I strongly disagree with what you say, being rich is a business and a process. not people get rich because it is determined by chance. intelligence, talent, honesty and hard work are the keys to success. although destiny and fate play little role in the end of a business
Absolutely! There can only be a small percent of luck and we should not rely on it alone, because if we get to miss it then it's a big loss on our part. It's still better to be knowledgeable, to exert an effort, time, to be determined, to have passion, be committed, be patient, and be positive. The faith that we have also has a big contribution for us to succeed in life, and most importantly our attitude that makes us unique. It helps us to manage life's challenges to decide reasonably and manage them strategically and wisely.