Topic: Women are more economical than men. (Read 1873 times)

Women are not Economical than men. In my own experience, when I and my sister were in the higher institution. Money given to us for our up keep monthly hers was always higher than mine, but before the months runs out she always complain to be broke first.

Men are more economical because he manages himself,wife and kids sometimes even parents and siblings, the difference is clear how can you compare a woman whom is also managed by a man. The finance of a man belongs to him and his family, why the woman own belongs to her alone.

Statistically, go to any home of a man and woman and check their closet's you find more of expensive bags, shoes,hairs, makeups,clothes, jewellery etc in a woman closet than that of a man.

Men spends more on family which includes wife and kid's,  that doesn't mean he's not Economical it even makes him more economical on how to meet up the needs and wants of the family. Women are gifted with the ability to manage the affairs of the home including money for upkeep but that doesn't make a woman more economical than a man.
Although some men can spend extravagantly on cars, clubbing,bars, vacations, on women etc, but it depends on his income. Women spends more on fancy stuff's like jewellery, hand bags, shoes clothes, make-up, women hair etc.

The actual fact, is that men spend more than women because men has more financial obligations to cover than a woman. So it makes him more financially economical in other to cover those obligations which women are also included.

Yes, I think so, men tend to be simpler and don't want to bother, while women tend to think about the long term even though it looks complicated. Even prices differ by a few numbers if it's cheap they will consider it, but unfortunately they are more wasteful (spend a lot) than men.

You also need to look at the better aspects, so that everyone can find more clear facts about this, because I also don't think that men are incapable of managing their finances well in any case. Especially when a man is faced with responsibilities that he must carry until he is old, both in terms of educating his children and making his family happy at all times.

So we need to look at the good and bad aspects of how women and men manage money in different conditions, because I never think that women's conditions can always be the same as men's conditions in any life. I will always appreciate husbands who are able to provide physical and spiritual support to their wives even though their financial savings may always run low after meeting all their household needs. Meanwhile, women who have become wives of their husbands are only tasked with using the money they need and saving the rest properly to be used as reserve money or emergency funds in their lives.

I think it is mostly young youthful men that can be said to be less economical. Because at such a young age? You have just about no intense need for money. But if you are married or have a home to take care of, as a man you will have to be economically because as the head of the family, there is a weight on your shoulder to provide. So when you make the money, you’ll definitely be more cautious on how it is spent as you know the hustle it takes to make it too. And I’d say that women are mostly better at managing homes.

From the day a man starts earning income their is always a responsibility waiting for him to meet up, that is why it is difficult for a man to be economical, men always have bills to spend that deprive them from savings them. Women are very economy because they have the nature of spending money on the things which they only need. A woman can get an apartment and won't be bothered to equip it but only get the necessary property she wants,  but in the case of men it is different.

I don't know your view towards all women but you're wrong and why generalizing the jewellery and fancy stuffs, sometimes you speak due to experience and no doubt most ladies behave like this, have you come across an independent lady?, have seen many and I can testify not all girls behave like this, I don't see any need comparing both gender tho but in this situation women are more economical than men and if a lady keep aside those jewellery stuffs to save or invest you'll know why women are more economical than men. Using house needs and bills sounds funny cause ladies also support when it comes to family affairs if only she's working, the kind of girls you're referring to are not married that's why they get carried with fancy stuffs.
Some men too can spend carelessly with or without any bills and that's why a lot of young boys could not hold their investment, the issue with spending carelessly should not be addressed on gender but choice, that's why both boys and girls can be spotted spending carelessly

The reason women are better at managing their finances than men is that they don't have as many bills to pay. Even if a woman is wealthy, if her husband is alive, she will still ask him for money before making any purchases. Similarly, if a bill needs to be paid for anything around the house, she will take it up with him. Men are never free from bills unless they pass away. Women are ignorant of the importance of purchasing fashion items like jewellery, clothes, and shoes, and they still need to ask men for money in order to purchase those items because we are the ones who agree to assume responsibility. Therefore, I don't think it's appropriate for us to even compare ourselves to women because our levels of time expenditure differ.

Regardless of gender both spend more or less on their needs and wants specially nowadays. This also depends on the situation because expenditure is different when you are in a marriage or you being single. Some wives complain that their man overspend on something like liquor and gambling while some husband complain that their wives spend more on their personal  wants than their needs. Women also are the one who manage to budget for the family's needs. It's actually almost all the same but let's get this into statistics though I don't know really if this is accurate but I just have to share it here;


Link: https://financebuzz.com/male-vs-female-spending-statistics

if talking about managing finances, usually women can better control finances between income and expenses. but not all women can also control finances even to debt2 because their husband's income cannot manage their finances so that in 1 month they cannot meet their needs.
But the majority when compared between women and men, women are better at managing finances.

Women mature faster than men. I think that applies to how fast their bodies mature and grow and it does not necessarily mean that women become mature faster than men in their thoughts and actions.
I fail to see what point you were trying to prove. I think both sexes as young adults would want to try and be independent. And the scenario you described doesn’t really show how women become economically better than men.
I do know men majorly being or trying to be breadwinners just strive to bring in enough money while leaving it up to his spouse to effectively manage whatever funds available. Perhaps that perception gives women the picture of being better at managing money.

