Topic: Bitcoin debit card - page 121. (Read 293872 times)

I haven't seen that page before. You are right, it's kinda confusing.
They specifically say no hidden fees on that page so I wonder where the monthly maintenance fee fits in?
I'm sure gosha will be able to clarify

Saying the truth I checked this https://www.e-coin.io/bitcoin-debit-card-fees-and-limits
And there is not mentioned the Monthly Maintenance Fee of 1%
In this link https://www.e-coin.io/bitcoin-debit-card-fees-and-limits it is mentioned just the SMS monthly fee.
Does it mean that every month we should pay 2$ in fees? (1$ for SMS and 1$ for Monthly Maintenance) ??

There is a link on the website to this pdf file with the fees https://www.e-coin.io/assets/helpcenter/cardlimits.pdf

however it is not mentioned that if there is no activity during the month, the $1 maintenance fee will be waived

@gosha
Maybe you can update that?

Hi there , I have to say that the service is pretty good , same thing for the customer support I always get answers in less then 12 hours however I have a question , I deposited to my BTc wallet then transfered to my Visa card and verified Paypal all worked just fine and perfect .. now is there is anyway to transfer back from the Visa card to the wallet ?

Yeah i know and i like this feature but it makes me think that it is mostly for the monthly card fee.


I see that Inactivity fee are free, but is there any "active" card monthly fee, i cant find that on the website.


Have you tried to contact the support? If not see here: https://www.e-coin.io/contact-us

Yes. Plastic is harder and more expensive to get with false address. You have to pay DHL for fake address if you want to be sure you will get card. You have to by a burner phone and SIM, to try to make false signature... Not so easy as loging to VPN and buying VCC using fakenamegenerator .
But, that is not a point here. A point is, if ever your VCC get on PP flaglist, same will happen to CC. They do not care if that is VCC or CC. They even can't see the difference, because bank won't tell them. So, they flag particular BINs from particular banks. And they never tell you "you know, you are using shady CC or VCC". No. They only put a watch on your account, that's it. If you are regular customer, no problem. But, you have to understand, even as a regular customer, you get some limitations on flagged accounts. You can't use your balance as you want to. You have to pay smaller portions if it is bigger payment (no rule, their system decides what is that amount). You have a cooldown on some payments. If you want to buy bitcoins over virwox, they let you make a small payment first. After that, you can't make any payment to virwox for many days (over 5 from my experience). They let you buy some after 5-10 days, but for smaller sum, 40$ instead of 88... And that is only one example. Virwox is legit, and not on their blacklist. So, think of paying something on some small new website paypal is not aware of. Or paying something to Russians. GL with that.
Again, it is a balance story. If you use your VCC/CC as you should: preload it, link to PP, pay directly from VCC/CC using PP as processor only, you will never ever have a problem. But, you might get stuck for a while if someone pays you some service directly, and you have balance. They won't let you even send that money to another PP account, even 5$ for some time. You would have to w8 for funds to cool a little bit.
And second, if you have a few years old valid PP account (like I do) they will not make any problem. Why? Because that is your PP, you have same old habits they are aware of (they log habits, right, even times when you buy things, compare times and decide if that is possible fraud or not).
So, no big problems, but if you attach flagged VCC/CC BIN, you could get balance temporary unavailable. And calling/writing to support can't change a thing: this is PP automated antifraud system you are dealing with, no one can override it.
You have to understand, PP does this things to protect customers from fraud. So, better not let some BINs or bank get on their flaglist, it is counterproductive. Don't let chinese and pakistani massively buy some VCC for resale purpose, and you don't have a problem .

these are very valid points, mate, thanks for sharing.
Is there a reason PP would treat plastic and virtual cards differently?

if you don't use the card, no monthly fee for such months.
In fact, we want to convince the bank to waive the monthly fee completely, but need to gain some more traction - the more cards issued, the higher the chances that we can get them to remove the fee

It was free for a limited time, not sure why you call it false advertising, it wasn't even advertised as such..

as of yesterday, you can order a virtual card with pre-loaded balance (that's in case you don't know what Bitcoin is or don't use it)

the monthly fee is only charged for the months when you use the card. If no transactions are made in a particular month, there is no charge. No inactivity fees either.

Virtual card will be useful in the future. I primarily do online transactions so having this option instead of paying an additional $14 is nice.

The SMS notification is awesome for security and also you know on the go the CC balance after a transaction. I love this feature. I helps me when i travel and the SMS app acts like a CC ledger.

https://www.e-coin.io/bitcoin-debit-card-fees-and-limits

virtual card is $3

Have you checked the fees? Check here https://www.e-coin.io/bitcoin-debit-card-fees-and-limits

I am pretty sure you are aware if you do that, you risk paypal mark accounts verified with this cards as shady. While they can't forbid use of card since they can't forbid Visa nor Master, they can mark accounts as shady and not let you spend any PP balance from it. Or let it spend in big confirmed stores. That is the price you pay when some VCCs are too often used to verify PP accounts which later gets limited. Since my psychical card seems to be lost in mail, I will wait a little bit more, and order virtual (was not an option when I was ordering). I would attach it to my already verified PP, but use it  sometimes for purchases instead of my actual Visa attached to my PP. I would like virtual cards not having a preload option. That will discourage Pakistani/Chinese sellers of VCC to use them. All of you know Vietnamese VCCs you can buy for 5-15$ and verify PP. They do work, but flag account for long time. I would be happy e-coin cards stay on course where their VCCs will be used for PP verification from people that actually need them, and not massively bought by shady dealers. This are just my two cents though...

Thanks for explaining this, very helpful, got it.
In general it mean that it is e-coin fee, but just mentioned as SMS fee, if i don't use the debit card let's say for 2 months, there will be no sms, but i still have to pay the fee. Soon i will get one debit card just waiting if i win in the e-coin promotion.

The same happened to me. It says free and when i try to get it it charges me $3. That is false advertising.

ATM domestic is when you have euro card and do withdraw in euro. Same is for GBP and USD. If you do withdrawal in any currency that is not main on your card, you are doing international. It is the same with Visa and Master, debit or credit.
As for SMS fee, it is for your security. Better to pay 1 euro SMS fee, thing I could actually use, than to pay inactivity fee. Or yearly fee. see on https://support.xapo.com/what-fees-are-associated-with-the-xapo-debit-card . It is better expained there, but fees are the same (Visa is Visa, e-coin or Xappo, doesn't matter). They charge annual fee, e-coin sms fee... Some other charge incativity fee 1E... All in all, what you have to pay you have to pay. I consider only e-coin or xappo, not considering shady ones with "free everything, just join, we are not scam". Nothing is free when it comes to VISA/Master land.

I don't understand this "ATM Transaction Domestic and International"
To which country are you referring domestic to? To the shipped country or the country that issues the debit card?
Monthly SMS notification fee (not optional) - We want it or not 1€ will be deducted from our balance right?