Is it better to save money or invest it? - page 649.

jt byte

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Quote from: vendetahome on September 06, 2015, 08:38:30 AM

its better to invest your money though you should be careful to not invest in a hyip as there you would most probably loose all your money

Many hyip nowadays and the number is increasing everyday, what i don't prefer is to not invest in cloud mining as many are closing/not paying to their customers, so better saving.

vendetahome

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its better to invest your money though you should be careful to not invest in a hyip as there you would most probably loose all your money

jt byte

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Quote from: knowhow on September 06, 2015, 08:01:15 AM

the main problem of investmens by ourselfs is that we can go into a black investment,must research but the % attract instant our eyes,maybe let the money at some company of investments they generate profit and you have your savings almost secure on their hands.

It is almost based on the personality to go and investing in black investment, but for which one are you talking about?

knowhow

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the main problem of investmens by ourselfs is that we can go into a black investment,must research but the % attract instant our eyes,maybe let the money at some company of investments they generate profit and you have your savings almost secure on their hands.

smith coins

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Quote from: Nautiluss on September 01, 2015, 03:59:43 PM

Quote from: smith coins on August 29, 2015, 05:33:36 AM

Quote from: MinerHQ on August 28, 2015, 08:28:46 PM

Quote from: Yerm on August 28, 2015, 07:06:28 PM

saving money is better imo. investing is a lot riskier but could potentially yield better results.

You should save first to invest money. From your saving based on your risk factor some portion need to invest for long term appreciation.

Saving -> Investing -> The profit or the Loss this is the cycle. If we have profit we invest again and again, everything is risky.

Its a matter of if the game or the system you chose is in your favor.

And it should be implied for everything we do in finance, most people dont get that so everythings consider not reducing the risk they take.

You should think so, as it is in your favor and always be optimistic that you will win.

Quinn

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It all depends on one's circumstances and personal choice. We have situations where the margin for taking risk is extremely narrow and the current financial situation discourages us to take any risk at all. In this case, you must be careful about spending your money and prefer saving.

However, if your basic financial circuit is smooth, and you have a strong decision power. I would say you should go for the investment route after thoroughly researching your available investment options. Once you take the decision, stick with it patiently.

knowhow

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Brazil at the moment apply money into savings is a loose since the inflaction is very above the interest,and the best is to have full control of your money investing your money where you wanna like altcoins.

deisik

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Quote from: HarHarHar9965 on September 05, 2015, 05:15:25 AM

Quote from: lahm-44 on September 04, 2015, 08:10:57 PM

saving money is much more better than investing it. suppose you are earning 100$ everyweek. so if you save 50$ from that then in a year you will earn about 600$ but in the case of investing lets say you are getting 1% per day then it will yeald hardly 30% in a month that means 30$ in a month and you also have to invest the full 100$ in it

either your example was terrible or I did not really understand it. If A is earning 100$/week and saves 50$, he should be earning about 2400$ annually and not just 600. Then, when you brought up investing, you went to 1% a day when you were measuring earning in weeks and savings too. Let's say a person earns 1% of 2400$ everyday, he still gets 8760$ annually. What do you mean bruh?

That example is flawed right at the start. Earning $100 per week is evidently compared with investing $100 per once (because of "30$ in a month"), lol

And I'm not even mentioning compounding (which is absent in the case of saving)

futurebit640

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Saving is typically for smaller shorter term goals in the near future usually three years or less like going on vacation or having money for some thing to buy.

Investing can help you reach bigger long term goals at least four to five years away like saving for a child’s college education. Investments have the potential for higher return than a regular savings account. Your investments may appreciate go up in value over time. This increases your net worth which is the value of your assets.

HarHarHar9965

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Quote from: lahm-44 on September 04, 2015, 08:10:57 PM

saving money is much more better than investing it. suppose you are earning 100$ everyweek. so if you save 50$ from that then in a year you will earn about 600$ but in the case of investing lets say you are getting 1% per day then it will yeald hardly 30% in a month that means 30$ in a month and you also have to invest the full 100$ in it

either your example was terrible or I did not really understand it. If A is earning 100$/week and saves 50$, he should be earning about 4800$ annually, saving 2400$ and not just 600$. Then, when you brought up investing, you went to 1% a day when you were measuring earning in weeks and savings too. Let's say a person earns 1% of 2400$ everyday, he still gets 8760$ annually. What do you mean bruh?

knowhow

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Quote from: MinerHQ on September 04, 2015, 07:51:13 PM

Quote from: knowhow on September 04, 2015, 07:37:18 PM

well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

Yes but no one can predict which currency will go high so when you invest do proper study before investing and diversify your investments to reduce your losses

Well the same way with bitcoin and altcoins happend you never know which one will grow and when,the thing is invest on something you believe it will get interest or invest safety like old coins.... doge,ltc and others... eth is the new king these days mooving over 1000 btc daily.... be smart and invest wise and collect proofs

lahm-44

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saving money is much more better than investing it. suppose you are earning 100$ everyweek. so if you save 50$ from that then in a year you will earn about 600$ but in the case of investing lets say you are getting 1% per day then it will yeald hardly 30% in a month that means 30$ in a month and you also have to invest the full 100$ in it

MinerHQ

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Quote from: knowhow on September 04, 2015, 07:37:18 PM

well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

Yes but no one can predict which currency will go high so when you invest do proper study before investing and diversify your investments to reduce your losses

knowhow

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well dollars is getting powerful day by day ,at brazil it has breaken the sky already being at ratio 1:3,8 local money.Soo if you had invested into dollars and now exchange the same dollars you would get an easy profit,always better invest then save it.

hendra147

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this is about
what do you want

are you want to get profit ? and ready if you lose it ? you can choose invest
if you want to safety , save it at Bank ( i prefer it USD)

smith coins

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Quote from: wearehatetherules on September 04, 2015, 05:07:36 PM

invest on bank,or buy a gold,dont invest on website online,you will never know when online investment will scam or cheat on you.

Online services are easy to be spread comparing to real world businesses, and it can fast disappear and being scammed easily. Conclusion is that invest in real things.

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invest on bank,or buy a gold,dont invest on website online,you will never know when online investment will scam or cheat on you.

deisik

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It is risk/reward ratio that matters here, and, I guess, Bitcoin is pretty good at it

deisik

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Quote from: bryant.coleman on September 04, 2015, 01:24:38 PM

Quote from: HarHarHar9965 on September 04, 2015, 12:05:09 PM

well said, who'd really invest in bitcoin if it was so volatile?

Volatility will make Bitcoin more attractive for short traders. But at the same time, it will make Bitcoin (and the other crypto-coins) less attractive for the institutional as well as long-term individual investors. Overall, it is going to be good for the Bitcoin trading, but I am not sure whether it will be good for the mainstream adoption.

Evidently, you meant day traders

Nevertheless, I totally disagree with what you said. The stock market is generally by far more volatile than Bitcoin. Shares, unlike Bitcoin, can and do hit ground (with companies going bust now and then, here and there), but this in no case prevents long-term investors (e.g. venture capital) from risking their money...

bryant.coleman

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Quote from: HarHarHar9965 on September 04, 2015, 12:05:09 PM

well said, who'd really invest in bitcoin if it was so volatile?

Volatility will make Bitcoin more attractive for short traders. But at the same time, it will make Bitcoin (and the other crypto-coins) less attractive for the institutional as well as long-term individual investors. Overall, it is going to be good for the Bitcoin trading, but I am not sure whether it will be good for the mainstream adoption.

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