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Topic: Is it better to save money or invest it? - page 622. (Read 1181208 times)

legendary
Activity: 1064
Merit: 1000
December 08, 2015, 10:23:00 PM
The thing is to save your money you should invest them. Due to inflation if you just keep your money in a bank you are losing part of them anyway.

Where to invest is a hard question. As we all know you might lose up to 40% of your money investing in gold (take the period from 2012 till now for example) and you can lose up to 70% investing in Bitcoins (take the period from Jan 2014 till now for example). Personally I think that Bitcoin will never drop to such an extent again, but that's just my opinion, I may be wrong of course.

Rather then investing in that, there are some good options like deposit account where you get more interest than inflation rate. You are not wrong on this however the question is will bitcoin maintain what its worth in the ten upcoming years? No one knows how the future is but according to calculation and data it should live.
hero member
Activity: 1456
Merit: 567
December 08, 2015, 08:14:37 PM
invest for sure. money just gonna value less overtime.
Invest in gold or land or bitcoin.
hero member
Activity: 560
Merit: 500
December 08, 2015, 08:00:33 PM
I had thinked into a loan from bank last week but well if i had made it i would be very happy todays as bitcoin keeps going up ,even getting down looks like the new stable price will be 400 dollars ,soo slowly growing.
sr. member
Activity: 370
Merit: 250
Forza Italia
December 08, 2015, 09:18:58 AM
If you are able to invest, I would say invest into bitcoin as much as you can and just hold. Don't invest all of your assets into bitcoin though.
It's best to safe some and invest some.
legendary
Activity: 1778
Merit: 1026
Free WSPU2 Token or real dollars
December 08, 2015, 05:04:26 AM
Compare saved money and invested money...and you have the answer from your self...
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
December 08, 2015, 04:58:43 AM
Is it better to save money in bank or invest it online, in real estate or maybe gold?

The thing is to save your money you should invest them. Due to inflation if you just keep your money in a bank you are losing part of them anyway.

Where to invest is a hard question. As we all know you might lose up to 40% of your money investing in gold (take the period from 2012 till now for example) and you can lose up to 70% investing in Bitcoins (take the period from Jan 2014 till now for example). Personally I think that Bitcoin will never drop to such an extent again, but that's just my opinion, I may be wrong of course.
hero member
Activity: 532
Merit: 500
December 07, 2015, 11:24:57 PM
I think that is good both
50-50 Invest and save half

I put more money in gold than bitcoin because I trust gold more than bitcoin. I invest money in bitcoins to make some quick profits but gold is for long term profits.
legendary
Activity: 1232
Merit: 1091
December 07, 2015, 01:51:11 PM
Save money doesn't generate interest
better to invest it !

Like me, I'm investing into bitcoin and I can make some profit by trading them to various exchanger

Putting your money in a bank savings account earns you barely 1%. It's definitely not worth it. In this case Bitcoin is most definitely the best possible investment with so much room for growth.
legendary
Activity: 1022
Merit: 1000
Blocklancer - Freelance on the Blockchain
December 07, 2015, 01:38:29 PM
I think that is good both
50-50 Invest and save half
sr. member
Activity: 392
Merit: 250
ドラゴンスピ
December 07, 2015, 11:48:05 AM
i think best invest is in "science and technology"
buy book read it and learn more about science , make your self rich with "science" then you can earning more money Smiley
sr. member
Activity: 336
Merit: 250
December 07, 2015, 09:54:01 AM
For me that I am new with bitcoin I will just save for now.
If I know more about investing than I will do that.
sr. member
Activity: 370
Merit: 250
Forza Italia
December 07, 2015, 09:47:57 AM
Having bitcoin is already an investment, the market just keeps on growing as we speak.

With bitcoin you can save at the same time as it is an investment as well.

That is if you're going to be in it on a long term. Same with gold, gold has been around for decades and the market is still standing.
legendary
Activity: 3122
Merit: 1398
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December 07, 2015, 09:43:18 AM
you can invest at real estate if you have more money but the interest of real estate i think only 10-20% /year and you need some "fee" to maintain and keep the place, also pay the maid and gardener to maintain cleanliness. Smiley

During the 2008 recession, real estate prices in regions such as Dubai and Hong Kong declined by as much as 80%. So there is no guarantee that real estate will give a return of 10% to 20% per year. Also, taxes can be a major issue in some of the countries. For example, property tax and land value tax in the United States can account for as much as 4% of the value of the property per year.
But real estate is the most stable , profitable and less risky investment than any other out there.
It just requires some C.A's and lawyer's  to get you pay the least taxes and effort around.

