What was your lowest point financially? How did you go through it ? - page 2.

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Quote from: xSkylarx on February 01, 2023, 12:50:14 AM

Quote from: Marcellin9 on January 31, 2023, 10:12:05 PM

Quote from: xSkylarx on January 31, 2023, 05:22:22 AM

Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.

Sorry to hear that you are in the midst of a hard time now. I used to be unemployed for some time and although I didn't have family burdens then, I can still remember that pain and struggle every day. I am not trying to say anything beautiful here because I know you'll walk through the rainy days sooner or later. It's just life that each of us has to deal with. As a husband and father, I understand your family responsibilities and please hang on. Your family will be proud of you and appreciate what you have done. Wish you all the best !

My experience happened three years ago, but that sympathy is something I appreciate, and I won't really go back to those struggles. There are really times when we need to walk through darkness so that we can find the right path into the sunshine. Also, your experience of losing a job is still a big burden on you because people have their own emotions and feelings, and there are people that the pain it brought to them is bigger than the pain others thought since the can't overcome it. That is why others who lost their jobs, even if they have families, tend to end their lives because they've gotten depressed.

Many find career loss upsetting. It can hurt emotionally and financially. Losing a job can make folks who struggle to find work feel worthless, depressed, and hopeless.

However, paradise and solutions are always possible. First, ask family, friends, or specialists like therapists or job centres for advice. Even if it takes time, be focused and keep exploring for new chances. Volunteering or joining a support group can help boost your self-esteem. Having a good attitude and remembering one's talents are most crucial. You can grieve, but don't let your work define you.

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Quote from: Marcellin9 on January 31, 2023, 10:12:05 PM

Quote from: xSkylarx on January 31, 2023, 05:22:22 AM

Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.

Sorry to hear that you are in the midst of a hard time now. I used to be unemployed for some time and although I didn't have family burdens then, I can still remember that pain and struggle every day. I am not trying to say anything beautiful here because I know you'll walk through the rainy days sooner or later. It's just life that each of us has to deal with. As a husband and father, I understand your family responsibilities and please hang on. Your family will be proud of you and appreciate what you have done. Wish you all the best !

My experience happened three years ago, but that sympathy is something I appreciate, and I won't really go back to those struggles. There are really times when we need to walk through darkness so that we can find the right path into the sunshine. Also, your experience of losing a job is still a big burden on you because people have their own emotions and feelings, and there are people that the pain it brought to them is bigger than the pain others thought since the can't overcome it. That is why others who lost their jobs, even if they have families, tend to end their lives because they've gotten depressed.

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Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

That's very great friend, even I myself may not be able to do as you do.
Of course there must be people who are more difficult and sadder in their life financially and everyone has a lowest point that he thinks people will not experience, and he only feels that he is the only one who feels it, I think if you are able to make it a motivation to live better will definitely be better, because indirectly you will push your mind and heart not to be in that position.
The lowest point will be the foundation for achieving very strong success.

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Quote from: xSkylarx on January 31, 2023, 05:22:22 AM

Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.

Sorry to hear that you are in the midst of a hard time now. I used to be unemployed for some time and although I didn't have family burdens then, I can still remember that pain and struggle every day. I am not trying to say anything beautiful here because I know you'll walk through the rainy days sooner or later. It's just life that each of us has to deal with. As a husband and father, I understand your family responsibilities and please hang on. Your family will be proud of you and appreciate what you have done. Wish you all the best !

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Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

It means that you should still be considered lucky in this case because you still have help from selling around even though the merchandise belongs to your friends. Because you can still eat with the job, but there are still people out there who are sadder and more poignant when asked about the lowest point they experienced. A very close example is people who still don't have a place to live so they still have to sleep in an unfit place for a while.

xSkylarx

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Quote from: 19Nov16 on January 31, 2023, 03:56:31 AM

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.

ivankoh

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For me, it is the time to buy a house when in the time of the economic crisis, land prices are inflated to the highest level. It was also the time when my altcoin investment was the worst in over 5 years… The crash was so great and I couldn't seem to sleep at night with loans to it. The pressure makes me feel extremely stressed but life has to go. And I'm on my way to finding the opportunity again by working twice as hard to do all the things to earn money in the time allowed. It's been a lot harder, but bitcoin gives me the motivation to try to change to something more optimistic.

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Quote from: Marcellin9 on December 27, 2022, 04:11:20 AM

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

The lowest point in my life emotionally and financially was when my grandmother died. My dad is sick for a long time and already stopped working more than 10 years ago, he is getting almost no benefits from the government and couldn't support me at all when I went to university. All the money I got to study either came from my grandmother or from a loan. She died really suddenly, we couldn't even say goodbye which was very painful and I was struggling to get by in the month afterwards. At one point I was afraid I couldn't afford to finish my studies and would have to quit. Luckily I found a decent paying job very close to university that let me work freely after lectures and in the evenings. I am really grateful to my former boss for giving me a chance and giving me so much freedom to still focus on university. Without help from others it is really hard to get out of these terrible situations.

