Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 23. (Read 64823 times)
March 02, 2018, 10:22:17 AM
EPayments - message that I got from them : " We also would like to inform you that we so not accept the transfer from cryptocurrency stocks due to our internal policy. If we receive your transfer we will credit it as an exception. But further payment will be declined and returned back to the sender. " - so it looks like they are useless now...
March 02, 2018, 08:37:06 AM
I have created an account on LeuPay and verified it.
Just got my card few days ago. Till now everything works great. Let's see how the like transfers from exchanges.
Just got my card few days ago. Till now everything works great. Let's see how the like transfers from exchanges.
Account ban incoming 3..2..1
Have you read their T&C?
What do you mean by this? I've transferred a lot to and from Bitstamp for the past couple of months and encountered no problem whatsoever. Haven't used it for other exchanges though so please share your experience.
There were some mentions in the past, that leupay blocked some accounts due to transfers from/to cryptocurrency exchanges.
According to them "this was against their policy" and thus a reason to terminate the accounts.
But i havent found any official claim in their TOS about cryptocurrencies.
Also many users been using leupay for a while without any problem, so i think you ll be fine.
I've only found one thread that had that sort of result : https://bitcointalksearch.org/topic/leupay-will-rob-your-money-if-you-relate-to-bitcoin-be-careful-1810594 . It seems that even if they closed the account, they have a good will to return the fund. I'm still on the basic 30K monthly limit but just recently asked for an increase. Let's see if this may result in account closure since if they checked the history, it is blatantly obvious that most fund goes to Bitstamp.
My Leupay.eu account has just been banned a few days ago. My volume is about under 40K EUR for the past few months but all of the outgoing transaction destined to Bitstamp. Despite not mentioning it in the terms, I can say definitely that they're not bitcoin friendly. Luckily, I already transferred out when the hammer came so there's only about 2 EUR left on that account. The request for higher limit may have something to do with the ban and the support has not been answering since the ban came. Going to try Mistertango next.
March 01, 2018, 05:40:14 PM
Refugees come to Europe and get a visa in no time without bank history, without anything. So why not? Not only a visa, they get a free house, free money, free electricity, free bus, free food etc...
Everything is possible in Europe now, it's "open doors" (I am not really joking sadly...)
On a serious side, is there still any European country asking a bank history to permit to deliver a visa? I thought it was in the last century until the Europe creation
Everything is possible in Europe now, it's "open doors" (I am not really joking sadly...)
On a serious side, is there still any European country asking a bank history to permit to deliver a visa? I thought it was in the last century until the Europe creation
March 01, 2018, 01:10:19 PM
A little bit off topic but hope I'll get answer here.
If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?
Would proving assets help your case? If yes, then the bank can easily issue a signed statement for you to do that. I can't comment on that further because it's highly dependent on wht conditions would apply to each case. F.e. which country you're from etc. If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?
March 01, 2018, 12:07:14 PM
A little bit off topic but hope I'll get answer here.
If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?
If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?
March 01, 2018, 07:54:39 AM
Has anyone here tried to open an account on bil.com? They seem to be accepting application however mine was rejected without them telling me the reason. It seems to have a nice design and services however. The application form is hard to go through though.
February 24, 2018, 12:28:44 PM
hey guys,can you help me? i will work with belgium company like a freelancer,and they want only IBAN belgium like "BE***-****..." for pay...im not a resident of belgium and cant open bank account in belgium,does someone know how can i get this IBAN? only belgium(( 
Belgium is very strict, so I don't think you will be able to do this.
i've think maybe these bank accounts gives belgium IBAN..so pity
...thanks a lot for answer 
February 24, 2018, 07:07:44 AM
Ah, so both OKPAY and MoneyPolo now give IBANs belonging to MAYZUS Financial Services Ltd. Does MAYZUS have any other similar services/websites?
February 23, 2018, 04:49:18 PM
I've added
- https://moneypolo.com (United Kingdom)
- https://moneypolo.com (United Kingdom)
February 23, 2018, 09:05:22 AM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion 
All banks share information. http://www.oecd.org/tax/transparency/automatic-exchange-of-information
Seriously, better keep away of non-cash fiat of you want to avoid such a thing... Bitcoin is a good alternative I would say...
But not all banks are connected. Within some countries yes, but on the general level no and something like this is impossibe to establish.
