If you are going to pay dividends, than your tokens are security?
I guess the team already answered this question previously...
" There used to be a few projects, but no one achieved the set goals. We are working on the development of PointPay Crypto Bank with a seamless crypto and fiat integration with instantaneous transfers worldwide; PointPay Crypto Exchange with a stacking-based profit sharing model of paying dividends to PXP token holders; and PointPay Crypto Wallet with a cutting-edge payment code ID labels along with simplified payment verification technology. That makes PointPay's approach truly unique. ''
PXP tokens are utility token, the purpose of which will be to perform internal payments inside the crypto exchange. The further expansion of the token inside crypto-ecosystem will be insured by establishing a platform which will allow representatives of the crypto community to emit their own tokens and run crowdfunding token sale
campaigns. Being able to provide dividends is what makes the platform and token unique against the rest of its predecessors. This is one of the selling points of this token.