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Topic: Our decision making is responsible for the outcomes in our ways - page 7. (Read 1700 times)

legendary
Activity: 2716
Merit: 1092
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For many people to achieve their goals, the money they earn must constantly increase. Needs never end, on the contrary, they constantly increase and you have to increase your money to meet these needs.

Being financially mature should be one of the most important elements that can be discussed on this subject. Financial maturity is something that is hard earned but provides great benefits when achieved. Many people experience many things to gain this maturity, and financial maturity can occur as a result of these experiences. It is not something that happens all the time, but when it happens, it is very beneficial to the person.

That's right, needs are certainly something that must be met, therefore we should be able to make money continuously. think about how to have a stable and clear income. with growing needs, of course finances must also be improved, apart from that when finances improve in the sense that they start to increase then it is possible that lifestyle can follow, where lifestyle will also increase such as buying high value goods, because of course by feeling financially If it increases then your lifestyle will automatically follow, that's what humans are.

When we are adults, of course we must be able to have a job that can make money. Financial factors are often a problem for everyone, because it is very difficult to achieve financial freedom. Many people and families have problems with finances. and I think that is a natural thing, because everyone everywhere feels it.
hero member
Activity: 966
Merit: 764
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.
Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.

For many people to achieve their goals, the money they earn must constantly increase. Needs never end, on the contrary, they constantly increase and you have to increase your money to meet these needs.

Being financially mature should be one of the most important elements that can be discussed on this subject. Financial maturity is something that is hard earned but provides great benefits when achieved. Many people experience many things to gain this maturity, and financial maturity can occur as a result of these experiences. It is not something that happens all the time, but when it happens, it is very beneficial to the person.
hero member
Activity: 2968
Merit: 687
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.
Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.
You cant really say that they are immature but rather there are people who are really that get easily contented on what they do currently earning and getting as of this moment and on how they do spend up into their lives on which they arent asking for more but its true that it is something not that ideal on remaining to be on this way considering that each year which inflation or economic condition gets more worst on where
it could really be heavily affecting you and with your family and this is why on trying out to solve out this kind of potential problem then it would be ideal that you should really be looking for another source of income
on which it would really be causing up for you to face up those potential problems.

This is why it would really be always recommended that you should be thinking up in advance on what are those probabilities so that you wont really be
ended up on having those regrets and keeps on telling and saying that you should have done this earlier or on the time that there's still no such existing problems.
People do really get that confident whenever they arent experiencing those challenges in life.
sr. member
Activity: 728
Merit: 252
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While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.

Some people struggle to learn unless they experience the consequences firsthand. For instance, your friend  be a reckless spender who doesn't worry about the future. When you remind him to save, he doesn't understand the importance because he hasn't faced the negative outcomes of overspending. He may not believe it's possible for him to lose everything because his current spending habits haven't led him there yet.  This is why people often resist advice that goes against their personal experiences. Now, with the high inflation, he's experiencing the consequences. Maybe with this experience, he'll learn and become a better person.



legendary
Activity: 1456
Merit: 1108
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This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.
Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.
member
Activity: 196
Merit: 15
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Every person in the world has a different way of life environment and economic status. For example, my economic status and family environment are sufficient or favorable for the implementation of my plans or decisions but there are many people in my society whose situation is not like mine so they have to go through a lot of difficulties or thorny paths to achieve their consistent results according to their decisions. But it is undoubtedly true that our decision-making alone is responsible for our results. That path to success wasn't right for me. From my point of view, there is nothing wrong in the world because by taking the path that we cannot succeed in we know that path is not suitable for our success. It's a lesson. So we should think more move in the right direction and chase after success.
full member
Activity: 952
Merit: 232
Isn't it that the word appropriate for this is “accountability”? It's his fault that he is doing what he can and you, trying to point out his making a problem is what a friend should do. You shouldn't tolerate what you think is not right because you are enabling them to still do it.

What kind of a friend would you be if you let it? Think about it.
We're live in a world full of lies, if you didn't lie, you won't able to build relations with a lot people because when you show your true character, there are someone like you and someone don't like you. If you become a liar and try to do what they like, they will like you and you might be successful because you have more relations.

Most people don't like to get advice or limit with something that they likes.
It can be concluded that a persons true character is shown when they have money, lots of it.
Money is power as we can agree on and when someone who came from a very poor background or has lived in the streets, feeding from hand to mouth and without a place to call a home, happens to come into some of it in an amount they haven't seen before, it becomes intoxicating to them because they are now more than able to afford the things once craved for and worse is the fact that they become over protective of the wealth in that, no one, be it family or friends can make them or tell them what to do not.

