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Topic: Is it better to save money or invest it? - page 144. (Read 1181230 times)

full member
Activity: 126
Merit: 100
If your a risk taker, obviously it is best to invest but if your the opposite then take/deposit those cash in a bank and save it.
It is an individual tolerance to financial opportunity and if you have the stamina to do such investments and prefer to profit from it than make it sleep on banks without gaining something from it. Bitcoin is worth a try and worth the time.
newbie
Activity: 47
Merit: 0
for me i want to save money for bad times. Investment is also a good idea to earn more than the actual amount but there is a risk involved in investment. I have seen many troubles in life when I was financially weak no body helped me in that times. So I want to save money for bad times.
sr. member
Activity: 308
Merit: 251
Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both, we all know that we can do both as long as we have the knowledge and the enough learnings about investing. Of course we want use our money earned and at the same time save it. You can save money and at the same time use it in investment so that you can save for the future and continue to earn.

That is much better than taking one side. Really it is a matter of what strategy individual person is comfortable with. To be sure, your right. Why not both. Save some on banks and the remaining invest in bitcoin.

So whatever happen in god speed who knows, you might have big profit on bitcoin or the other way around, the worst scenario you have been scammed at least you still have money that has been saved.

It is not wrong to think negatively but it must be handled with planning and preparation. So do it smartly and you will gained more than you don’t expect. Take the risk it is part of it.
member
Activity: 84
Merit: 10
In my opinion both the aspects should be followed.If we have a lot of money we can save some of it for future purposes and part of the money we can invest so that we can get good returns and this cycle continues.
newbie
Activity: 44
Merit: 0
I agree with Valanor with LPS method. Also you can make investments in bank with dana reksa too if you want more revenue but with risky also.I'm preserving my coins in bitcoin wallet way too.
sr. member
Activity: 490
Merit: 250
Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both, we all know that we can do both as long as we have the knowledge and the enough learnings about investing. Of course we want use our money earned and at the same time save it. You can save money and at the same time use it in investment so that you can save for the future and continue to earn.

Agree doing both is the best we can do we cannot invest in the first place if we don't save money to allocate for investment. And saving money in the bank is also important for legal reasons. We can achieve this both though if we know how to spend our money wisely.
hero member
Activity: 798
Merit: 500
I do allot some percentage of my earning in both savings and investment. I think it is better to save and invest early in life. Why? For it really makes your money grow and eventually end up greatly helping you later on in life. Save and invest with what you can and adjust it depending on the situation.
Saving money certainly means that you can get a lot of benefit with the amount of money which you are saving in the future. For me, saving is necessary if we want to go for some sort of investment. You can only invest money if you have money. So, it is very much better for you to save as much money as you can in the beginning and then invest it anywhere you want to.
member
Activity: 122
Merit: 10
Saving money to your pocket or to your hiding place is not a problem but when you compared it to a money where it has been put into a bank, it will have more value than to your money kept within. Let us make a scenario for you to better understand. let say that you have 100 and half of it is kept within you while the other half is put in a bank, after 1 year, you gathered both, the one you kept within you retained its original value while the one you invested in the bank gained interest and increased its value. In this scene we made we can say that your money could have been increased if it was put in a bank, means that if you wanted to save at the same time earn money, the bank is the best place to put it, a secure one.
the right way to chose in between saving money and investing money is to invest money because investing money can bring positive changes in your life so if you have thinked to invest money than bitcoins will be the right place to invest your money because its prices are going higher and higher rapidly.
sr. member
Activity: 882
Merit: 260
Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both, we all know that we can do both as long as we have the knowledge and the enough learnings about investing. Of course we want use our money earned and at the same time save it. You can save money and at the same time use it in investment so that you can save for the future and continue to earn.
hero member
Activity: 661
Merit: 500
Is it better to save money in bank or invest it online, in real estate or maybe gold?
Do both. Save money in the bank so you'll have a reserve of cash plus you'll gain a reasonable amount of interest depending on the banks terms. Invest in bitcoin as it's currently one of the most promising long term investments. Invest in a bit into gold as it depreciates at a low rate..
legendary
Activity: 2702
Merit: 3045
Top Crypto Casino
Why don't you invest it in Bitcoin, It is really promising and you can make a good income from it.
What ever you decide, investing in Bitcoin or any thing else, is ,for sure, better than saving your money in banks because it's not profitable at all and even banks are using your money to invest it somewhere else and give you a little portion of what they get so be wise and invest by your self, you may loose sometimes but at the end you will find a way to gain.
full member
Activity: 340
Merit: 100
It depends on where you are located. Saving your money in your bank is an easy option but not very lucrative.

In fact, I have read an article about banks who are going to charge negative interest rate on your savings account. Which is ridiculous of course.

