I have considered that, but frankly, am on the Hobbesian side of that issue. Mostly. We may end up in an improved world where Hobbes is wrong, but frankly, we're not there yet.
If your neighbors drew up a document, without your input, stating that everyone in the neighborhood had to pay 1000 dollars every month or be evicted by force, would you consider that contract valid?
Sounds like what happens in any homeowner's association these days. And no, I wouldn't live in such an HOA, because they are a total pain in the ass run by control freaks.
But if I did, am I a millionaire? Am I a billionaire? Is $1,000 completely insignificant to me? In that event, I don't give a shit, and just pay because it's pocket change. And if it does piss me off enough, I buy an interest in the HOA so I control it, or a cartel I'm involved in controls it.
But really, you're describing something like a homeowner's association, one of the most abusive organizations most people live under that is not a government, and I avoid those like the plague. So the answer is no, I don't consider that contract valid.