It takes a disciplined person with principles and values to be able to properly manage wealth. That's why, not just education is important, but financial education, so that how to manage the wealth we have will come easy when making decisions that would impact our finances, directly or indirectly.
hero member
Activity: 854
Merit: 663
Isn't it that the word appropriate for this is “accountability”? It's his fault that he is doing what he can and you, trying to point out his making a problem is what a friend should do. You shouldn't tolerate what you think is not right because you are enabling them to still do it.

What kind of a friend would you be if you let it? Think about it.
We're live in a world full of lies, if you didn't lie, you won't able to build relations with a lot people because when you show your true character, there are someone like you and someone don't like you. If you become a liar and try to do what they like, they will like you and you might be successful because you have more relations.

Most people don't like to get advice or limit with something that they likes.
hero member
Activity: 1050
Merit: 592
God is great
A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?
Sometimes in life you can't predict what will happen in the future, so therefore it  good when one have money and it comes steadily for one to try as much to invest into any good investment just incase if the money that is coming right now stops coming in the future on can hold to it for survival. This is for those that are receiving good amount of money that part of it can be invested.  Money  can never predicted expecially when you are working for something to get money as income but when money is well invested it is very sure that something big is at the corner to hold on in the future.

It is true that some people make this mistake and are carried away not having the mindset to invest money for the future.  I  know everyone cant do business but their is something every individual can do as investment to yield more money.
sr. member
Activity: 1736
Merit: 357
Peace be with you!
Isn't it that the word appropriate for this is “accountability”? It's his fault that he is doing what he can and you, trying to point out his making a problem is what a friend should do. You shouldn't tolerate what you think is not right because you are enabling them to still do it.

What kind of a friend would you be if you let it? Think about it.
Yeah even for me I don't personally tolerate such friend who acted like that though I might respect their decisions but I will surely not gonna stress myself for a problem not mine they should be thankful they have friends who care for them well yeah let them realize it themselves atleast we do our part. Been in this situation so many times before but yeah it's easy to moveon and I just accept the fact that people come and go. 😁
sr. member
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Governments of various countries do not want to recognize Bitcoin as their own currency.  They think that recognizing Bitcoin will reduce the use of their own currency and cause a great loss to their country.  Moreover, in underdeveloped and developing countries, if the government does not prohibit keeping black money account, it will be seen that these countries are so corrupt that the government will not be able to keep any account of black money and the corrupt will turn all the black money into white money.
full member
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The fact that people have the choice to choose those actions shows freedom, but there are issues surrounding life that cause disagreements. Just do what you want, evaluating everything around you only reflects a small part of our thinking and perspective on life. I don't complain much about someone's actions being right/wrong, as long as we are aware of our imperfections and choose to be satisfied/grateful for everything around us, even if it causes discomfort uncomfortable.

There were a few situations in the past that I faced when I tried to impose my personal thoughts on someone, and realized that they are not me, each person has their own life and experiences. We can see that the action is silly and help that person realize their mistake, but they haven't experienced it enough to be aware of it, so there's no need to argue harshly and just let things happen naturally.
There's no need to waste energy giving feedback to others if it's considered silly. I agree with you that it is better to focus on managing ourselves. Everyone has different dreams so every decision will be different too. If a person is serious about making his life better, he will definitely make the best decision for himself. But if someone close to you is down, then we also have to be sensitive and provide motivation so they can get back up.
sr. member
Activity: 1498
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You could never control how other people spending their money, because that's their money, but I agree that your friend is bad person, the best thing is just stay way from that kind of friends.

Bad person (taking bad as being evil/wicked)?  Being extravagant does not mean being a bad person...  The guy might be remorseful because he does not give value to his money but that does not make a person bad.  So having no money and asking people for help makes the person bad now?


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Maybe he keep doing those reckless spending because he think he got you and his other friends as safety net, by being away and refuse to loan him some money you could help him realize that what he had done is reckless and could give him inconvenience.

I do not think that he does that reckless spending because he has someone to support him, some people never think of their future and live by the moment.  Probably that is the kind of person @OP's is talking about.

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Some people make a good decision in some aspect and then make completely reckless decision in spending their money, probably because they come from poor parent that doesn't even have money to manage, thus they never learnt how to manage money. Then when they finally can get their own money they don't know how to use it wisely. But some of them would learn eventually.

And that does not make a person bad (evil)...

He live an extravagant live but he bothers his friend by borrowing his friend's money, he doesn't consider that his friend also need the money. If he want to live an extravagant live, then he should earn enough money so he doesn't give bad financial influence to his friend by asking to borrow money, I didn't mean he is like evil, he just a bad friend, that is just bad enough for me to stay way from that kind of friend. At least by staying away from him I wouldn't need to loan him some money, and by not loaning him some money he might be able to reconsider his spending because he can't no longer borrow money from me, he might find someone else, but then that's other people problem and decision.

