Topic: Is it better to save money or invest it? - page 21. (Read 1181206 times)

Well for me, i'd rather to prefer investing it because you can merely gain or get a profit on investing but somehow you can also lose but seeing the market now is great opportunity to invest. Well it depends on the person if what he wants to do with his/her money, if he wants to keep it safe and secure to have an assurance with the future then go with saving the money but if he wants to play with his/her luck then invest it, it take risk to win or lose.

Better to invest it than to save. Invest it in any legit Investment company or mutual fund. Your money will have greater interest than just save it in a bank they only offer 1 percent for the regular savings account and 2% on the time deposit. In investing there are many ways to raise your money but it still depend on how much risk you can afford. But remember, the higher risk the higher return.

Both were good but its nicer if you save first and after you have enough money .Its right time to invest to a legit bussiness.Save the half yu earn and invest the other half.

With savings, it will bring a sufficient amount of funding to stabilize your life for a while. But investing and doing business is an opportunity for you to improve your quality of life and change the future. If a good strategy on the crypto market is taking off, that is the hope and the opportunity to do so. I like to invest and do business rather than save money monthly in the bank.

You should not always depend on the cryptocurrency because if you will fully depend on the cryptocurrencies like the return from it then you will probably loss. You should just put your attention on other things like building your own business so if ever you don't have any profit from cryptocurrency then you will be getting income from your business.

I personally prefer it with cryptocurrency because only cryptocurrency is able to provide more in return. Moreover if we clever use the situation that happens surely you will get a more spectacular benefits. Well, now all cryptocurrency is in decline take advantage of your expertise to manage it especially for those of you who feel as investors and traders.

Investing is always better because you making your money work insteed of you. Saving also good way of managing money but it will never make profit for you.

Both, you can do both if you know how to handle your money. When you invest it, there's a chance that your money will grow, but there's risk, you just have to be careful to avoid  losing your money.

Bitcoin is now accessible all around the world and people are using bitcoin more than anything rise they know who they can make many form it,  it is very reliable to save it for the long time as it can be with draw anytime without any fear of lose I must act at the percent time these is nothing better than bitcoin investment, saving fort the long time can cause high amount of profit but they will have to keep patience and hold after investment so it is good to invest and let your money be wide more and more.

The words “saving” and “investing” are sometimes used interchangeably, but when it comes right down to it, we should be engaged in both, separately, to secure our financial future.

A shared characteristic of both savings and investing is the upmost importance that they play in our lives. If you are not doing either, the time is now to get started. This may require changes in spending, tracking and change in utilization of your income, but can and should be built into your plan. See, 10 ways to effectively save, to help you start saving. A general rule of thumb is we should not save long term but should invest long term. We should not invest short term, but save short term. Keeping that in mind, let’s review the differences. Also, keep in mind for both savings and investing that when risk goes down, liquidity goes up and vice versa.

To start, the biggest and most influential difference is risk. The difference involved with savings and investing, are much different and important to differentiate. When you save, you put money into a savings account like a money market or Certificate of Deposit (or CD). It has little risk of loss of funds but also has minimal gains. When you save, you are usually able to pull that money out when you want (or after a period of time) to use. When you invest, you have the potential of better gains or rewards, long term, but also the potential for loss.

You risk more in investing for a larger return, but your potential loss is available as well.

It is important to review your goals and see what the best option for each is, saving or investing. Done incorrectly, it could cost you a lot of money in fees or loss of potential income, earned through investing.

What Do We Save Versus What Do We Invest?
We save for purchases and emergencies. We save for things that need a vehicle to sit in, available when we need them and have low risk of losing value. It is important to track your savings, put a deadline or timeline to your goals and a value. For example, if you are saving for your annual family vacation, you might want to earmark $3000 to save in 9 months, to withdrawal in December. You then know how much you need, how much to save monthly and the ability to take the money, without fee to spend on that treasured vacation.

