Topic: What was your lowest point financially? How did you go through it ? (Read 1974 times)
My lowest was when when i was in my previous job, there was some issue at my office. later on that problem increase and it really effect negatively in my personal life as well because of that office's related issue me and my wife we got divorce and I lost my job. when i lost my job its really difficult to resolved that problem that's why i force to sell my bitcoin in vary low price. Still i feel regret if I didn't sell bitcoin that time then right now i can be in next. it also feel good I still have some bitcoin which really beneficial for me.
February 04, 2023, 10:55:06 AM
Me living my old 8-5 job because I want to have freedom.
When I graduated at college, I was thinking of a way to earn money since I just graduated then I worked as an employee here in our town, but just a month after being hired, I don't feel that I will work long there for some reasons. At that time, I don't want to get ordered. I just want freedom. I want to do whatever I want to do.
Cut the story short, I quitted from that job and find a way to earn online. My problem at that time is that, I don't have money to spend at that time so I'm always asking for my parents to give me some money for food which is kind of embarrassing at that time because I need to work since I graduated already, but here I am asking for their money still. It took 3 months before I got an online job and that's the start of me earning money online. Right now I'm not asking my parents to give them some money anymore, but it's the opposite already.
TBH, I'm not like other users here who shared some very sad events in their life, but that's how life is folks. Problems are inevitable so the only thing that we can do is to solve them. Just hustle always so that we will not get to the point where we will be having a hard time financially.
When I graduated at college, I was thinking of a way to earn money since I just graduated then I worked as an employee here in our town, but just a month after being hired, I don't feel that I will work long there for some reasons. At that time, I don't want to get ordered. I just want freedom. I want to do whatever I want to do.
Cut the story short, I quitted from that job and find a way to earn online. My problem at that time is that, I don't have money to spend at that time so I'm always asking for my parents to give me some money for food which is kind of embarrassing at that time because I need to work since I graduated already, but here I am asking for their money still. It took 3 months before I got an online job and that's the start of me earning money online. Right now I'm not asking my parents to give them some money anymore, but it's the opposite already.
TBH, I'm not like other users here who shared some very sad events in their life, but that's how life is folks. Problems are inevitable so the only thing that we can do is to solve them. Just hustle always so that we will not get to the point where we will be having a hard time financially.
February 04, 2023, 10:16:18 AM
I still remember very well when I lacked money to pay for my college tuition, because my parents could not afford to pay for me, so from the start I entered college to support myself by working part time at my aunt's friend's place, but suddenly the business went bankrupt and I forced to try to find another job, as a result I had to sell my handpone and also eat noodles for almost 2 months. that was the worst time i didn't have money.
February 04, 2023, 09:43:25 AM
My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.
Sometimes in our lives we need someone who continues to give enthusiasm to survive and become better, the wife is the person who understands the best and becomes the best motivator in life, I have also been married for about 5 years and many things have been passed during marriage, and when things are difficult I experienced the wife can help and provide the right solution.
February 04, 2023, 03:46:37 AM
My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.
Thanks for sharing your story. You are blessed to have a supportive and patient wife. I guess she is the one who brought you luck when you were down. I used to be the same as you leaving your hometown and looking for fortunate and I certainly understand the tough times in the beginning. Thank God I also made my way to survive and did everything all right. Now I am also a family man married with a lovely daughter.
It can be said that, for married adults, falling into unemployment is really a disaster. When I was a student, I could fast for a meal or two to pay for tuition fees or lose money in investments...But all of that will never be more terrible than when we are unemployed, and we are the family's breadwinners. I also experienced the feeling that my children did not have enough to eat when I was unemployed, it was the worst feeling I have ever had, and I swear to myself I will never let that happen again.
The worst thing that you'll encounter in life is having nothing to feed your family if you are unemployed. That's what scared me the most, and it happened to me three years ago when I lost my job. I really needed to find another job, pay my debts due to unemployment, and make the lives of my family comfortable. But again, both of us survived it, right? as we are living a comfortable life right now (compared to before), for which we should be thankful.
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February 04, 2023, 03:35:12 AM
My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.
