Is it better to save money or invest it? - page 679.

BTCevo

legendary

Activity: 1834

Merit: 1008

Quote from: Wexlike on June 23, 2015, 09:57:45 AM

If i am buying bitcoins, am i saving my money or investing it?

If you buying bitcoins that means you are doing both, you are having a great investment for now and it is include a saving too, except you are gambling it so it doesnt considered as a saving though Grin

BillyBobZorton

legendary

Activity: 1204

Merit: 1028

Quote from: Wexlike on June 23, 2015, 09:57:45 AM

If i am buying bitcoins, am i saving my money or investing it?

Both.
1) You are saving your money because (presumably) you aren't moving them from your wallet.
2) You are holding something that is expected to increase in purchasing value in the future (therefore it qualifies as investment).

Wexlike

legendary

Activity: 1473

Merit: 1086

If i am buying bitcoins, am i saving my money or investing it?

knowhow

hero member

Activity: 560

Merit: 500

well most search the coin info first.... all days a new coin appears.... soo better search then invest..

bitnanigans

sr. member

Activity: 266

Merit: 250

Best to do both invest and save. There are some bank savings accounts that offer interest rates, so that's also some sort of investment.

Dotakels

sr. member

Activity: 490

Merit: 255

Quote from: lissandra on June 22, 2015, 09:51:11 PM

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

if you spread your risk, its usually something all related that most people know or specialize in.

But if anything that also opens to more risk as well though, cause youre into more then 1 investment. Yeah you can youre spreading risk, but intially diversification just an illusion imo of escaping risk.

I think not escaping because if you diversify your money in different investment that investment also have risk. maybe we can say that less the risk? or maybe you can earn more if you diversify your money into another investment.

arallmuus

legendary

Activity: 2562

Merit: 1414

Quote from: GreenStox on June 22, 2015, 07:49:58 PM

I would just prefer to invest in altcoins right now, i mean they have alot of potential to go up an most of them are at bargain price.

Such delusion, you forgot that their value could go into dust in one night

Quote from: lissandra on June 22, 2015, 09:51:11 PM

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

if you spread your risk, its usually something all related that most people know or specialize in.

But if anything that also opens to more risk as well though, cause youre into more then 1 investment. Yeah you can youre spreading risk, but intially diversification just an illusion imo of escaping risk.

Your point is? To diversify your investment portfolio is not to escape the risk . Risk will still be there and its part of humans life ( even if you are reading this post right not, there is some unknown risk to it ). Diversify is actually to minimize your potential risk not to escape from it

Without it, it would means that you are going all-in with your investment which exposed more risk to you as your chance to lose all of will be much higher than if you are diversifying them to a few investment

lissandra

sr. member

Activity: 434

Merit: 250

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

if you spread your risk, its usually something all related that most people know or specialize in.

But if anything that also opens to more risk as well though, cause youre into more then 1 investment. Yeah you can youre spreading risk, but intially diversification just an illusion imo of escaping risk.

GreenStox

sr. member

Activity: 1148

Merit: 252

Undeads.com - P2E Runner Game

Quote from: Natalia_AnatolioPAMM on March 26, 2015, 04:56:00 PM

Quote from: jerol31 on March 26, 2015, 08:25:04 AM

Is it better to save money in bank or invest it online, in real estate or maybe gold?

i suppose a wise choice of real-estate agency could be the best choice. to invest in early stages and then sell estate in the end, invest again... passive income, good life, bali and goa twice a month

Well estate sells only until there are loans, and you bet that the credit market will see a big crunch next years.

I was told by whales that all estates including agricultural are overprices, a big collapse will happen there soon.

Dotakels

sr. member

Activity: 490

Merit: 255

Quote from: lissandra on June 22, 2015, 09:24:50 PM

Quote from: Dotakels on June 22, 2015, 09:10:01 PM

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

Ok i got your point, but in my opinion you should clarify your statement so that newbie can understand what you are really saying, because they can misunderstand what you want to say.

its why most people like my rich friend buys a house.

it acts more like a security deposit box, if anything bad happens they can always sell it.

Because he want a house? or if that house is act like security deposit bank? i think he nascent to you so that you will believe to him that he have a money.

lissandra

sr. member

Activity: 434

Merit: 250

Quote from: Dotakels on June 22, 2015, 09:10:01 PM

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

Ok i got your point, but in my opinion you should clarify your statement so that newbie can understand what you are really saying, because they can misunderstand what you want to say.

its why most people like my rich friend buys a house.

it acts more like a security deposit box, if anything bad happens they can always sell it.

Dotakels

sr. member

Activity: 490

Merit: 255

Quote from: arallmuus on June 22, 2015, 02:16:33 PM

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

Ok i got your point, but in my opinion you should clarify your statement so that newbie can understand what you are really saying, because they can misunderstand what you want to say.

mrhelpful

legendary

Activity: 1456

Merit: 1002

Quote from: GreenStox on June 22, 2015, 07:49:58 PM

Quote from: knowhow on June 22, 2015, 07:47:25 PM

we all have both option and can easy invest half between them but im pretty sure the better results come with a high risk that is trade btc only or other crypto.... the buy and sell game.

I would just prefer to invest in altcoins right now, i mean they have alot of potential to go up an most of them are at bargain price.

potential to go down 90% of the time.

what makes you think it`ll go up, unless some actual services like just-dice is using it. you need concrete services like to ever have a alt coin to stand in value.