19Nov16

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The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

Marcellin9

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Quote from: dunfida on January 30, 2023, 07:49:27 PM

Quote from: Cryptock on January 30, 2023, 02:47:46 PM

Quote from: Marcellin9 on January 26, 2023, 10:15:51 AM

Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.

once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it.
I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time.

When it comes to friends then dont expect that they would really be at your side on the time that you are in great trouble or problem specially with finances.No one would be ever on your side but rather with your own mother or family which this is definitely a real story.Several occasions or situations in my life which i had been put up on such condition not only talking about financial problems but also in other personal problems we do have in life.You cant rely with friends because they are really just that good when you do have the money and you do have the benefit into them.On the time that you are useless then they
would just easily dump and ignore you which i have learned up that lesson entirely.

Sounds like you have some friends who would dump you ruthlessly when you were down. I fully understand. We should take friends neither too seriously nor too casually. Too many people who you think are your friends usually turn out to be the ones who kick you when you are down. It's a harsh reality we have to realize and live with, a lesson we should learn from as early as possible. Once you are comfortable with all people coming around and going around, life will be sort of easier.

livingfree

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Quote from: EdenHazard on January 30, 2023, 07:59:31 PM

Basically yes , it's on how you have the mentality to overcome any condition ... it's on how you react and taking action after it. But money take a big part of someone else dark stories especially speaking about financial things ... that's what make most people break into pieces.

We need a support from each other and that's the biggest power we needed.

You've said the correct word that's on my mind when someone is dealing with such situation and that's all about "taking action". When you're too emotional, you'll barely do anything because you're letting your emotions stop or limit you on what you can do.

But taking action is a must when you've got into that point, when you're at the lowest point of your life that even your finances, you can't finance.

It's true that it's how you react on it and how you're going to deal with it. It's not at all times you'll be in that deep situation but you need to do something to get out of it.

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Quote from: fadhilz123 on January 17, 2023, 06:22:04 AM

Quote from: Marcellin9 on January 16, 2023, 10:19:47 PM

Agree. Those who find a loyal and supportive wife are indeed blessed. Women can live with their man through thick and thin are extremely rare nowadays. I guess in times of difficulty, it is not the money issue that really breaks a man, it is losing the support and care of his wife or close family that defeats him. I realized this point a long time ago and tried all my best to avoid that heartbroken situation.

In general, money is not a factor to destroy a man in his family environment, because there are also men who have a lot of money, but their relationship with their family is also not very harmonious. But the destructive effect of not having money can also come one day if a man is consistently penniless in his family. Because guiding a family apart from needing support from the wife and extended family, money is also a determinant for the smooth running of things so that every man should not put money aside if he is already married.

Basically yes , it's on how you have the mentality to overcome any condition ... it's on how you react and taking action after it. But money take a big part of someone else dark stories especially speaking about financial things ... that's what make most people break into pieces.

We need a support from each other and that's the biggest power we needed.

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Quote from: Cryptock on January 30, 2023, 02:47:46 PM

Quote from: Marcellin9 on January 26, 2023, 10:15:51 AM

Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.

once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it.
I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time.

When it comes to friends then dont expect that they would really be at your side on the time that you are in great trouble or problem specially with finances.No one would be ever on your side but rather with your own mother or family which this is definitely a real story.Several occasions or situations in my life which i had been put up on such condition not only talking about financial problems but also in other personal problems we do have in life.You cant rely with friends because they are really just that good when you do have the money and you do have the benefit into them.On the time that you are useless then they
would just easily dump and ignore you which i have learned up that lesson entirely.

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Quote from: Fivestar4everMVP on January 30, 2023, 03:15:29 PM

I think one of the times I went through an ordeal I thought I would survive was in 2019 when lock-down for covid-19 began here in my country, i travelled to a far part of the country and went broke there, there was not a single cash on me and I had no phone to call anyone, and those I would have borrowed phone and called, I don't have their off hand, I was supposed to go back to my place the day the lock down began, but I had no money, neither was there any vehicle on the road, I decided to trek, i hit the road at around 9 am on Monday morning, and by 4 am on Tuesday morning, I was still on the road trekking, I thought that at some point i would just collapse and die since I've had nothing to eat or drink through out the journey, infact, I was almost dying, I was practically had to force myself to keep moving since waiting was of no use..
God being so merciful, at around 4:57 am, I saw a truck loaded full with people, the driver saw me and stopped, those inside the truck helped me climb, and that was how i got to my place, it was indeed an awful experience, one I never would even wish my enemy to go through.

While I read your comment it actually imagined all that in my mind.
Thank GOd you are were and survived - such a horrible night it would have been.