When investing, it is important not just to invest, but invest wisely and you will have a better return, when you invest early. Understanding different investment vehicles, what they are for and how to use them will be imperative to being successful. We invest long term, for our children’s college fund or retirement. We use specific vehicles that allow for growth, like these. If our children have 10 plus years before they go to school, we can invest monthly in a vehicle, like an ESA or 529 plan, that will allow for withdrawals when your child goes to college. Long term college plans, like the ones reviewed in this article, can help you to direct that goal, successfully.

When saving for retirement, it is marked as the end of your income earning years but the desire would be to utilize funds invested throughout your working years combinded with any employer pension plans, social security, annuities or other long term investments. There are many options to start or continue your retirement funding, reviewed with USAA's article, 4 Smart Ways to Save for your Future.

Another difference is interest, or money made. In investing, we want our investments to make us money vs. when saving, it is to keep our money safe, making very little return.

A certificate of deposit is another savings tool. This tool is relatively short term, ranging from a few months to many (7 or more) years. While in the CD, your money is safe and grows at a little bigger interest rate, than in a regular savings account but you do not have access to it until the term of the CD is over.

It is possible to be a wonderful investor, have growth in your 401K and have investment properties, but unable to make ends meet, if you do not understand how to save and follow through. You can save, penny pinch and save money each month, impressively, but long term, that savings will not pay in retirement and most likely will not pay your children's college plans, making investing equally important. Reminding us how important both are, when done together.

Where Is the Line Drawn between Short and Long-Term?
Generally speaking, short term is under 7 years and long term is over 7 years but when it comes to saving and investing, do not be too tied into the specific amount of years but more the need of the goal. Keep in mind when you will need funds, what your plan is for the funds and the safety/risk associated with it.

In the end, do not wait to do either. Time is the greatest opportunity to grow your money and to meet your goals. With as little as $1,000 you can start investing and start the path to reach long term goals and success.

Once we understand the difference between the two, CNN Money says it is easier than we think to follow through. We need to save and invest more than we are and do so for longer than just a few years. In investing, investing for your working years, is the only way to see measurable results. Lastly, we need to understand the definition of wealth. The author states "I've often said that finding your 'Enough' is what matters most...has shown how easy it can be to feel wealthy if you adjust your perspective and understand that the only true measure of wealth is freedom of time -- not your net worth."

By Lauren Welch

If you think about future investments, the first thing you have to do is come to mind. It preserves Bitcoins and exchanges it with Altcoins. Always be the best thing to save. So good reward.

Best investment?Property & Real estate!

You are free to choose on what you think is right and best to do with your money but if I were to recommend you something, I would say investing is the best thing to do to make your money grow more. Saving would definitely depend on bitcoin's volatility which is quite messed up since it usually rises and falls down in a minute so the growth of your money will surely be slow. If you will invest, the risky maybe high but the reward waiting is way higher.

It is really up to you, are you good with investing or saving? Well when investing you to be sure with your decisions because it is supposed to be worthy investment or else you'll end up regretting. But saving and investing can be done at the same time, with the right management of time and decisions.

For me invest money is better and profitable, although there is a risk but I have to make an investment to get profit, this is because if I save money in banks then I will not get anything.

I choose investments, there is a big chance to get a big profit in case of success of the project. For today, there are a lot of ICO in which it is worth investing

if want to grow your money it better to invest to the investment that gives you growth of your money in years like in real estate than putting your money in bank that has low profit of interest.

We should save something for emergency purposes. But most of the money should go to investing. It is the best way to make your money grow more faster. If you just save, then the money will just go idle. Make the money you saved work for you, just remember to always keep something you can use when an investment failed or emergency arises. This is the best approach, I think.

Of course invest! All the rich and successful people talk about it. They never save money. They invest them so that they be in circulation.

i believe it's both.  best to save and at the same time invest.  for the latter, it has to be a reasonable and well-thought such that you are assured of good returns in your investment.  i guess more percentage allotted for savings and then an extra few for investments.