Yes, we both have a different opinion, I say this because making these kinds of mistakes, at least in the country where I come from, it is very difficult to get reimbursed, however, there are people who make transfers and make mistakes in that sense, so why As long as the issuer asks for the return, the bank will not do it, but looking at it from a more ethical point of view, when the receiver realizes that it is money that belongs to another person, the duty is to return it without putting obstacles, this when verify that the money is legally from that person in question, because otherwise it would be taken as theft and it is not the idea, but in case it is in the name of a government, for example my country that is quite corrupt is different, because there are many people who would not return it if they know it is from the government. Also, for people who steal, things don't work out, just as it comes quickly, it goes quickly, that's like a divine law, that's how ill-gotten money is.
Country like Japan who value more their morality, that kind of mistake can't be escape.
The government can easily detect the person who abused the money and he will be punished with the kind of crime he
made, though we already read that he's already been convicted, and he didn't deny his gambling problem, though I can
understand your point that there's a different culture that each country has and the people who's running the government.