Sometimes taking the risk is good enough specially when it terms of investment because if it returns to you in a good way you can really earn a good numbers but since you engage with investment and you really need to take a risk it might also lead to loss of your money.
A lot businessman was who was successful in their investment project because they know how to manage risk, they know that taking a risk is a way or lead into the success someday.
In investment do your own research, study it will how does work and worth it to invest especially in investing ICO's take some time to have a deep depth study and analyze their platform and roadmap.