Agree. Real estate investment really gaves you a great and bigger profit as time goes by. You can do such affordable and convenient terms to your client and will get a good output to you. But in this investment, you really need a big amount of money to start and when I say big its not the "big" you are thinking. Investment here can't take as a joke.
hero member
Activity: 644
Merit: 509
December 07, 2015, 04:28:17 AM
Save money doesn't generate interest
better to invest it !

Like me, I'm investing into bitcoin and I can make some profit by trading them to various exchanger

but you must save some your moneycash/local currency
just in case if bitcoin price down you can buy more bitcoin
you can't trust bitcoin 100% and you can't invest all of your money
legendary
Activity: 966
Merit: 1000
December 07, 2015, 04:21:34 AM
you can invest at real estate if you have more money but the interest of real estate i think only 10-20% /year and you need some "fee" to maintain and keep the place, also pay the maid and gardener to maintain cleanliness. Smiley

During the 2008 recession, real estate prices in regions such as Dubai and Hong Kong declined by as much as 80%. So there is no guarantee that real estate will give a return of 10% to 20% per year. Also, taxes can be a major issue in some of the countries. For example, property tax and land value tax in the United States can account for as much as 4% of the value of the property per year.
But real estate is the most stable , profitable and less risky investment than any other out there.
It just requires some C.A's and lawyer's  to get you pay the least taxes and effort around.
legendary
Activity: 1163
Merit: 1005
December 06, 2015, 12:13:11 PM
Save money doesn't generate interest
better to invest it !

Like me, I'm investing into bitcoin and I can make some profit by trading them to various exchanger
sr. member
Activity: 364
Merit: 250
December 06, 2015, 12:00:44 PM
GOLD
legendary
Activity: 3752
Merit: 1217
December 06, 2015, 11:51:30 AM
you can invest at real estate if you have more money but the interest of real estate i think only 10-20% /year and you need some "fee" to maintain and keep the place, also pay the maid and gardener to maintain cleanliness. Smiley

During the 2008 recession, real estate prices in regions such as Dubai and Hong Kong declined by as much as 80%. So there is no guarantee that real estate will give a return of 10% to 20% per year. Also, taxes can be a major issue in some of the countries. For example, property tax and land value tax in the United States can account for as much as 4% of the value of the property per year.
legendary
Activity: 3458
Merit: 6948
Top Crypto Casino
December 06, 2015, 11:49:22 AM
I tend to have the philosophy of having a go to hell fund, which is enough money to live on for a while after you tell your employer to go to hell.  Roughly 6 months' worth of cash.  Everything else is investment money--stocks, precious metals, bitcoin, etc.
legendary
Activity: 3248
Merit: 1070
December 06, 2015, 11:39:43 AM
Noo. Nothing major is going to happen with the halving, everyone wants the price to go up but the truth is that, like litecoin, the price won't suffer any major changes. Maybe the difficulty will drop before the halving but other than that you can't expect the price to go up, if it goes up it would be just because of the speculation.

I am also having a feeling that the block reward halving will have a near-Zero impact on the Bitcoin prices. On the other hand, it can have a negative effect on it. That is because, a number of short-traders have started accumulating the coins, hoping that the prices will go up due to the halving. If their expectations are not met, they are going to dump their coins, which will drive down the BTC prices.

For the next block halving, from 25 to 12.5 will big effect. For the future ones, like from 12.5 to 6.25 will have much less effect as the proportion of new coin is much smaller.

the 2020 halving will still have some effect, but the 2024 and espcially the 2028 halving will be negligeable
That's the part when bitcoins starts to grow out of it's inflationary roots. In my opinion 2032 halving will be huge. By then we would be getting under a coin per block, that's pretty low by today's standards.

ah yes if you talk about adoption, i was talking about the mere effect of the halving itself, i was consider the pressure of the less coins dumped per day
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