So, I got my wirex card in the mail on Friday, did a bit of testing with it before some feedback.
Some things have changed
- obviously, Mastercard and not Visa anymore
- the balance is no longer split on the card, you don't need to fund your euro card account with euro
- contactless payments are working far better. I did about 10-12 purchases, not a single time has the PoS asked for the PIN, with the old one it happened about one in 5 times.
- payment over the internet? This one is a disaster! Tried to pay my vpn subscription, failed, tried to buy a membership with one of the games I play online, failed, tried to pay my electric bill, failure again. The only thing I was able to pay was the bill with my ISP, they asked for a 6 digit security number, got that and the payment got through, All others, the sum is charged and then instantly credit back to your account. This is one big NO.
- the cashback is now in WXT, again..meh
- I assume this is a change too but in order to get higher cashback rewards, you need to pay for a subscription, which is, I don't even know how to call it other than BS, 10 euro a month to get back 1% instead of 0.5, you need to spend 2k euros for it to make sense excluding the other exchange fees, not going to happen.
- created a ticket about the rejected payments on Friday, no answer back till this moment
Overall, the previous Visa experience was better.
Note to myself, I need to stop collecting those damn crypto cards like they are pokemons!