I would choose for spreaded investments. Leave 70% of your money in your bank, and invest 15% in Bitcoin and the other 15% in something like a Bitcoin startup.
For me its better to invest here in bitcoin because bitcoin is trusted in the field of investing but i dont have enough knowledge about it so i am joining signature campaign and the money i got there is going to my wallet and i will going to save it.
full member
Activity: 434
Merit: 100
Saving money to your pocket or to your hiding place is not a problem but when you compared it to a money where it has been put into a bank, it will have more value than to your money kept within. Let us make a scenario for you to better understand. let say that you have 100 and half of it is kept within you while the other half is put in a bank, after 1 year, you gathered both, the one you kept within you retained its original value while the one you invested in the bank gained interest and increased its value. In this scene we made we can say that your money could have been increased if it was put in a bank, means that if you wanted to save at the same time earn money, the bank is the best place to put it, a secure one.
full member
Activity: 434
Merit: 105
You can earn big amount of profit when you invest it. But investment is too risky and the worst thing could happen is that you might lose all your money when you don't have knowledge or if you don't do some research on what you are investing. On the other hand, saving bitcoin is also profitable but you need to wait for how many years just to earn big amount of profit. If you want to earn big amount of profit in a short period of time, then go for investment but if you're willing to wait then go for saving. It's really up to you.
sr. member
Activity: 658
Merit: 250
If I had do choose, I would invest money, rather than save it. Investing is more secure as for me. Of course, you need to know about how and where you are going to invest your money. If you invested, you would not have any problems with inflation, for example. And as a result you even can have more money than you had at first, you have a chance to become rich because of investing. Also investing is one form of saving, I think, but mediate and more trustworthy.

Don't say that investing is secure for you, there's no secured thing in investments. But once you are able to be with that investment for a long time and you are seeing it's stability in a positive way maybe you might say you are feeling secured with it anyway. I have now a big belief that instead of saving your money in the bank put that in an investment where you can make more money but if that is bitcoin, then just save it.
Exactly, it's not easy as we think as along the way there are a lot of challenges that you have to surpass.
Investing is purely taking risk and we are just believe our investment will succeed but there is no guarantee it will happen.

It is risky but in this world you can't gain something if you are not going to take a risk. And this is an easy thing for those people that are good in taking risk because they know that it's profitable and they have experience with it. Depending on the investment that they are with, just don't try to invest into ponzi schemes and HYIP's they are not worth of our money.
I know what you are talking about i just think that investing is always better because the worth of the money if you save it will be still the same and if you invest it the worth can go up and low and up where you actually make more then you had.
The money that you'll save all the time will be lessen it's value soon because of the inflation and this is why for people that are open minded they tend to invest more instead of saving more. Saving is giving you a feeling that you are secured financially which is a good thing but if you want to make more money and grow it the best thing to do is to invest your money and diversify it.
I also prefer investing over savings but under one condition. If the investment is the right one, it will bring grand amounts of profit but a wrong choice will destroy one's life. For now, the best investment tool is bitcoin. It is gaining value with every passing day and it is said that before November, the price will be at least 4900 dollars. Now is the right time to spend money.
I'm not sure about investing but yes I am definitely agree some of your thoughts. We never know if it really works if we don't have to take risk. Eventhough I don't have further experience or knowledge about investing but I guess it is better to try than nothing. I'd rather choose to invest than to save my money. I think there's nothing wrong about it anyway.
full member
Activity: 216
Merit: 100
Is it better to save money in bank or invest it online, in real estate or maybe gold?

ill go with gold....gold is already stable and one of the common assets in stocks.you just need good timing as always.just like in trading buy low sell high.having or keeping a gold will earn big if you sell it on the right timing.also in any real estates or btc u only need a good timing and proper knowledge.hope this helps😊
full member
Activity: 546
Merit: 100
Is it better to save money or invest? The answer is possible in both the options. Because there are many people who want to invest their money instead of saving because day by day the value of money is decreasing gradually So it will good to earn some more money on the extra money.
sr. member
Activity: 336
Merit: 252
I once heard a saying that you earn money to spend and not to save. I'm sure most of us here save our money for future use, but I don't think saving it alone is enough. I learned this quite late which is why I am kind of nervous to face the real after I graduate. With everything being so expensive nowadays, I am unsure if what I saved is enough to help me get through. Which is why money shouldn't just be stored and saved, it should be invested to allow it to multiply and grow. At an early age, people should be aware of this to be ready for the future.

Well that is the saying of people who do not save just an excuse for it.  And yes it is true that saving money is not enough.  After saving a good amount of money, by the time you will withdraw it, it is subjected for tax and its price will not that be because of inflation.  So investing it would be better.  So investing is better than saving.
Saving money is the safest way of sustainably growing capital. You need to realize that investing has risks bound to it. Let's say you invest in real estate and the next day the whole markets plummets to the ground. In that case your investment is worth less than it was before. Therefore you need to only invest with money you can afford to lose. Of course investing can be a lot more profitable we all know that. And saving isn't always the best way to go, if inflation occurs you were better of spending the money or investing it.
newbie
Activity: 47
Merit: 0
Considering that there were several information that mentioned some banks got difficulty, e.g. lender was hacked, financial institution fired workers, and so on, I believe folks especially the bank consumers began to withdraw their income and decide on to commit it. They do not want to risking their money any more, and the investment decision is greatest answer for them which they will get greater income than conserving it.
hero member
Activity: 994
Merit: 544
I once heard a saying that you earn money to spend and not to save. I'm sure most of us here save our money for future use, but I don't think saving it alone is enough. I learned this quite late which is why I am kind of nervous to face the real after I graduate. With everything being so expensive nowadays, I am unsure if what I saved is enough to help me get through. Which is why money shouldn't just be stored and saved, it should be invested to allow it to multiply and grow. At an early age, people should be aware of this to be ready for the future.

Well that is the saying of people who do not save just an excuse for it.  And yes it is true that saving money is not enough.  After saving a good amount of money, by the time you will withdraw it, it is subjected for tax and its price will not that be because of inflation.  So investing it would be better.  So investing is better than saving.
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