Multiple criteria is associated to such a human behavior. Many only give money to people, whom they expect a payback, from a different way. Gamblers who lose it all, are seen in the society as irresponsible. Friends still should look out for other gamblers, who they have lesser love for in the society. Because the little rollers still end up losing too much money, amounting to high USD. So, truly, they may need the crowd funding to survive. It'll be difficult to find a community where people would render help to a losing gambler. Unless in situations where they are sure of a return after lending out the money. Other things may include, the character of the gambler after receiving the help. Remember we are looking at free funds here. It's crucial to know if the gambler is actually about to stop or wants to cheat others, by coining out a sweet emotional story. Givers are expected to run a background check before releasing any amount for the crowdfunding. Gamblers can't be predicted, that's why people can easily fund a friend's birthday, instead of trouble gamblers. Due to the risk involved, regarding, if the gambler will manage the funds. Few response above centers on the importance of not handing out the funds directly, to alter any form of misusing the funds to gamble again.