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Topic: Is it better to save money or invest it? - page 142. (Read 1181230 times)

sr. member
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Is it better to save money in bank or invest it online, in real estate or maybe gold?
In my opinion, it is always a good idea to invest money that you can later receive with a profit.
newbie
Activity: 13
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of course both are good, but if we want to take risks in order to get a big profit then I suggest to investing, while saving fit if we are already rich.
full member
Activity: 420
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Both of the two are good . But if you invest on some promising ico you can double or triple your money if the ico becomes success ful. Better to invest than saving it because you can earn some good profits . Try to invest on some real estate so you can gain while working.
sr. member
Activity: 574
Merit: 250
For me, i will just save it in a secured place rather than investing it. There's a high risk on investing, it's like gambling
buy gold is save ways,
go to bank is the right place your money, you can invest on bank than just keep it
full member
Activity: 630
Merit: 103
As a student, it's better to save it first because there are a lot of times you need to use emergency money. You just need to keep it where you can always get it in times of need.
But also as a student, I already plan to invest my money when i get a job. Saving money is always good but i guess investing it to help your money grow is not that bad. Our teacher told us that saving money is good when you are only sustaining life by yourself but when you have a family. You need to keep your money growing because you cannot tell when an emergency will happen and this is financial intelligence.

You can also invest it in cryptocurrency which is safe because you can not be scammed if you are making sure that where you are investing will make your money makes it profit in time.
hero member
Activity: 994
Merit: 544
Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit
That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever
No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.
Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property
But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money
Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol  Cheesy

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too Smiley
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

Lol saving money under pillow is very old style and not give you interest. Better save your money in the bank and get interest.
Nah, gamble is good IF you win  Grin but if you lose haha, High Risk High Return. Better play save by invest on real life like a building or something.
Maybe to end this topic is to choose both. This two kind of strategies have their own importance in way we can adapt each other to a better earning strategies.

Well, we must save first then invest,. Through investing we can save,. Invest 50% then save 50% how about that. If you loss in investing we have our savings in the past money that we invest. So that it is not so risky. Because you will not loss 100% only 50%.



Yes you are correct.  Even financial advisers I have watched, suggested that we should atleast save first our money.  Then after you have saved like three to four months of your salary as emergency fund thrn you can start to invest.  Investing is a good thing because it will make your money work for you.  It will give a huge return compared to the interest given by the banks.
member
Activity: 322
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Saving is an good option..that will help you to invest in future.. atleast make a plan that you can save a part of your salary which gonna be helpful to you to invest.
If you dont save how you gonna invest?? And if you can directly invest ie if you are rich enough then why you need to save?? you can directly go for an investment.

Some people actually dont save. Theres situations like people who win a lottery, or take over their daddys company at the age of 21.

Of course these are all special situations, and not applied to the 90%, but to comment on the rich not needing to save is a bit naive as well. I know a fellow friend save just as well much with investing cause incase the investment does go bad or for future loss being covered.

True some people actully no need to save because they already got what they want but still they need saving too for their future if suddenly in one day you loss your in you investment, altough you are rich may be in one day your money will be all gone and this saving will help you but it can't provide all of your loss, at least it can help you a little bit
That is exactly my points. Even if it will not help you or you dont need it for investment still you have a money if your money in investment will gone. It may help you to have a financial and make a business if you dont like business invest again.

I dont think saving will not help you because it is your money that you cut from your own salary and try not to use it so it will be useful in the future. But that saving is only thing that you can get by collecting in a long time and you need to try to invest on something good. But its just lke a gamble, if it gone then it will gone forever
No. Savings will great help even if you losses your money in investment still you try to invest and if you dont try how you will know that your money will loss or earn a profit? If you not save and you spend all of your salary monthly how you can get a money if you need it for emergencies or other purpose? Think of that, think if savings will not help us in the future.

