Home mining is dead. But don't lemme stop ya'll from speculatin' & dreamin'.
Mining is still alive with cheap electricity. I will agree it's no longer the 3 month roi guarentee. At one time I could be sure to be in profit at 90 days, now my calculations are going longer. I think Bitmain will continue to sell to public as it is a benefit for both, with them selling public the gear is cheaper for them as everything is in bigger quantity.
I do agree there will be a day when most are "cloud mining". As i like hardware i hope it is still a little ways away. Cloud mining is getting cheaper though and will continue to be more and more attractive.
The problem is you can't get cheap electricity for small user or household..
I would not say cant. It is just part luck since based on location. I am lucky enough that I have decent electricity.