Topic: Our decision making is responsible for the outcomes in our ways - page 6. (Read 1015 times)

Some people have the mentality that they will always have money, so they don't care about saving for the future. They fail to understand that a time will come when they might not have the strength or opportunity to earn money. Each time I see elderly people engage in manual jobs, I am reminded that a time will come when I need to rest instead of engaging in a full-time job. And the means of retiring at the right time is to save and invest for the future.

You can only advise a grown-up man and cannot force him to make a decision. Life is a choice and an adult has the right to choose what he wants. Your friend should bear the repercussions of his action alone but you can help him if you also join him in lavishing his money. I don't lend money to such people because they might not be able to pay back since they don't have an adequate financial plan that guides their spending.

It has become a common thing these days. A lot of people who earn good money don't save when they can and they regret this when they fall flat on the face of earth. When they are earning more than enough, they overspend their money, live luxurious lives, buy cars, and materialistic things, and try to enjoy their life as much as they can, however, they don't think about the future and it takes a blink of an eye for time to change.

Just like your friend, anyone in such a situation where they are still doing very well, earning a lot of money and have a lot of credit left won't understand if you try to school them until the time when they have everything spent and have nothing left. That is when they realize their mistakes but to no avail.

As the others have already stated, it's not really your business to change their lifestyle and that disassociation is going to be a bad thing for you especially as a friend. Let me put in some sense on those two matters that I've agreed upon:

          1. Minding your own business would definitely take you far in life, you meddle too much and you'd end up having to deal with trouble and at the same time you also end having no time to deal with your own problems because you're too much involved with the life of your friend, if they want to be miserable then let them be, that's how they want to live. Think of it this way, if you're in his situation, what're you going to do? And are you going to want your friend to be pestering you about all this stuff?

I know that we all want to save someone from their misery but there's just not that many people that want the saving and to me this all sounds like trying to be self-righteous, that you're the one that's more moral and a very nice exemplary.

          2. I can't recommend disassociation to some degree because there's the factor of how long you've been friends with that person, it's definitely a problem if you're childhood friends or that you've been friends for a long time, this isn't the kind of thing that should crack a friendship, the reason is too petty in my opinion and the only time that I believe that a disassociation or friendship termination is valid when that friend's been asking money for them to gamble or that you feel like if you stick to this kind of person, that you're not going to go anywhere in your life.

     I kind of believe in the title you made, because whatever the result of our lives today is, it is the result of the decision we made before. The lifting of life from the poverty that we started all of that started with the plans that we chose to make decisions.

     And that way can be good and bad, depending on what we choose in exchange for the dreams we want to get in life. Although it is not easy to achieve, it takes real hard work, and that is the truth.

I think there are people like this who will always squandered all that they have before looking for ways to earn more money.
People like this don't understand the term 'save for a rainy day' because to them their enjoyment comes first.
The problem is there is no convincing such people, only life can teach them a lesson that's if they will ever learn.
You can only keep advising him as a friend but the rest is up to him to figure out.

It's your choice to do what you wanna but if I were to advise you, I'd say you shouldn't dissociate from him now. If you wanted to, you should have done it while he still felt he had much because the way it seems now, it's as if you enjoyed with him while there was plenty but now things are sour you are leaving. Another thing is that he's be willing to listen to you on a proposition you have for him and also, you can safely tell him how to plan and even use yourself as an instance if you feel you are more judicious in spending your finances.
 What happened to your friend is typical of every individual who has this mentality of ' you only live once. Spend while you're alive' which is not a bad thing, don't get me wrong but some people don't really understand this phrase and thinks every thing goes.

In essence, regret will come after we lose and that is normal for anyone, but we need to learn how other people's experiences should be the best lesson for us. In living our lives we need to have a plan because developing sources of income must be done consistently and precisely. The mistakes we have made must be important lessons for us to change so that in the future we do not repeat the same mistakes.

Advice is important for consideration when we are in unfavorable conditions and if people advise us then it means they care about us. The greater the responsibility, the greater the expenses we will need, so we need to prepare as early as possible and if we fail to understand the meaning of the preparation strategy, we will be faced with complicated financial problems.

Isn't it that the word appropriate for this is “accountability”? It's his fault that he is doing what he can and you, trying to point out his making a problem is what a friend should do. You shouldn't tolerate what you think is not right because you are enabling them to still do it.

What kind of a friend would you be if you let it? Think about it.

I agree with pinggoki, you can't force other people to have a same life like you because what you think good isn't always good for him.

Yeah I know I have a same perspective like you, saving is a must for me, but some people think when they die, they won't able to bring their wealth to heaven, so why they need to save and we can't even know how long we can live.

Even if my best friends spend too much money for unnecessary stuffs, if he didn't ask about money management, saving or investment, I won't comment anything.

I won't encourage to disassociate yourself from him because to every lifestyle there's is always a lesson to learn from them, reason because without you experiencing those attitudes from him you won't know how to make and take the right decisions for yourself. People doesn't always make the right decision when everything seems to be okay all their decision are right and good for them untill they encounters difficulties making them to have a rethink of their life, people doesn't always take correction or learned from what happened to other people all less it happens to them before they would take corrections.

It's a bad habit, and many people like the OP mentioned, especially people who rely solely on their parents' wealth.
It's all because parents don't teach their children to be responsible with money, and people like this don't give advice easily because they think they have a lot of money, and when the money runs out and falls. He will be aware and aware of the words or advice said by friends or other people before, but it will be too late.
And I also have several people with that type, and I judge because these people are blinded by money. And they don't think that money will run out over time if they don't have a job or business that makes money or a stable income to cover their expenses.

And I think people like that just ignore it, later they will realize and regret it when it's all over and that will be a valuable lesson for them. And realize that a luxurious life must be supported by a decent income or more, and must be responsible and disciplined in using or managing money.

I don't know man, the reason for why I don't have this kind of attitude towards money is from the fact that I'm not earning enough from all of my income streams, even though I do my best at getting them all, I only have a limited time and energy in a day so there's not a lot that I can do about it even if I've got the skills, it's still problematic for me.

Regards to your friend issue, let him be, a person that's not asking to be saved won't ask to be saved, you feel me? They will ask for your opinion about how they spend their money when they feel like it, mind your own business and you can't really force everyone to think like you anyway, even if they're your friends. Just think of this as a delayed gratification when the time comes that their actions haunt them, that "I told you so" from you and "I should've listened to you" from him would be really satisfying, that is if you're still friends in the future.

While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.