At us in banks profitability on deposits makes about 10% a year. I had a contribution under 16% a year. However, there is one BUT - we have an inflation much more than 16% a year. If to take dollar cost in comparison with rubles, for 3 years the dollar rose in price for 200% concerning ruble. I cost ruble 40 USD 80 USD now
Here in the US, our interest rate is < 1% for savings accounts, 2 year CDs are only hitting 1½%,
You can still get some utility stocks that pay ~5% per year , like communications & energy.
However the US economy continues to weaken due to lack of jobs, even Walmart has started closing locations.
ZEIT has got ~9 more months of 15% harvest rate, before we drop to the final 5%, so we will be a competitor with Utility stocks.
ZEIT's price will rise in the future, can not say the same for US Utility stocks, since our Gov & Corporate elite are devastating our Middle class.
The longer the Federal Reserve postpones
NIRP, and other countries implement it, you will probably see a propping up of the US$ compared to other currencies as the wealthy move funds to countries with the least damaging
NIRP.
Once the US also begins
NIRP , commodities like Gold, Silver, & Cryptos will see an influx of capital like something out of the US roaring 1920s as a safe haven for their wealth.
Cryptos win on the ease of use and sell-ability over the others hand down.