If someone has an influence that is not good, it will not help us either. When a person is like this, it is not good to be friends as well, in my opinion, right? Instead of teaching good things or reminding the friend, they will be more influenced to do something bad.

This kind of person can't really be considered a good friend either. So we should also choose our friends because we are also the first to experience good benefits if we find good friends.
sr. member
Activity: 1274
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Always spend with the future in mind.  Isn't it a bit shameful that you spend without calculating that you have enough money today and in the future your bank balance is all gone and you have to eat to get your hands on someone else?  I think it's a shame.  Everyone should take stock of this and keep the future in mind.  Life is not as simple as it seems.  Financial prosperity will keep your life normal.  Whenever you become financially strapped, you start to see the toxicity of life.  You should explain your friend well and ask him to understand life in the right way.
sr. member
Activity: 504
Merit: 254
I think there are people like this who will always squandered all that they have before looking for ways to earn more money.
People like this don't understand the term 'save for a rainy day' because to them their enjoyment comes first.
The problem is there is no convincing such people, only life can teach them a lesson that's if they will ever learn.
You can only keep advising him as a friend but the rest is up to him to figure out.
There are still kiddie in some adult hoods, this isa guy @ 40 and he is still jingling around like he hasn't been exposed to the terms of how challenging life could be.
Indeed, there are people who are so relaxed with either the little or the huge one they have gathered and decides to chill, consum it til it depreciates to an obvious level of decrease and conciously, just because they don't want to run a zero % that aspirations alone urges them to go back and hustle once one and relax again and chill to spend up all that accumulated again and before their realization they are up to retirement age and would end up regretting all steps of their lives where "Had I know"  would never depart from their thoughts.
sr. member
Activity: 1708
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The fact that people have the choice to choose those actions shows freedom, but there are issues surrounding life that cause disagreements. Just do what you want, evaluating everything around you only reflects a small part of our thinking and perspective on life. I don't complain much about someone's actions being right/wrong, as long as we are aware of our imperfections and choose to be satisfied/grateful for everything around us, even if it causes discomfort uncomfortable.

There were a few situations in the past that I faced when I tried to impose my personal thoughts on someone, and realized that they are not me, each person has their own life and experiences. We can see that the action is silly and help that person realize their mistake, but they haven't experienced it enough to be aware of it, so there's no need to argue harshly and just let things happen naturally.
legendary
Activity: 3542
Merit: 1965
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Let's not forget that every person on this planet are on their own journey.

You might have one person hoarding wealth like Mr Scrooge and not enjoying life and then you get the exact opposite, with someone spending every cent they have, but travelling the world and collecting happy memories and experiences.

I try to have a balance between the two, by saving enough to secure my future... when I cannot work and when I will need those savings and also spending some money now ..on things I can still do while I am healthy enough to do it.

Find a balance and enjoy your life.  Wink
hero member
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A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.
The money we strive for when made it's actually meant to be enjoyed but even as that it should be spent prudently and in a manner frugal enough to show we have value for our money and not to be spent extravagantly on luxuries. It is in the attitude of people that lacks the value for money to spend it anyhow immediately it enters their purse only to come to a realization when it's getting to the bottom.

Op, if am to advise you I'll say you just ignore him right away, at least you have played the role of a good friend by scolding him about his money spending attitude and since his reaction is usually attacking to you about your advise then you should mind your business and go your way mind your own business. It is his money you can't decide for him how to spend it but can only advise so no need of getting angry he didn't accept your advise.

 However, if he squanders while you build with yours and tomorrow comes that he comes to your for financial help I'll say ignore his plea for help so he can deeply feel the consequences of his actions, that next time you or anyone else renders him a free financial advise he won't hesitate to hold it to mind and make the best use of it for the future.
sr. member
Activity: 1106
Merit: 391
That's life, sometimes someone needs to be taught a lesson to know that what they are doing is wrong and the person who doesn't accept our advice from the start doesn't need us to help anymore, because it has been their life choice from the start not to accept help from us.
This can also be a lesson for us in the future about how wisely we can manage our income and how we spend it. If we don't need a new bag, it's best not to buy it, or if we can still ride a motorbike, it's best to just use it, no need to buy a car. Because nowadays it is increasingly difficult and unpredictable, and we have to be able to manage our finances so that we don't get stuck in the mud due to our wasteful behavior.
legendary
Activity: 1372
Merit: 2017
I like the emphasis on individual responsibility, moving away from the victim mentality that we are so often sold today. Leaving aside the specific case, in life we will do much better if we believe that life is largely in our hands, that it will be mostly the result of our decisions, than if we believe that we are a victim of circumstances before which we can do nothing. For me in particular, since I've been moving away from the victim mentality and adopting the responsibility mentality, I've been doing much better.
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