A promising altcoin is Binance Coin (BNB), which is one of the largest cryptocurrency exchanges and can also reduce transaction costs.
Bitcoin is recommended for its stability and reliability.
It seems like your explanation goes straight to the goal and to the target, but you forgot to mention another one, which is ETH. ETH is also very fundamental and for altcoins ETH is the king. For BNB, it's good too, but in general, BNB's rating is still below ETH, of course, even though they have their own exchange and this departs from the level of trust and response from various opinions that I asked my friends who have been surfing in the world of krtipto for a long time.
My question may also be the same as the other beginners at that time. I want to invest now what I bought first. Their answer 1. BTC, 2. ETH 3. BNB at the time.
Bitcoin is the most popular and preferred among all investors. Bitcoin is the most attractive to me, because long-term investing has a very low chance of losing. But if you invest in altcoins for long term then definitely the possibility of losing money is highest.