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I think one of the times I went through an ordeal I thought I would survive was in 2019 when lock-down for covid-19 began here in my country, i travelled to a far part of the country and went broke there, there was not a single cash on me and I had no phone to call anyone, and those I would have borrowed phone and called, I don't have their off hand, I was supposed to go back to my place the day the lock down began, but I had no money, neither was there any vehicle on the road, I decided to trek, i hit the road at around 9 am on Monday morning, and by 4 am on Tuesday morning, I was still on the road trekking, I thought that at some point i would just collapse and die since I've had nothing to eat or drink through out the journey, infact, I was almost dying, I was practically had to force myself to keep moving since waiting was of no use..
God being so merciful, at around 4:57 am, I saw a truck loaded full with people, the driver saw me and stopped, those inside the truck helped me climb, and that was how i got to my place, it was indeed an awful experience, one I never would even wish my enemy to go through.

Cryptock

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Quote from: Marcellin9 on January 26, 2023, 10:15:51 AM

Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.

once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it.
I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time.

Marcellin9

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Quote from: Renampun on January 24, 2023, 02:45:32 PM

Quote from: Marcellin9 on December 27, 2022, 04:11:20 AM

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

I grew up in a family that was quite stable in terms of the economy, so as long as I was still under the responsibility of my parents (before marriage) I almost never felt a lack of money (both of my parents cared about me and sent me enough money a month including makeup & college snacks).

Quote from: Marcellin9 on December 27, 2022, 04:11:20 AM

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

the story of your struggle is very worthy to be told to those closest to you!

if my story is above (without difficulty) then I know the bitterness and sweetness of life when I get married. now the pandemic has just started, my partner got laid off and we survived for almost 10 months from my income following the bounty (at that time I joined the signature bitvest campaign), that my second child was still breastfeeding, after feeling unwell withstanding the ordeal of the pandemic for 10++ months, finally in the eleventh month we moved to the city where my in-laws lived there for one year.

Thank God, at this time the economy of my small family has improved, my partner gets a stable job and I am also quite able to help the family economy from my bounty reward and online merchandise.

Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.

Renampun

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Quote from: Marcellin9 on December 27, 2022, 04:11:20 AM

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

I grew up in a family that was quite stable in terms of the economy, so as long as I was still under the responsibility of my parents (before marriage) I almost never felt a lack of money (both of my parents cared about me and sent me enough money a month including makeup & college snacks).

Quote from: Marcellin9 on December 27, 2022, 04:11:20 AM

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

the story of your struggle is very worthy to be told to those closest to you!

if my story is above (without difficulty) then I know the bitterness and sweetness of life when I get married. now the pandemic has just started, my partner got laid off and we survived for almost 10 months from my income following the bounty (at that time I joined the signature bitvest campaign), that my second child was still breastfeeding, after feeling unwell withstanding the ordeal of the pandemic for 10++ months, finally in the eleventh month we moved to the city where my in-laws lived there for one year.

Thank God, at this time the economy of my small family has improved, my partner gets a stable job and I am also quite able to help the family economy from my bounty reward and online merchandise.

Lanatsa

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Quote from: og kush420 on January 22, 2023, 03:41:11 PM

Quote from: Lanatsa on January 16, 2023, 07:28:13 PM

This is why we should really put up into our minds that real friends are the ones who would stay on your side neither in good or bad times and this is why you should really be that careful on whose to keep and whose to let go or dont mind because in the end of the day your family and real friends are the ones who would stay on your side specially when you are down.

Just keep grinding man and you would be able to pay off those debts and majority of us does really have that debt problem which we are really that trying to pay off.
If you do make yourself being discourage or having that fragile emotion then you cant really make yourself on surviving these problems.

Most of the time I have sleepless night how people drain you and scam you for their use
And you fell prey to them - sometime you are so helpless that you make big mistakes in life and then you find out how people react to you

When you do have that money that you've been saving up for so long or do came from extreme effort on saving up and its just been wiped out or vanished into thin air just because you've been scammed?

You would definitely be having that sleepless night and would be having a hard time to recover or move on because you would be minding on how hard you had save up those funds and end up on nothing.

This is why self learning would take place out of these unfortunate conditions or situations which i could say that its a normal thing for a person or human being to experience on.
This is why making yourself that adaptable and versatile to such situations and learn up things accordingly.

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Quote from: keyscore44 on January 16, 2023, 04:36:08 PM

Quote from: kotajikikox on January 15, 2023, 09:51:01 PM

that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount) will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.

I once reached to zero - I lost all my money to the hand of a scammer and that was a loan money.
I was hitted hard. One the money gone and the loan payoff. It was horrible - for almost one month I was having sleepless nights but then I realized it wont work and I have to do extra shifts - and I did it! Paid off the loan in 4 months.

It’s either you face your problem and works hard even more to have additional sources of income to pay the loan, or just let your mental and emotional health become damaged just because of your own mistake. I’m glad you do the right thing. But you know what, if you have the right mindset from the beginning, you will never experience something like this. People usually commit mistakes and losses because of their own wrong thinking, but if that’s the only way they’ll learn, then it’s better to experience something like this and just don’t repeat the same mistake again.

Topic: What was your lowest point financially? How did you go through it ? - page 2. (Read 1910 times)