And you think that having no charge backs is better?
Do you want to buy an Iphone cheap from me? Just 25$. I'm on my way to the post office with a rock in a cardboard box.
So you want to force companies to offer their services in any country?
It's a free market and a free world, if they don't want to service people from Zambia or India is their choice.
I would also want to shop at Walmart but there is one huge ocean between me and the first shop and I've got no boat. I think I might want to sue them for depriving me of "essential services". CEDO here I come.
Of course not.
One is a company and the other a piece of code.
One is a payment gateway and the other a currency.
It's not even apple and oranges it's more like bananas and hedgehogs.
As I have already said my opinion is that the lower commission prices is always better for me as for a user. That how I understand it. Didn't get the point about iPhone, sorry English it's not my native language that's why maybe.