GreenStox

sr. member

Activity: 1148

Merit: 252

Undeads.com - P2E Runner Game

Quote from: knowhow on June 22, 2015, 07:47:25 PM

we all have both option and can easy invest half between them but im pretty sure the better results come with a high risk that is trade btc only or other crypto.... the buy and sell game.

I would just prefer to invest in altcoins right now, i mean they have alot of potential to go up an most of them are at bargain price.

knowhow

hero member

Activity: 560

Merit: 500

we all have both option and can easy invest half between them but im pretty sure the better results come with a high risk that is trade btc only or other crypto.... the buy and sell game.

ifightformerkel

legendary

Activity: 1386

Merit: 1000

Of course to invest (or to save up the money for some big investment like a house).

Because you have nothing when the money lay forever on the bank, then you die and for what you had the money, only for looking at it.
I would spread your investment, buy a house, a nice car and a little bit invest in bitcoins, or on the stock market.

But i would only invest on something like that, only the money that you can lose.

arallmuus

legendary

Activity: 2562

Merit: 1414

Quote from: Dotakels on June 22, 2015, 08:03:53 AM

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

Not entirely an issue I would say. As I have described it is just a matter of financial management because each investment bear their own risk which means that it is not related to how decent your capital is but rather how do you spread that risk into a smaller risk. Basically with strict financial management , people would be able to do so

I'll make an example using a small capital so

I.e you have $100 and you are spreading your it into 5 investment with $10 each leaving you another $50 for safety precautions which come in handy if you are losing the $50 invested.

See, it has nothing to do with your capital if you know how to manage them properly. Having $1M without a proper management for that would be the same as losing it anyway

Dotakels

sr. member

Activity: 490

Merit: 255

Quote from: arallmuus on June 21, 2015, 03:18:11 PM

Quote from: Dotakels on June 21, 2015, 11:56:19 AM

Quote from: Erdogan on June 21, 2015, 10:39:17 AM

Quote from: arallmuus on June 21, 2015, 04:43:06 AM

Quote from: Erdogan on June 20, 2015, 01:31:39 PM

-snip-

Good thinking of breaking through all of this discussion with this solid understanding for both option. So allow me to make a tl;dr version of your post because I doubt most people will be reading through your wall of text. Let me know if I am missing some vital point for it

tl;dr version :

#1 Saving main point is time aspect where you are saving it for future usage.

#2 Investing is about putting in some capital. Depending on what you are using what your investment for, if you are using it get more then
it is called as capital but if you using it for yourself than it is more of a consumer good

#3 Key for investing is financialization which means that it is best not to go all in and diversify your portfolio into several things

#4 Difference between saving and investing is that saving is for future usage while investing is to generate more revenue for you

In short: OK

I will only clarify the number 3 and 4 , first the number 3. I think you should say you have enough money or capital so that you can support you different investment. and the number 4 is saving is for your future expenses or in case of emergencies and the investment is for your income every month.

#3 should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.
As for #4 I think it is the same because anything that is related to "emergencies" is in the future therefore the word future usage has represent the future needs for emergencies as well

#3 its issued because if you have only a enough capital and don't have an extra money, your invesment maybe lost and you don't have money to continued it.

GreenStox

sr. member

Activity: 1148

Merit: 252

Undeads.com - P2E Runner Game

Quote from: melisande on June 21, 2015, 03:17:55 PM

Hands down it is better to invest money safely for an increase than saving it.
Saved money will only remain as it is and if affected by inflation the purchasing power will reduce.

If, the accent is on "if" you can manage to increase it safely.

There are too many scams lately in not just this forum but the whole financial world.

arallmuus

legendary

Activity: 2562

Merit: 1414

Quote from: Dotakels on June 21, 2015, 11:56:19 AM

Quote from: Erdogan on June 21, 2015, 10:39:17 AM

Quote from: arallmuus on June 21, 2015, 04:43:06 AM

Quote from: Erdogan on June 20, 2015, 01:31:39 PM

-snip-

Good thinking of breaking through all of this discussion with this solid understanding for both option. So allow me to make a tl;dr version of your post because I doubt most people will be reading through your wall of text. Let me know if I am missing some vital point for it

tl;dr version :

#1 Saving main point is time aspect where you are saving it for future usage.

#2 Investing is about putting in some capital. Depending on what you are using what your investment for, if you are using it get more then
it is called as capital but if you using it for yourself than it is more of a consumer good

#3 Key for investing is financialization which means that it is best not to go all in and diversify your portfolio into several things

#4 Difference between saving and investing is that saving is for future usage while investing is to generate more revenue for you

In short: OK

I will only clarify the number 3 and 4 , first the number 3. I think you should say you have enough money or capital so that you can support you different investment. and the number 4 is saving is for your future expenses or in case of emergencies and the investment is for your income every month.

#3 should not be an issue because it doesnt matter on how big your capital is, it is matter of financial management which means that if you divide them proportionally or according to each of the risk then it isnt an issue about the amount of the capital.
As for #4 I think it is the same because anything that is related to "emergencies" is in the future therefore the word future usage has represent the future needs for emergencies as well

Topic: Is it better to save money or invest it? - page 679. (Read 1181208 times)