A few hours ago, I listened to
Zach being interviewed on the Simply Bitcoin podcast that just came out today (Zach participates in most of the podcast, yet their discussion of Passport and/or hardware (self-custody) user-friendliness ideas is mostly in the second half of it).
They were largely talking about user-friendliness, and even talking about how many users are likely intimidated from various kinds of user-friendliness aspects of various kinds of wallets.
They may have also mentioned that sometimes there is a certain reluctancy that individuals have in terms of changing from their current practices into different practices, or maybe not even recognizing and/or appreciating various vulnerabilities that might exist in their own ways of custodying their coins.
At one point zach mentioned the physicality of the SD card, so that the back up code could be secured in places that might not be 100% secure because the code has to be matched up with the SD card, and so I probably still would prefer to camloflage the code and even to divide it up, but then I also started to consider whether there might need to be 2-3 SD cards, and how such a process would work.
So my point is that I hate to merely rely on one back up, and I understand the potential complications of having back-ups stored in too many places and/or even complications (and confusion) that might come from that, and I am pretty sure that my current process is ideally having three back ups, even though sometimes when in the process of getting some new private key or password or other kind of private security information, I may well only have one or two back ups until that information gets put into a more systematic longer term system in which there are 3 back ups..
oh and by the way, I frequently will just suggest 2 back ups, so I might even be overly doing my own self.. while at the same time I get nervous when people tell me that they ONLY have 1 back up.. which is surely better than no back ups, which is also a pretty common practice for real world and non-technical normies. they frequently have no back ups at all and they look at you as if you were an alien if you are asking them about how they back up their information (whether value related information, such as bitcoin, or any other information for that matter).