But I think different. Bitcoin is used by many people soon.It was used by all the people in the year of 2020 itself if this continues. Not till 2022,we no need to wait this to happen. Now the price of bitcoin is low.This is the time for new traders waiting long for. If they start to trade means ,they also start to use bitcoin.
I agree that Bitcoin users are increasing day by day but I don't think so within just 3 to 4 years everyone in this world can use Bitcoin and banks will disappear. To understand what is Bitcoin to everyone in this world and making everyone to use this Bitcoin is not an easy task. It needs more than 10+ years this is my opinion.