I agree with you bro, I don't even believe in luck alon, those days are gone ✌️, every luck has a trace of little or great effort.
OP, Everybody has their own different beliefs about what their faith is and what has made them who they are, but I believe that all faith without work is ill.
To believe in luck, you must first be good at one thing, and to be good at one thing, you must put in little effort. All my life, I have never seen anyone make success out of nothing. My grandpa would tell me the story of their days, when one could just get a job immediately after completing senior secondary school; then, the employers would come pick you up at your house for employment, and you wouldn't need to stress at all for the job to get hired, but, bro, I think those days are gone.
Manners are no longer falling from heaven these days unless you put in your effort. I can believe that some people may put all their efforts into something and still get no good result, while some people only put in little effort and get enveloped by luck, but I strongly believe that today, zero effort is zero success. Any way is just my opinion.
What I have won in lucky draw was the crockery set and an ipod.
Nothing more than that. I agree with OP - sometime luck makes you rich! in fact most of the times