Also they don't exchange information without reason and automaticly so I think such fear have no ground
But I agree that Bitcoin is solution, although not perfect, if you want to completely avoid personal data exposure. But even with Bitcoin your data and transactions are not completely anonimous, don't forget that.
February 23, 2018, 03:39:10 AM
hey guys,can you help me? i will work with belgium company like a freelancer,and they want only IBAN belgium like "BE***-****..." for pay...im not a resident of belgium and cant open bank account in belgium,does someone know how can i get this IBAN? only belgium((
Belgium is very strict, so I don't think you will be able to do this.
February 23, 2018, 01:51:46 AM
hey guys,can you help me? i will work with belgium company like a freelancer,and they want only IBAN belgium like "BE***-****..." for pay...im not a resident of belgium and cant open bank account in belgium,does someone know how can i get this IBAN? only belgium((
February 12, 2018, 05:19:42 PM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
All banks share information. http://www.oecd.org/tax/transparency/automatic-exchange-of-information
Seriously, better keep away of non-cash fiat of you want to avoid such a thing... Bitcoin is a good alternative I would say...
February 12, 2018, 05:05:25 PM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
No, because legally they are not considered as a bank but rather as a payment system (similar to Paypal)Yep, they aren't considered as a bank so the companies don't report anything to the tax agencies, however, if an institution from the government (such as police, tax agency, justice court, and similar) ask to the companies to provide a report needed for their investigations, they will give everything without a question
Thanks for the replies. So even N26, Bunq, Mistertango etc. are not legally considered as banks? If they don't report anything then the government institutions shouldn't even know to ask for information from them
You're welcome.
N26 and Bunq are a pure bank now. Bunq got its banking license with the Dutch Central Bank 2-3 years ago and N26 got it from BaFin during 2016. It was the reason they changed the name to N26 Bank.
Mistertango isn't considered as a bank but as an electronic payment company supervised by the Bank of Lithuania. So they don't a banking license but another one
February 12, 2018, 07:43:37 AM
Don't know how about others, but Mistertango have electronic money institution license issued by central bank of Lithuania
https://www.lb.lt/en/frd/view_license?id=412
But it's not a full bank. I'm not sure, they report to government institutions or not, but if they will get request to do that - they will provide all information about you that they have.
https://www.lb.lt/en/frd/view_license?id=412
But it's not a full bank. I'm not sure, they report to government institutions or not, but if they will get request to do that - they will provide all information about you that they have.
I'd say EMI is even better than bank, 'cause EMI's licence does not let you lend the money. So, all the money people deposit to their Mistertango account is always there and is supervised by the Bank of Lithuania.
February 11, 2018, 06:19:02 PM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
No, because legally they are not considered as a bank but rather as a payment system (similar to Paypal)Yep, they aren't considered as a bank so the companies don't report anything to the tax agencies, however, if an institution from the government (such as police, tax agency, justice court, and similar) ask to the companies to provide a report needed for their investigations, they will give everything without a question
Thanks for the replies. So even N26, Bunq, Mistertango etc. are not legally considered as banks? If they don't report anything then the government institutions shouldn't even know to ask for information from them
https://www.lb.lt/en/frd/view_license?id=412
But it's not a full bank. I'm not sure, they report to government institutions or not, but if they will get request to do that - they will provide all information about you that they have.
February 11, 2018, 05:00:28 PM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
No, because legally they are not considered as a bank but rather as a payment system (similar to Paypal)Yep, they aren't considered as a bank so the companies don't report anything to the tax agencies, however, if an institution from the government (such as police, tax agency, justice court, and similar) ask to the companies to provide a report needed for their investigations, they will give everything without a question
Thanks for the replies. So even N26, Bunq, Mistertango etc. are not legally considered as banks? If they don't report anything then the government institutions shouldn't even know to ask for information from them
February 11, 2018, 01:44:42 PM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
No, because legally they are not considered as a bank but rather as a payment system (similar to Paypal)Yep, they aren't considered as a bank so the companies don't report anything to the tax agencies, however, if an institution from the government (such as police, tax agency, justice court, and similar) ask to the companies to provide a report needed for their investigations, they will give everything without a question
February 11, 2018, 08:38:34 AM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
No, because legally they are not considered as a bank but rather as a payment system (similar to Paypal) February 11, 2018, 08:19:28 AM
Is there a risk that these service providers will follow CRS and report account balances back to our tax agencies? I am looking for a EUR card that I can use for normal living expenses. I would prefer not to be charged with tax evasion
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