Thanks for sharing your story. You are blessed to have a supportive and patient wife. I guess she is the one who brought you luck when you were down. I used to be the same as you leaving your hometown and looking for fortunate and I certainly understand the tough times in the beginning. Thank God I also made my way to survive and did everything all right. Now I am also a family man married with a lovely daughter.
It can be said that, for married adults, falling into unemployment is really a disaster. When I was a student, I could fast for a meal or two to pay for tuition fees or lose money in investments...But all of that will never be more terrible than when we are unemployed, and we are the family's breadwinners. I also experienced the feeling that my children did not have enough to eat when I was unemployed, it was the worst feeling I have ever had, and I swear to myself I will never let that happen again.
February 04, 2023, 02:35:13 AM
My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.
Thanks for sharing your story. You are blessed to have a supportive and patient wife. I guess she is the one who brought you luck when you were down. I used to be the same as you leaving your hometown and looking for fortunate and I certainly understand the tough times in the beginning. Thank God I also made my way to survive and did everything all right. Now I am also a family man married with a lovely daughter.
February 04, 2023, 02:06:16 AM
My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.
February 03, 2023, 06:34:58 PM
I just have made some dumbass financial decisions where huge money was handed over to me on basically a silver platter but I didn't take it. I was blinded by paper profits, not knowing that these profits aren't fructified until I sell it.
I'm doing fine with needs, it's just that it could be much better had I realized the value of money early.
once I lost a huge amount too. It took me 6 months to recover - along with money - I lost so many friends and trust on the people.I'm doing fine with needs, it's just that it could be much better had I realized the value of money early.
I don't meet people any more - most of the time I turn to woods and spend some time there. But I made very good friends with my mother during that hard time.
February 02, 2023, 11:37:15 PM
I just have made some dumbass financial decisions where huge money was handed over to me on basically a silver platter but I didn't take it. I was blinded by paper profits, not knowing that these profits aren't fructified until I sell it.
I'm doing fine with needs, it's just that it could be much better had I realized the value of money early.
I'm doing fine with needs, it's just that it could be much better had I realized the value of money early.
February 02, 2023, 11:23:18 PM
After I graduated from school, I tried to find a job but no one had accepted it, because I was out of town while my parents no longer gave money for the need to make me do everything to survive, I had difficulty eating in almost 4 months before there was Friends who help me to work and get a decent salary. Slowly my finances began to improve and happy that the difficult thing was not repeated.
February 02, 2023, 06:59:08 PM
being unemployed is definitely painful experience someone could go through when they are already 25+, the thing is by being unemployed you're essentially being considered waste of space.
the only way you could get through it is by having some income or getting employed. but then again you'll surely face other problems along the way of getting employed but at least you're not financially lacking to the point you have no money at all that you couldn't even fill your basic needs like eating.
If you've been employed for how many years and you've been completely reliant on that and also didnt been able to make out some savings.On the time that you would neither be firedthe only way you could get through it is by having some income or getting employed. but then again you'll surely face other problems along the way of getting employed but at least you're not financially lacking to the point you have no money at all that you couldn't even fill your basic needs like eating.
or really be part for some company lay-off then this would really be a shocking thing for you and the most difficult ones since you had been relying your living out of those monthly salaries.
If you dont have any various earning sources then you would really be having a hard time to cope up or recover.This is why just like the rest been saying that it is always
been that recommendable on having at least some other sources of income.
February 02, 2023, 06:48:06 PM
being unemployed is definitely painful experience someone could go through when they are already 25+, the thing is by being unemployed you're essentially being considered waste of space.
the only way you could get through it is by having some income or getting employed. but then again you'll surely face other problems along the way of getting employed but at least you're not financially lacking to the point you have no money at all that you couldn't even fill your basic needs like eating.
the only way you could get through it is by having some income or getting employed. but then again you'll surely face other problems along the way of getting employed but at least you're not financially lacking to the point you have no money at all that you couldn't even fill your basic needs like eating.
