I won't encourage to disassociate yourself from him because to every lifestyle there's is always a lesson to learn from them, reason because without you experiencing those attitudes from him you won't know how to make and take the right decisions for yourself. People doesn't always make the right decision when everything seems to be okay all their decision are right and good for them untill they encounters difficulties making them to have a rethink of their life, people doesn't always take correction or learned from what happened to other people all less it happens to them before they would take corrections.
Most people don't put their self in the shoes of others. They only judge unknowingly, ignorantly and without any justification. they don't really care what is happening with the person, they will just be making noise on what they don't know much about. And the most funniest thing about these group of people, is that, after saying all they have to say, they don't care of adjusting themselves or correcting themselves, or taking very careful cautious of not landing in to commiting such mistake. They will just be living their life mindlessly until such things happen to them. and when it happens, some will still not take heed. They will just continue with finding wrong excuses for themselves.
I agree with pinggoki, you can't force other people to have a same life like you because what you think good isn't always good for him.
Yeah I know I have a same perspective like you, saving is a must for me, but some people think when they die, they won't able to bring their wealth to heaven, so why they need to save and we can't even know how long we can live.
Even if my best friends spend too much money for unnecessary stuffs, if he didn't ask about money management, saving or investment, I won't comment anything.
And with all these your perspective, I think I am you because of the way my thoughts are same as yours. I rigidly agree with you. How can you force someone that has his brain separate to think like you do? even your child some time you can not Force him or her to do some of the things you want him or her to do.
If you don't want to be a beggar, then better save for your future. because even if death over took, your children can't be going from house to house looking for who to help them with money. instead, you will leave them with happiness. And after you have gone, they will be happily praying for you. So for those talking about not going to heaven with money, that is why they don't save, these people should try and have a rethink wisely and deeply.
Yes, these days, it's not always advisable to put mouth on issues that do not concern you.