I Agree.
If you have habbit of saving from the initial stage you will be holding great fund in future. So even if your investment goes wrong you atleast have something which can earn you living in future. If you have saved something that would be helpful for you at the time of emergencies.
Theres no negative in savings.  Savings are so very helpful to people who dont know what they are goin to do with their salary and your saving will be safe if you put it in the bank. It may avoid lost and it may avoid the possible things that will happened to your money

The problem is when banks start to stop being as safe as we previously thought. Banks can crash, bailout, get robbed, and negative interest is a bitch. So unless you really need it, you should do something with your money and not only keep it on the bank, unless you are rich enough to make decent gains from simple interest rates.

you don't necessarily need to store them in your bank account, you can leave them in your house in a safe box underground, well hided, the same thing you will do with a paper wallet...

the problem with fiat is that you can't save them for long time without losing value, because of the fact that bank keeps printing those like mad childrens, you a re obbligated to invest in something

bitcoin instead is already an investment, because it has a store of value property
But if you invest you wont assure that your money can earn a profit , it may loss. And thats right the valued of the fiat money are decreasing as time passes by. If your money is $70 and you save it and you put it in your storage in your house after a year the value of your $70 maybe its only 65 dollars.

i was talking more about an interest on deposit, and not exactly investing your money in gambling things, which i don't like to be honest

i don't like gambling because you can't invest your time in it, but only your money
Yeah and in gambling theres a high risk very high. It may the reasons why you are become poor. And n gambling your always lose example if you win today i assure you tomorrow you will lose.

OMG guys just cut the quotes out, you are multiquoting too many people, your post fill up half of the page lol  Cheesy

There is no point of saving money under pillow. The value of that money just keeps dropping.
So my answer is: definitely choose investing over saving.
With investing you beat inflation + gain a little extra profit too Smiley
And in long run you can be millionaire!

If you want to gamble, gamble in stocks instead of casino

Lol saving money under pillow is very old style and not give you interest. Better save your money in the bank and get interest.
Nah, gamble is good IF you win  Grin but if you lose haha, High Risk High Return. Better play save by invest on real life like a building or something.
Maybe to end this topic is to choose both. This two kind of strategies have their own importance in way we can adapt each other to a better earning strategies.

Well, we must save first then invest,. Through investing we can save,. Invest 50% then save 50% how about that. If you loss in investing we have our savings in the past money that we invest. So that it is not so risky. Because you will not loss 100% only 50%.

newbie
Activity: 18
Merit: 0
If I had do choose, I would invest money, rather than save it. Investing is more secure as for me. Of course, you need to know about how and where you are going to invest your money. If you invested, you would not have any problems with inflation, for example. And as a result you even can have more money than you had at first, you have a chance to become rich because of investing. Also investing is one form of saving, I think, but mediate and more trustworthy.

Don't say that investing is secure for you, there's no secured thing in investments. But once you are able to be with that investment for a long time and you are seeing it's stability in a positive way maybe you might say you are feeling secured with it anyway. I have now a big belief that instead of saving your money in the bank put that in an investment where you can make more money but if that is bitcoin, then just save it.
Exactly, it's not easy as we think as along the way there are a lot of challenges that you have to surpass.
Investing is purely taking risk and we are just believe our investment will succeed but there is no guarantee it will happen.

It is risky but in this world you can't gain something if you are not going to take a risk. And this is an easy thing for those people that are good in taking risk because they know that it's profitable and they have experience with it. Depending on the investment that they are with, just don't try to invest into ponzi schemes and HYIP's they are not worth of our money.
I know what you are talking about i just think that investing is always better because the worth of the money if you save it will be still the same and if you invest it the worth can go up and low and up where you actually make more then you had.
The money that you'll save all the time will be lessen it's value soon because of the inflation and this is why for people that are open minded they tend to invest more instead of saving more. Saving is giving you a feeling that you are secured financially which is a good thing but if you want to make more money and grow it the best thing to do is to invest your money and diversify it.
I also prefer investing over savings but under one condition. If the investment is the right one, it will bring grand amounts of profit but a wrong choice will destroy one's life. For now, the best investment tool is bitcoin. It is gaining value with every passing day and it is said that before November, the price will be at least 4900 dollars. Now is the right time to spend money.
There is no better investment than bitcoin in crypto currencies, not all crypto currencies are worth investment. If you are investing into altcoins and that too in those which are new in the crypto market, you are surely buying tickets for your loss.

