Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
well for me i only put allowance on my physical wallet,and never use my virtual wallet at any cause because all of my crypto funds stays as investment for long term.though my alts is just waiting for some high growth so i can sell if right away when it happens..and try to seek some help from someone close to you if you can really resist yourself from spending for not so important things 
Topic: Best tip on saving money - page 49. (Read 7720 times)
The board is very simple to be able to restrain yourself and not buy things that you do not need and spend on the right things
Give your money to someone you can trust, that way you won't use it, and they will only give it to you when you truly need it and not to eat pizza.
Well you know am really bad at managing my money thus what I do is I transfer everything I earn in the bank account of my friend and he won't even let me have a penny from it even if am dying.. though sometimes if I desperately need he does allow me to have a little amount..!! Its more like having a personal finance manager 
thus if you aren't able to save up yourself I will advise you to ask help from a friend of yours 
its never a bad option also its better if he is super strict 
Also I have planned daily usage like a dollar a day or something like that thus it helps me control whatever I spend.
thus if you aren't able to save up yourself I will advise you to ask help from a friend of yours its never a bad option also its better if he is super strict Also I have planned daily usage like a dollar a day or something like that thus it helps me control whatever I spend.
Not a bad idea at all.......a friend of mine has actually asked me lots of time, she is good in keeping money. Really need to start this. So I can invest!
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
Well in my own pratices, give your money a secure thing why you are saving it like a goal why you keep saving, and set goal for what is your saving all about and just like the poeple who were working here, we really like to keep the percentage for saving.
Every day put all of your loose change into a jar. Every once in a while deposit the money in your savings account. In time the money will grow into a little nest egg.
Try to set aside a certain amount of money each month or each paycheque for your savings. People have been doing this for years, but it takes discipline. The very best method to saving money is to create a Spending Plan or a Budget (learn how to make a budget). With a budget you figure out what your income is and what your expenses are. Once you know these two things, you can look for ways to reduce your expenses or increase your income to allocate an amount of money that you can afford to save. This is how the world’s largest corporations do it and this is how most of the world’s successful business people do it. This method takes a little bit of work at the beginning and a check-up every year or two, but it works.
Try to set aside a certain amount of money each month or each paycheque for your savings. People have been doing this for years, but it takes discipline. The very best method to saving money is to create a Spending Plan or a Budget (learn how to make a budget). With a budget you figure out what your income is and what your expenses are. Once you know these two things, you can look for ways to reduce your expenses or increase your income to allocate an amount of money that you can afford to save. This is how the world’s largest corporations do it and this is how most of the world’s successful business people do it. This method takes a little bit of work at the beginning and a check-up every year or two, but it works.
the most important thing is to save and reduce the money to eat or pocket money. you simply buy goods that are needed every day like staple food. do not buy goods that you do not use for the future it is only spend your money in large or small amount.
Do not spend more than what you earn in a day. Make a budget plan for your needs and wants. Do not engage yourself in compulsive buying.The best of it is to save 10 percent of your net pay per month and deposit it in the bank. Apply Self discipline by not tempting yourself to withdraw your money if it's not for emergency purposes.
Don't spend too much to the things you don't need, make a list of your expenses and what you need.
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
As they say, do not buy what you just want. Only what you need should be bought. Think twice before buying things especially if you already have. Be contented on what you have. One or two pairs of shoes is enough. Be frugal so that you can save a lot.
Hi guys! Can you share some tried and tested tricks on making the most out of your buck and also some tips on how to save money more effectively. This will be a heck of a help to our fellow users here. Thank you so much.
For me I have this 80%-20% technique, the 80% is for saving and the 20% is for my expenses. But for those who have investments I think it is much better if you have this kind of mind set where your income-savings/investments=expenses.
I set aside 20% of my income for investment
and the remaining 80% to meet the needs of every day, if we do not do that then we will not have savings
Because anything can happen, we may have an accident or something bad
If we have savings we can use them when needed anytime
and the remaining 80% to meet the needs of every day, if we do not do that then we will not have savings
Because anything can happen, we may have an accident or something bad
If we have savings we can use them when needed anytime
An effective way of saving money is getting the exact amount of money you will spend each day. Plan out how many you need and save the rest if not needed. You can also immediately put a fraction of you money on bank monthly to ensure that you save money.
Buy only the things that you need dont waste your money on things that u dont need
The best way to save money I think it is with the way invested because it is very useful and gave advantage for us, or in a way to buy a gold because of the gold very easy received wherever and whenever
Well one trick to saving is that you should be determined to save. If you have a daily, weekly or monthly salary structure, you have to plan. You can say I will save a certain percentage of your income and use the rest for my expenses. For instance, I always set aside 10% of my monthly salary. I remove this percentage immediately I receive my pay. And I have a separate account for my savings. Hopefully this helps someone.
I totally agree. If you do not have the determination about or in doing anything, you will never be able to achieve any type of goal you have in life. Wether it is about love, health, your job, etc. Focous on this first. And after you have this, then you caj proceed to studying your income, bills, food, etc. Then start making plans. This way, you will know what to do naturally.
Save it on the bank and take half of it invested on cryptos so while your saving, you're also earning. Spend only on things that is necessary for you and of course, do not spend more than your salary. Saving is just like HODLing in crypto which requires self discipline.
Putting some money on banks for emergency purpose is a great idea but putting almost all the money into it is not a good idea. It is better to put at least 1/4 of your money into the banks for emergency purposes only and then keep the rest into some investment like cryptocurrencies and so on that will give you continuous flow of income that will give you a better experience in making and growing money and not only depending on savings. Well you know am really bad at managing my money thus what I do is I transfer everything I earn in the bank account of my friend and he won't even let me have a penny from it even if am dying.. though sometimes if I desperately need he does allow me to have a little amount..!! Its more like having a personal finance manager thus if you aren't able to save up yourself I will advise you to ask help from a friend of yours its never a bad option also its better if he is super strict
Also I have planned daily usage like a dollar a day or something like that thus it helps me control whatever I spend.
thus if you aren't able to save up yourself I will advise you to ask help from a friend of yours its never a bad option also its better if he is super strict Also I have planned daily usage like a dollar a day or something like that thus it helps me control whatever I spend.
I admire the trust between you and your friend, however, if you really want to save money then do time deposits on your own account. If you already have restrictions on your spending, say 30% of your salary, then allot the remaining 50% on saving via time deposit so you wont be able to withdraw your money depending on how long your terms with the bank is. Then leave the 20% for your emergency needs because you cant always call on your friend if an emergency does really happen. Be realistic, practical and smart.
know you priorities. not to buy or need to.
Well one trick to saving is that you should be determined to save. If you have a daily, weekly or monthly salary structure, you have to plan. You can say I will save a certain percentage of your income and use the rest for my expenses. For instance, I always set aside 10% of my monthly salary. I remove this percentage immediately I receive my pay. And I have a separate account for my savings. Hopefully this helps someone.
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