February 02, 2023, 04:34:37 PM
I was newly married and my wife was pregnant, we had no bed to lay our head and we just moved in to a new city far from relatives meaning there was no backup plan.... We did the following
1. We cut down our budget
2. We found out our skills examples my wife could make hair so we made a small sign post...
3. We needed money to start up but interest rate was to high for loan... So we borrowed from our mum and paid gradually without cohesion
4. We invested in BTC and hodl for long term...
5. We started giving you the poor around us and also we stopped collecting money from our parents and started giving money to them, honestly I don't mean to be too spiritual but this is the last key that unlocked our fortunes... They prayed for us and blessed us.... Since then we have never gone back to lack....
1. We cut down our budget
2. We found out our skills examples my wife could make hair so we made a small sign post...
3. We needed money to start up but interest rate was to high for loan... So we borrowed from our mum and paid gradually without cohesion
4. We invested in BTC and hodl for long term...
5. We started giving you the poor around us and also we stopped collecting money from our parents and started giving money to them, honestly I don't mean to be too spiritual but this is the last key that unlocked our fortunes... They prayed for us and blessed us.... Since then we have never gone back to lack....
Your story really touches my heart. It must be extremely stressful to have a family without any reliable income sources. You really see a lot in life, and this goes to show that investing in bitcoin is a good idea and that parents' prayers are a blessing to everyone, before you are lack and now you are no more lack, wow I'm really happy for you.
get away from those hardships but rather it is really that result of your sacrifices and hardwork or even into those wise decisions that you had made out and this is the reason on why you do be able to get out.
Of course we shouldn't really forget to give thanks and be grateful for the good things that along the way.Both things are connected to each other.As an individual then you shouldn't really that forget on
these details. Challenges and problems is one of the most common thing and inevitable ones for someone to face on and its part of living and this is why we should face it out.
February 02, 2023, 02:56:00 PM
looks sad your fate as you describe in this thread, I've never experienced a financial crisis as bad as you feel. But one of the things that made me suffer financially was that I was once deceived by a close relative of mine in establishing a business partner so that I had fallen to the lowest point in my life, but that was only 1 month apart and I was able to get back up because I get a capital injection from my parents.
Indeed, some of us have felt the pain of this life when we were in a financial crisis. Maybe a little advice for the future, we must have the desire to save every income we earn in order to survive when things we don't expect happen to us.
Indeed, some of us have felt the pain of this life when we were in a financial crisis. Maybe a little advice for the future, we must have the desire to save every income we earn in order to survive when things we don't expect happen to us.
February 02, 2023, 01:25:53 PM
I also have to remind everyone that, even if you are a super wealthy person, there is a technically low point, like I am sure 87 was a bad year for Warren Buffet, doesn't mean he was poor, just means it was lowest point. There are always lessons to learn from different people, from rich and poor. I had periods where I had to suffer to find food, and I had periods where I got a brand new expensive car, so I have seen the best and I have seen the worst.
The best period took 20 hours a day of hard working to build something and a lot of money, ALL of my money basically, and the worst was the period when I was unemployed which is understandable, no income equals poor life.
The best period took 20 hours a day of hard working to build something and a lot of money, ALL of my money basically, and the worst was the period when I was unemployed which is understandable, no income equals poor life.
February 02, 2023, 04:18:31 AM
I was newly married and my wife was pregnant, we had no bed to lay our head and we just moved in to a new city far from relatives meaning there was no backup plan.... We did the following
1. We cut down our budget
2. We found out our skills examples my wife could make hair so we made a small sign post...
3. We needed money to start up but interest rate was to high for loan... So we borrowed from our mum and paid gradually without cohesion
4. We invested in BTC and hodl for long term...
5. We started giving you the poor around us and also we stopped collecting money from our parents and started giving money to them, honestly I don't mean to be too spiritual but this is the last key that unlocked our fortunes... They prayed for us and blessed us.... Since then we have never gone back to lack....
1. We cut down our budget
2. We found out our skills examples my wife could make hair so we made a small sign post...
3. We needed money to start up but interest rate was to high for loan... So we borrowed from our mum and paid gradually without cohesion
4. We invested in BTC and hodl for long term...
5. We started giving you the poor around us and also we stopped collecting money from our parents and started giving money to them, honestly I don't mean to be too spiritual but this is the last key that unlocked our fortunes... They prayed for us and blessed us.... Since then we have never gone back to lack....