Savings in using money depends on the level of responsibility a person has, although I also agree with what you said, but this also has a basic influence on each individual. Because not all women can save money in using money, especially if the woman is always not easily satisfied with what she currently has. Likewise, men who already have household responsibilities sometimes can no longer save money as long as the expenditure is for their own family. But there are also some men who are able to manage their finances better under any circumstances in their lives even though they already have a family.

When it comes to money aspect the women are more economical.They are just special breed that are gifted with economic management.They have the habit to economize even when it's enough.But please note not all are women are economical.
The men would have also been economical,but due to the responsibility as bread winners,50% of his income is handed to his wife for savings and 80% is used to meet up the needs of the families.

Yes I aggree on this statement. According to research, women gets mature much earlier than men. And in my opinion and observation men reach financial maturity when they got married, at least in my country Turkiye. In my country girls wants start their life indepently at their young age. If they want to reach their goals they have spend their money wisely. But for the boys mostly they left their parents house when they got married until then parents house perfect choises because their mother already take care the cook, clean etc. and father take care about bills, accomodation etc. As a result of these 2 choices you can say that women better than men economically.

When it comes to money, girls are much more frugal than boys, be it my mother, sister or my wife, I have experienced it myself. If we talk about the mother, then it will be seen that they are much more economical than the father regarding all the expenses in the family. They never indulge in spending more than necessary. If there are brothers and sisters in the family, the brothers spend a lot of money hanging out with their friends.  Girls spend less than their brothers in many cases and even girls tend to save money more than boys. Most girls spend less than boys in marriage. Since girls are mostly the breadwinners of the family, girls are able to save most of what they earn. I agree 100% that girls are more thrifty than boys.

Yes, maybe many people will agree with you that women can handle finances well, even though they have high value make-up needs. But even so they can manage finances well according to the income they get.

Maybe it's true as you said, most men are wasteful and can't manage their own finances, I myself admit to that hahah.
I can't hide it because the facts are true. I also always save my income to my mother so that the finances I get can be managed properly. Because I myself am not sure if I fully hold all my income. That's right, maybe this is one of the reasons men are more wasteful than women, men can buy whatever they want not because it's important. But women buy things that are important for their use.

For me, yes, women are better at handling money than men, that's what I think, or maybe it's because I'm a spendthrift, that's why I think this way.

I see the same thing with my parents, dad trusts his wages and savings to mom because mom is better at handling money and not spending money, my dad spends too much, buys things or gives money to his cousins ​​when begging or borrowing, because my dad is also kind so it's easy to borrow and that makes my mom angry.
So I'm more in favor of women saving better than men because they only buy things that are necessary or important. I can only say this because this is what I see in my parents and also in my acquaintances.

And that is the responsibility of men as a family, no matter how they have to be able to find ways to make money with the aim of supporting their children and wife and maybe the following is also to solve some of the problems that exist in their family, especially in terms of finance, such as paying debts, paying their children's school arrears and much more.

Basically, the responsibility of a man is very big when they are married, they have to think of many ways so that their children and wife are sufficient in any case, especially when the situation is bad, for example in terms of the economy which is increasingly according to the results of the difficulty of finding work, then there is no time to rest for them, no free time not to make money or to just think about it. Therefore, a wife must always support her husband's hard work, try to appreciate whatever they achieve, one of which is by managing family finances properly. Therefore, I quite agree if I have to say that women are more frugal than men, and in my opinion it will be more applicable when the woman is married in the sense that inevitably they must be able to save more money earned by the husband by allocating everything according to family needs. But if for example the woman is not married then I am not sure to say that women are more frugal, maybe everything depends on the situation too, because for those who are married there will definitely be at least pressure that requires them to live frugally.

Kudos for pointing it out. No matter who makes the money, if you get managed to fooled by them, you will end up spending your money. I bought a lot of gadgets that actually have no use case, but still, I bought them because I liked how they presented it. A lot of gadget's get in trending in tiktok videos, social media reels and people end up trying tho gadgets even they do not use it later.

I already bought a bunch of them and I barely used them. My wife criticize me all the time because I spend money on those things out of curiosity. Anyone can get influenced no matter if they are men or women.

I also see that there is a big change currently between the relationship between men and women in a household. In the past, men were always the ones who earned the living and were responsible for all the needs of family members, including the wife, and usually the wife was the one who managed the finances and at that time they were very reliable.

But current developments have changed everything. Even now a wife feels capable of supporting herself. In fact, it often happens that nowadays the wife becomes the backbone of the family as a result of it being not easy for men to get a job. The husband even becomes the child's caregiver at home. So a woman's task is not easy because she provides for and sometimes also manages finances. But that's on the other side. and on the other hand, there are many women who have husbands who are big businessmen. And the wives of rich people spend more time shopping and traveling every day. So I doubt they are women who are good at managing finances or good at saving. Because they are even too comfortable to use as much money as they want. Because their husbands give them freedom. So basically there are women who are good at managing finances and good at saving, but there are also women who are very wasteful and not good at saving. So this problem is actually more complex than we see.

This is absolutely correct especially in Africa societies. The system is very unfavorable to men because of lots of responsibilities. In fact, in a family where women are taking care of some responsibilities are being referred to as unserious family and the men will not respected in the society. And honestly, that's what we are trained to believe and I personally will not be happy to see my woman providing for the family while I'm around. Being a man in Africa society is another term for responsibility ranging from providing for your woman, children, parents and your siblings. These lots of responsibility is the reason why Africa is still underdevelop because women are contributing almost nothing to the society rather than being a consumer. In short, is either you spend or you spend, you have no choice than to spend.