Bitcoin is the best coin among all digital currencies if you really aspire to enjoy big profits. Let us all invest maximum into this coin for bright future.
I agree with you bitcoin is the best coin among all the other coins but you can still invest in other coins and make profit out of them there are a lot of possibilities to make profit out you don't only need bitcoin to have profit.
full member
Activity: 532
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Now a days, most people invest money than saving. Surcease saving means money will be same amount in next 5 years. But if you invest money might be 50% to 100% more in 5 years term.
full member
Activity: 295
Merit: 104
I think both are good for someone's life, but it would be better if we invested it. Because investing money will result in a better life for the future. So that the future will feel more beautiful because investing all the needs will be met.
member
Activity: 61
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better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow
full member
Activity: 337
Merit: 100
better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

It's better to save my money in a bank,a safe bank of course.There's much risk if I put it in an investment.
hero member
Activity: 1680
Merit: 535
Bitcoin- in bullish time
Is it better to save money in bank or invest it online, in real estate or maybe gold?
I think you should save some Bitcoins until your saved amount is enough for you to invest. Investing will give your money a chance to grow in value and you can earn profits.
You should invest in some upcoming project which is really unique and which is popular.
You can also invest in some altcoin which is progressive like ethereum and monero as these altcoin can help you earn good amounts of returns.
That's a good idea, ICO Is one of the best way to increase your capital because when you invest you have a chance to avail on the cheap price for early investors, I am an ICO investors as well and I can say I am not perfect in choosing good investments but in overall I am profitable.
ICO projects are the best way for the investor who want to make fast profit and also a good way of investing. ICO projects are common from different part of the world and they are creating ICO because they want to create a coin that will favor their wants for a coin and the most common reason is, they want to create a coin that they can sell in order to get money or make profit out of it and that is why most of the ICO projects are just like scams.
hero member
Activity: 3052
Merit: 606
Is it better to save money in bank or invest it online, in real estate or maybe gold?
I think you should save some Bitcoins until your saved amount is enough for you to invest. Investing will give your money a chance to grow in value and you can earn profits.
You should invest in some upcoming project which is really unique and which is popular.
You can also invest in some altcoin which is progressive like ethereum and monero as these altcoin can help you earn good amounts of returns.
That's a good idea, ICO Is one of the best way to increase your capital because when you invest you have a chance to avail on the cheap price for early investors, I am an ICO investors as well and I can say I am not perfect in choosing good investments but in overall I am profitable.
hero member
Activity: 966
Merit: 501
Is it better to save money in bank or invest it online, in real estate or maybe gold?
I think you should save some Bitcoins until your saved amount is enough for you to invest. Investing will give your money a chance to grow in value and you can earn profits.
You should invest in some upcoming project which is really unique and which is popular.
You can also invest in some altcoin which is progressive like ethereum and monero as these altcoin can help you earn good amounts of returns.
member
Activity: 490
Merit: 28
For me it is better to invest your money, because you have a chance to earn on your money even it has a risk to earn on it. Yes, all investment has a risk, but it will depend on you if your investment will be profitable or not. If your money is 100$ by saving it in a week it will be the same 100$ but if you try to invest it, it will be double or it will be gone it’s depends on you.  Smiley
You should allocate let say 50 % of your savings for investment so that you have left over in  case your investment  be failed.
full member
Activity: 560
Merit: 107
For me it is better to invest your money, because you have a chance to earn on your money even it has a risk to earn on it. Yes, all investment has a risk, but it will depend on you if your investment will be profitable or not. If your money is 100$ by saving it in a week it will be the same 100$ but if you try to invest it, it will be double or it will be gone it’s depends on you.  Smiley
full member
Activity: 476
Merit: 100
Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is better to invest in bitcoin because bitcoins price and value is still increasing and then you can have big earnings when you hold it for a long time.
full member
Activity: 140
Merit: 100
For me it is better to save the money specially if it is just a left over and don't really need it,
Just save it for your future purpose for some emergency cases that you could face in the future.
newbie
Activity: 28
Merit: 0
I concur with Valanor with LPS system. Also you can commit in lender with dana reksa way too if you want far more profit but with risky way too.I'm saving my cash in bitcoin wallet way too.
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