Your story really touches my heart. It must be extremely stressful to have a family without any reliable income sources. You really see a lot in life, and this goes to show that investing in bitcoin is a good idea and that parents' prayers are a blessing to everyone, before you are lack and now you are no more lack, wow I'm really happy for you.
February 01, 2023, 09:22:10 PM
The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.
That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.
Sorry to hear that you are in the midst of a hard time now. I used to be unemployed for some time and although I didn't have family burdens then, I can still remember that pain and struggle every day. I am not trying to say anything beautiful here because I know you'll walk through the rainy days sooner or later. It's just life that each of us has to deal with. As a husband and father, I understand your family responsibilities and please hang on. Your family will be proud of you and appreciate what you have done. Wish you all the best !
My experience happened three years ago, but that sympathy is something I appreciate, and I won't really go back to those struggles. There are really times when we need to walk through darkness so that we can find the right path into the sunshine. Also, your experience of losing a job is still a big burden on you because people have their own emotions and feelings, and there are people that the pain it brought to them is bigger than the pain others thought since the can't overcome it. That is why others who lost their jobs, even if they have families, tend to end their lives because they've gotten depressed.
Having said that, it's important to keep in mind that there is always a solution to these difficulties and a road to the heaven. A fantastic first step might be to ask for assistance from family, friends, or even professional services like a therapist or career center. Even if it takes some time, it's crucial to keep exploring for new chances and being motivated. A feeling of purpose and uplift may also be obtained through volunteering or joining a support group. The most essential thing is to have a good attitude and remind oneself of one's skills and talents. It's OK to take some time to digest the experience and mourn, but ultimately it's crucial to move on and not allow the loss of your work define you.
Although I agree with your point but in reality things might be very different. One of my closest fridnds lost his career last year and has remained unemployed for more than ten months. What's worse was that his wife has some serious health problems and was hospitalized for two months and went to several operations. My friend was devastating and almost got depressed. I met him two weeks ago and we talked about his situations. I even offered to lend him money without any interest rate and he could use it as long as he wants but he refused. I know why and I can not insist. Sometimes a man's esteem is more important than a helping hand. I am his best buddy and will always be open for any help if he needs. I understand that not everyone is like my friend refusing friend's help but there are certainly many more who value their self-esteem or simply want to solve all problems on their own.
February 01, 2023, 10:02:03 AM
What really matters about hitting your lowest point and getting back up is your zeal and determination yo not remain at that spot. There's this belief where I'm from that the women excel at just being comfortable and letting the men do the providing for them, but since I didn't want to be placed in that mold, I had to break from it. I made some crazy, risky financial decisions that almost cost me the little savings I had, but I was able to recover from it since I learned early to not put all my eggs in one basket.
February 01, 2023, 09:21:59 AM
Agree. Those who find a loyal and supportive wife are indeed blessed. Women can live with their man through thick and thin are extremely rare nowadays. I guess in times of difficulty, it is not the money issue that really breaks a man, it is losing the support and care of his wife or close family that defeats him. I realized this point a long time ago and tried all my best to avoid that heartbroken situation.
In general, money is not a factor to destroy a man in his family environment, because there are also men who have a lot of money, but their relationship with their family is also not very harmonious. But the destructive effect of not having money can also come one day if a man is consistently penniless in his family. Because guiding a family apart from needing support from the wife and extended family, money is also a determinant for the smooth running of things so that every man should not put money aside if he is already married.We need a support from each other and that's the biggest power we needed.
Regarding finances in the family sometimes it has always been a major problem in a family. However, if a husband who is responsible for his family experiences a financial crisis, but by his side there is a wife who continues to provide sincere support to her husband. so I also think the financial problem will be quickly resolved. because behind the success of a man there is always a good wife beside him. good relationship in the family is the most important factor. because that was the experience I had in the process of going through the crisis that I had experienced with my husband in the past.
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