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Topic: [ANN][ICO] Change - The First Decentralysed Crypto Bank [ICO September 16th] - page 51. (Read 71306 times)

copper member
Activity: 1330
Merit: 899
🖤😏
You are claiming to be the first decentralized crypto bank while we all know that's not true, there are a few projects doing what you are doing well before you even think about your project. I wont believe it until I see your debit card in action, you say that you'll provide the opportunity for US and other countries to participate in your ICO like it's up to you, if you are really a partner with a bank then after US government finds out about this, they'll ban that bank from conducting business with the outside world, and all the cards issued by that bank will become useless for any body to spend because no merchant will accept them.
hero member
Activity: 2856
Merit: 674
This project is a great sucsess so far. I hope it continues there is a plenty of time till ICO end.
They have collected a good amount of eth already and there are still investments that are coming, it's a success already
even at this price but we can expect more investments to come. It will end on October and you are right there's plenty of time.
newbie
Activity: 10
Merit: 0
Hello!

For now, ethereum domain change-bank.eth leads to nowhere.

Is it yours?
member
Activity: 135
Merit: 10
newbie
Activity: 28
Merit: 0
Looking out for more information about this on the blogs!
sr. member
Activity: 658
Merit: 288
This project is a great sucsess so far. I hope it continues there is a plenty of time till ICO end.
sr. member
Activity: 2100
Merit: 309
i have joined signature campaign sir.. hopefully this project can be succesfull  Wink
legendary
Activity: 1134
Merit: 1002
We are talking about 45 thousands of ethereum but no one has an excitement like a project that collected 43 thousand ethereum. It's incredible.

did we become languish by exploding the icos?
legendary
Activity: 3038
Merit: 1032
RIP Mommy
I got a bunch of spams for Change-Bank.io with the bounty/referral code: timr. Where can I report them so the senders receive the death penalty?

PM only, not watching this topic.
member
Activity: 90
Merit: 10
Will minimum go down after next milestone??
sr. member
Activity: 644
Merit: 252
IMUSIFY - Award Winning Blockchain Music Tech
Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.

As the world moves closer to global crypto adoption, things might change (pun intended lol)
legendary
Activity: 1288
Merit: 1002
Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.
sr. member
Activity: 644
Merit: 252
IMUSIFY - Award Winning Blockchain Music Tech
Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one
legendary
Activity: 1288
Merit: 1002
Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.



I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.
hero member
Activity: 658
Merit: 500
Just joint the ICO, I invested 1 ETH into CHANGE, although it is not huge, it still can be seemed as my support.
A rive start from a small drop of water, the current bonus expires soon and it seems the fund has been stuck at 45kEthers for some time now and the current milestone is 60kEthers. I'm not sure how much was raised by Polybius
full member
Activity: 798
Merit: 102
Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 

That is personal matter of him don't interfere into anybody life that is humble advice for you. We must be focus on our work I believe this project will be big so many talented people into this team.
full member
Activity: 131
Merit: 100
"83.33% of the revenues generated from TPSPs are distributed evenly among Change token holders monthly" ==> Change-bank tokens will be considered as security by SEC or not?

A securities Law Framework for Blockchain Tokens:
sr. member
Activity: 249
Merit: 250
Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 

You can see his LinkedIn, he has worked in other companies. I think he set some other companies.
full member
Activity: 224
Merit: 100
Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 
sr. member
Activity: 246
Merit: 250
Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.


that's quite a misinterpretation of numbers, i'm afraid.
https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7

Very good article, but people said polybius is scam, right? While TenX is awesome, and has the largest market cap right now.
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