will often experience difficulties when they need money suddenly. Because in living life everyone will not know when he will be sick and need a lot of money as soon as possible, so making savings and stopping being wasteful in life is a very wise choice and it can be done by everyone who wants a better life for himself Alone.

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