Ripple (XRP) is one of the coins that have great long-term potential that why I think I invested in it. For a start, Ripple's features provide many benefits investors should consider. Like, ripple has really fast transaction times, a transaction currently takes about 4 seconds to be processed. Second, XRP has really cheap transaction fees which are currently under a penny at $0.004 per transaction (less than 1/2 a cent). Also, Ripple is also partnered with over 100 banks which include the Bank of America, UBS, Standard Chartered, Barclays, JP Morgan, Santander and American Express.